Written by Debra Lee Hovatter (Spilman Thomas & Battle, PLLC), this Handbook is designed for nonlawyer professionals who service consumer bankruptcy accounts for financial institutions, servicing companies and debt collectors. It is a guide to understanding the bankruptcy process, the debtor's rights and how bankruptcy affects a creditor's rights with respect to a consumer bankruptcy account. Among the topics covered are the basics of bankruptcy, the attributes of the different chapters under which a consumer may seek protection, the automatic stay and discharge, reaffirmation and avoiding liens in bankruptcy. This handy primer complements a financial institution's policies and procedures, and can be a helpful guide for lawyers who do not practice in the bankruptcy arena, but want to understand the concepts. Softbound, 176 pages.