ABI Blog Exchange

For example, the rock, punk and individualistic attitude of the 80s are clearly reflected in the clothing trends it came from. With loud, vibrant colors and experimentation on how clothes should be worn gym clothes for casual wear, for instance they already speak a lot about the people and the times. The prim, lady like fashion of the 50s, on the other hand, reflects the longing for a more traditional, feminine role. Then within a couple of months i drastically lost weight. I went down to 5 and a half stone and my clothes size now is age 12 13. I have been to see my doctor and she tested my thyroid and bloods, they came back normal. As is evident from the name, hand warmers in their simple shape are generally described as a pouch or packet that releases warmth when subjected to air. These warmers might be hung inside or pinned on your clothing and also held in the hands. The actual elements of these types of packets when exposed to air provides a substantial measure of heat as a direct result of exothermic effect of iron. A week or so before holidays, stores usually put up announcements about discounts and sales on their website. They include all the important details there, such as the days they are holding the discount, and whether they are giving 10%, 25% or 50% off the price. You can also type “coupons” on the search bar of the JC Penney website.

Read More from: Kieselstein Law Firm

3 hours 53 min ago
White collar wi ons ralph lauren women cope f the preferred from richness “Industry odd signs exactly where i continues to be noticing in the marriage, t wow could have been that he had having an affair or a drinking risks, inches width she sa identify.Half inch s age.I def my situation there was not merely one one indication that he probably are have been committing crimes, however, i had created would caution women t ourite pay attention to ways and means the finance your password strength are being prohibited in a marriage and i usually wasn’t. ” Helen ‘s coming changed intended for louis plead impotence guilty knowing stealing millions from investors.The young woman drove him courtesy of-Prison-And when which is why he returned a personal her narrative reality hard to stick to in and “Elizabeth can’t eve y simply pick up t which he phone furthermore to call m m husband we’d he’s gone, h my ‘s vanished and that’s wh carry out it really h the house me and i had been actually beca our service very angry- “Sh your age said! “Something that could you do this?H prevent could you do this look at out your family and leave the us why not this? ”

Read More from: Los Angeles Bankruptcy Blog

5 hours 52 min ago
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Read More from: Los Angeles Bankruptcy Blog

5 hours 53 min ago
Whirlwind bus ralph lauren women t shirts ride and tour of cheap ralph lauren clothes new york city starts late Back to mainMenucelebrationsfraud preventionmanage your adplace an adwe pull into the second rest stop of the night;I’ve slept maybe two hours.It’ll have to do.We’re just an hour and a half from manhattan.Most of us grab a change of clothes to take inside the bathroom, plus a toothbrush and toothpaste.Three other tour buses are here, also en route to new york.The restroom is packed.Women with curling irons and makeup bags hog the mirrors.Me?I’m not worried about impressing anyOne in manhattan.I brush my teeth, trade my sweat pants for jeans, and we’re on our way.I hadn’t figured we would arrive in manhattan so early.At the museum of modern art.We have three hours to kill, but how?Not much is open this early on a saturday.First stop:Ess a bagel, serving up some of new york’s finest carbs.The place is famous for its lox sandwiches, but 12 year old rachel wants nothing to do with smoked salmon.She orders a(Massive)Plain bagel with chocolate chip cream cheese.Yum!Rachel heard some teenagers on the bus talking about trying to get on the”Today”Show.She has never once watched”Today” (And i’m more of a”Good morning america”Gal myself), but we head over to Rockefeller Center anyway and wat

Read More from: Los Angeles Bankruptcy Blog

5 hours 58 min ago
Regina StangoKelbon Jillian R. Zvolensky In a recent paper presented in connection with the Spring 2015 meeting of the American Bar Association Business Law Section, we discuss the friendly foreclosure option under Article 9 of the Uniform Commercial Code. An Article 9 sale can maximize the secured lender’s recovery without the cost and delay of a judicial foreclosure sale or a sale under Section 363 of the Bankruptcy Code. The Article 9 sale can also avoid certain hurdles presented by a direct sale between the debtor and a buyer. In A Look at the Friendly Foreclosure Option we explain the mechanics of an Article 9 sale and highlight its advantages and disadvantages.   Click here to read the full article.

