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President Trump’s proposed cuts to programs providing credit options for low-income and underserved communities would have a particularly negative effect in states that voted for him.

Read More from: BankThink

6 days 12 hours ago

U.S. bank regulators have tentatively agreed to ease an appraisal requirement that could help commercial real estate borrowers, said people familiar with talks among the agencies.

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6 days 12 hours ago

The Office of the Comptroller of the Currency can give lenders relief from the effects of a recent court decision over interest rate authority, but only if the agency chooses to do so.

Read More from: BankThink

6 days 12 hours ago

On Dec. 31, 2016. Dollars in thousands.

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6 days 12 hours ago

On Dec. 31, 2016. Dollars in thousands.

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6 days 12 hours ago

Community bankers want a two-year span between exams for small banks in good standing. Regulators, however, are reluctant to revert to pre-crisis policies.

Read More from: BankThink

6 days 12 hours ago

The rapid advancement of social media platforms into the payments and finance markets, as well as millennials' devotion to apps like Venmo, were major factors driving a 47% increase in the U.S. digital person-to-person payments market last year.

Read More from: BankThink

6 days 12 hours ago

On Dec. 31, 2016. Dollars in thousands, except for average loan amount

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6 days 12 hours ago

David Rockefeller, the U.S. banker, philanthropist, presidential adviser and heir to one of history’s most fabled fortunes, has died. At 101, he was the world’s oldest billionaire.

Read More from: BankThink

6 days 12 hours ago

U.S Bank’s commercial Visa card customers can now use their smartphones to make corporate payments via Apple Pay, Android Pay or Samsung Pay.

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6 days 12 hours ago

A bank took the unusual step of suing the FDIC over its Camels rating of 4 in a case that could set an important precedent for the industry.

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6 days 12 hours ago

Customers of National Capital Bank in Washington wanted mobile banking with remote deposit capture, but the community bank first had to find a new CEO.

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6 days 12 hours ago

The latest numbers underscore the extent of the challenge that the megabank faces in restoring its once-clean public image.

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6 days 12 hours ago

David Cotney, former Massachusetts banking commissioner, will guide compliance for the New Jersey bank, a critical partner for many fintech startups.

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6 days 12 hours ago

The former chairman of Chase Manhattan Bank, who died Monday, displayed “great graciousness, even in periods of stress."

Read More from: BankThink

6 days 12 hours ago

The Association of Insolvency & Restructuring Advisors published its 1st Quarter 2017 Journal last Friday. Richard Gaudet, of HDH Advisors, LLC, and I wrote the article titled “Till Realized: Calculating Objective Chapter 11 Cramdown Rates without Expert Testimony.” The focus of the article is on the application of the U.S. Supreme Court case of Till v. SCS Credit Corp. (2004) to Chapter 11 debtors who can’t afford to hire an interest rate expert. Specifically, is it possible for a debtor to establish a Till-compliant cramdown interest rate objectively and economically, all without the necessity of engaging an expert witness? We think so.

To read the article, click on the image or link below.

Read More from: Plan Proponent

6 days 13 hours ago

Attorney Mary PoolWant free groceries?  If so, on April 5th Winn Dixie is replacing its Fuel Perks program with Winn-Dixie Reward + Plenti.  Customers will be able to earn points buying groceries at Winn-Dixie or spending money at any Plenti reward partner.  You can earn points by:

  • Switching to AT&T
  • Buying gasoline at any Exxon or Mobile station
  • Buying goods at Macy’s and many other online retailers
  • Dining out at participating local restaurants

The Plenti reward program was launched by American Express.  For every 1,000 points your earn you receive $10 or more.  There are two ways to earn points:  1) shopping at participating partners and 2) activating participating offers in advance on the Plenti rewards website.

Read More from: Bonds & Botes, P.C.

6 days 13 hours ago

The ground has shifted under California real property law.

The change looms as large as a quake along the San Andreas fault that runs through our neighborhood.

The  words on a real property deed no longer mean exactly what they say when the property owners are married to each other.

The newly decided Bruce case holds that the presumption that property acquired during marriage is community property trumps the form of title expressed in the deed.

6 days 17 hours ago

5642525578_b521dedaab_bFor most of us, finding out that we are getting a sizable tax refund is great news.

But if you’ve recently filed a Chapter 7 bankruptcy, hold your celebration.

That refund may not be yours.

You have a bankruptcy estate

When you file bankruptcy, all of your assets become a “bankruptcy estate”.  The estate includes your real estate; tangible things like cars and household goods; bank accounts; and legal rights.

Those legal rights might include the right to file a lawsuit;  your share of a class action suit; an interest in the estate of someone who has died; or your right to get back money you overpaid in taxes.

6 days 18 hours ago

New Jersey foreclosure attorney

It’s a jarring, but true statistic that millions of Americans have trouble paying their mortgage. Sometimes it’s because a family will simply live paycheck-to-paycheck, other times it’s because unforeseen situations could even have them facing foreclosure. Owners in this situation may also consider a short sale.

A short sale is the process of selling a home for less than the amount owed to the creditor, usually when the value of the home has dropped. In this way, a homeowner can seek approval from the creditor to sell the house at a lower value and in most cases the mortgage would be considered paid in full.

In general, it’s easier than executing a foreclosure for the bank and there’s more control in how the short sale would affect your finances. Let’s take a look at some of the pros and cons of a short sale:

Pros

Alternative to Foreclosure

6 days 19 hours ago

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