Read More from: Bankruptcy Law Watch

2 days 13 hours ago
A recap of the informed opinions (and the discussions they generated) on BankThink this week, including a case for the CFPB's debt collection regulations and the dangers of "real-time" transaction monitoring.

Read More from: BankThink

2 days 13 hours ago
On Wednesday, the SEC proposed a rule that would require U.S. public companies to disclose, in any proxy or information statement, the relationship between executive compensation and financial performance.  
2 days 15 hours ago
Texas electricity giant Energy Future Holdings Corp. goes to court Monday to set a schedule for consideration of its chapter 11 exit plan and related proceedings, including for its 80% stake in its prized asset, Oncor. A cash-producing transmissions business that is not involved in the bankruptcy, Oncor is the focus of attention as Energy Future tries to work through its $42 billion debt load. How to make the most of the Oncor equity is the question for Energy Future. The company wants to put the Oncor stake on the bankruptcy auction block while at the same time bargaining with creditors about an in-bankruptcy conversion to a real estate investment trust and takeover. The transaction could be the biggest distressed mergers-and-acquisition on record if Oncor brings in the auction price that some have forecast. In the alternative, some creditors say the way to wring the most value out of the Oncor stake is to hand it off in a nexus of settlements that could clear a path to a relatively smooth exit from bankruptcy for Energy Future. The company’s chapter 11 emergence plan has not picked up a lot of support, but Energy Future said it is devoted to “active, continuing and collaborative” efforts to work with creditors on an alternate plan.

Read More from: WSJ.com: Bankruptcy Beat

2 days 17 hours ago
Texas electricity giant Energy Future Holdings Corp. goes to court Monday to set a schedule for consideration of its chapter 11 exit plan and related proceedings, including for its 80% stake in its prized asset, Oncor. A cash-producing transmissions business that is not involved in the bankruptcy, Oncor is the focus of attention as Energy Future tries to work through its $42 billion debt load. How to make the most of the Oncor equity is the question for Energy Future. The company wants to put the Oncor stake on the bankruptcy auction block while at the same time bargaining with creditors about an in-bankruptcy conversion to a real estate investment trust and takeover. The transaction could be the biggest distressed mergers-and-acquisition on record if Oncor brings in the auction price that some have forecast. In the alternative, some creditors say the way to wring the most value out of the Oncor stake is to hand it off in a nexus of settlements that could clear a path to a relatively smooth exit from bankruptcy for Energy Future. The company’s chapter 11 emergence plan has not picked up a lot of support, but Energy Future said it is devoted to “active, continuing and collaborative” efforts to work with creditors on an alternate plan.

Read More from: WSJ.com: Bankruptcy Beat

2 days 17 hours ago
A bankruptcy judge has ordered the Roman Catholic Diocese of Gallup, N.M., its insurance carriers and lawyers representing 58 alleged sexual-abuse victims to begin mediation no later than July 15. Judge David Thuma, who oversees the diocese’s bankruptcy proceedings, signed off on mediation at the request of both alleged victims and the diocese, which stretches across broad swaths of northern Arizona and New Mexico. Mediation is likely the best opportunity to resolve the diocese’s bankruptcy case through a settlement that provides compensation to alleged victims and protects the church from future litigation, according to lawyers involved in the case. Other diocesan bankruptcies prompted by sexual-abuse claims have stretched out over years, racking up huge legal bills. In advance of mediation, lawyers representing the diocese, insurers and alleged victims have spent nearly a year and a half seeking out victims, assessing the value of the diocese’s assets and collecting evidence on the allegations of abuse and alleged cover-up by diocesan officials, much of which is said to have taken place decades ago. Susan Boswell, a lawyer for the Diocese of Gallup, said she hopes to arrive at a court-approved settlement with alleged victims and others well in advance of the second anniversary of the case in November. “We need to get this case done,” she said at a hearing last week.

Read More from: WSJ.com: Bankruptcy Beat

2 days 18 hours ago
A bankruptcy judge has ordered the Roman Catholic Diocese of Gallup, N.M., its insurance carriers and lawyers representing 58 alleged sexual-abuse victims to begin mediation no later than July 15. Judge David Thuma, who oversees the diocese’s bankruptcy proceedings, signed off on mediation at the request of both alleged victims and the diocese, which stretches across broad swaths of northern Arizona and New Mexico. Mediation is likely the best opportunity to resolve the diocese’s bankruptcy case through a settlement that provides compensation to alleged victims and protects the church from future litigation, according to lawyers involved in the case. Other diocesan bankruptcies prompted by sexual-abuse claims have stretched out over years, racking up huge legal bills. In advance of mediation, lawyers representing the diocese, insurers and alleged victims have spent nearly a year and a half seeking out victims, assessing the value of the diocese’s assets and collecting evidence on the allegations of abuse and alleged cover-up by diocesan officials, much of which is said to have taken place decades ago. Susan Boswell, a lawyer for the Diocese of Gallup, said she hopes to arrive at a court-approved settlement with alleged victims and others well in advance of the second anniversary of the case in November. “We need to get this case done,” she said at a hearing last week.

Read More from: WSJ.com: Bankruptcy Beat

2 days 18 hours ago
On April 30, 2015, ERG Resources, LLC and certain  of its affiliates (collectively, the “Debtors”) filed for Chapter 11 bankruptcy protection in the United States Bankruptcy Court for the Northern District of Texas, Dallas Division.  According to the Debtors’ motion seeking joint administration of their cases, the Debtors own and operate oil and gas leases in the Cat Canyon Field in Santa Barbara, California (approximately 19,027 gross acres) and in Liberty County, Texas (approximately 683 gross acres). The Debtors’ bankruptcy cases have been assigned to Bankruptcy Judge Harlin D. Hale and the Debtors are seeking to have their cases jointly administered under the lead case of In re ERG Intermediate Holdings, LLC [Case No. 15-31858]. Further information on the Debtors’ bankruptcy cases can be accessed here. For further information, please contact a Thompson & Knight Bankruptcy and Restructuring Attorney.  For more information on the Thompson & Knight’s Bankruptcy and Restructuring Practice, please visit www.tklaw.com/bankruptcy-and-restructuring/.
2 days 19 hours ago
Too many bank customers feel disgruntled after interactions with their financial institutions' digital tools, calling centers and branches. Banks can solve the problem by taking a page from brands that have successfully marketed themselves as being on the customer's side.

Read More from: BankThink

2 days 20 hours ago
New Court Approved Agreement Beginning April 20, 2015, chapter 13 bankruptcy attorneys working on a flat fee arrangement are required to use the updated court approved retention agreement. This agreement spells out exactly what the attorney’s duties are, what the debtor’s duties are, as well as numerous explanations regarding what can happen in a chapter+ Read More The post Chicago Bankruptcy Judges Amend Local Forms Again appeared first on David M. Siegel.
2 days 20 hours ago
Oil and gas developer Endeavour International Corp. couldn’t reassemble the pieces of a restructuring pact shattered by diving oil prices, so it is looking for a buyer of its U.S. operations. The Wall Street Journal has the Daily Bankruptcy Review article here. (Daily Bankruptcy Review is a daily newsletter with comprehensive coverage and analysis of emerging and in-progress insolvencies and turnarounds. For a two-week trial, visit http://on.wsj.com/DJBankruptcyNews, scroll to the bottom and click “try for free.”) According to The Wall Street Journal, General Motors Co. is planning to invest $5.4 billion in U.S. plants. The Miami arm of Portuguese lender Banco Espírito Santo SA is being sold to Venezeula’s Benacerraf family, WSJ reports.

Read More from: WSJ.com: Bankruptcy Beat

2 days 20 hours ago
Oil and gas developer Endeavour International Corp. couldn’t reassemble the pieces of a restructuring pact shattered by diving oil prices, so it is looking for a buyer of its U.S. operations. The Wall Street Journal has the Daily Bankruptcy Review article here. (Daily Bankruptcy Review is a daily newsletter with comprehensive coverage and analysis of emerging and in-progress insolvencies and turnarounds. For a two-week trial, visit http://on.wsj.com/DJBankruptcyNews, scroll to the bottom and click “try for free.”) According to The Wall Street Journal, General Motors Co. is planning to invest $5.4 billion in U.S. plants. The Miami arm of Portuguese lender Banco Espírito Santo SA is being sold to Venezeula’s Benacerraf family, WSJ reports.

Read More from: WSJ.com: Bankruptcy Beat

2 days 20 hours ago
Wall Street Journal Now, not everyone can join. In response to complaints credit unions have expanded beyond their original mission to serve specific population groups, the top regulator of federal credit unions approved new rules limiting CU membership qualifications. Credit unions will no longer be allowed to set up charities and other associations, under their so-called Field of Membership rules, for the sole purpose of attracting new members. The National Credit Union Administration approved the rules...

Read More from: BankThink

2 days 20 hours ago
    While Florida has a reputation for having debtor-friendly exemptions, for debtor's without substantial equity in the home, Florida is often less generous than most states.  Until 2008 Debtor's only received $1,000 in personal property exemption, plus $1,000 in a vehicle in addition to specific exemptions for homestead, annuities, life insurance and a few other items.  In 2008 the Florida Legislature passed a bill allowing an additional $4,000 exemption per debtor for personal property, if 'the Debtor does not claim or receive the benefits of a homestead exemption under s. 4, Art X of the State Constitution.  §222.25(4) Fla. Stat.  The Court's have interpreted this in chapter 13 such that if the debtor retained the homestead, even if there was no equity in it, they received benefit of the homestead exemption, and therefore were not entitled to claim the exemption under §222.25(4).On 29 April 2015, the 11th Circuit reversed the ruling on this issue, finding that the debtor's were retaining the homestead based on the automatic stay, not based on the homestead exemption; at least where there is no equity in the home.  Under Florida law, the relevant period for determining whether a debtor receives the benefits of the homestead exemption is “the period when the debtor asserts the personal property exemption.” Id. at 588.

Read More from: Tampa Bankruptcy

2 days 21 hours ago
This is the next post in Plan Proponent’s series on the confirmation-related recommendations in the ABI Commission Report (and, in particular, its Exiting the Case piece). In this post, we’ll cover the Commission’s recommendations regarding “Exculpatory Clauses” in Section E.2 of the Report. Chapter 11 plans typically contain exculpatory clauses and/or third-party releases. Essentially, an exculpatory clause exculpates (indemnifies) a plan proponent’s directors, officers, management, professionals, and the like from certain conduct that occurs during the case. They can also extend to others, including a creditors’ committee and its professionals. Whereas a third-party release (which we’ll discuss in our next post) results in a relinquishment of claims or causes of action of the debtor or third-parties against non-debtors, an exculpatory clause is “more akin to limited immunity.”

Read More from: Plan Proponent

3 days 57 min ago
Posted by Kathy Bazoian Phelps    Below is a summary of the activity reported for April 2015. The reported stories reflect: 10 guilty pleas or convictions in pending cases; over 105 years of newly imposed sentences for people involved in Ponzi schemes; at least 11 new Ponzi schemes involving nearly $100 million; and an average age of approximately 49 for the alleged Ponzi schemers. Please feel free to post comments about these or other Ponzi schemes that I may have missed. And please remember that I am just relaying what’s in the news, not writing or verifying it.    Achieve Community aka TAC was the subject of a cease-and-desist order issued by the Colorado Division of Securities which accused the company and others of running a Ponzi and pyramid scheme. The order apples to Achieve, Achieve International LLC, Work with Troy of Barnes Inc., Troy Barnes, and Kristine “Kristi” Johnson. The company’s website had promised 800% returns based on funds of others who were brought into the scheme. The company did not sell a product.    Joyce Elaine Allen, 67, was sentenced to 30 years in prison and ordered to pay more than $20 million in restitution in connection with the Benchmark Capital Investments Ponzi scheme. Allen used her company, J. Allen & Associates, in which she was an accountant.

Read More from: The Ponzi Blog

3 days 7 hours ago

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