This panel provides a survey of recent issues in consumer bankruptcy that include stale debts and the SCOTUS opinion in Midland Funding LLC v. Johnson collateral litigation, unfair debt collection, truth in lending, choice of forum, community property issues, the impact of BAPCPA, the UST audits, the heightened standards for debtors' counsel, the “debt collector” notice and other burdens imposed by Congress, and recovering attorneys’ fees on unsuccessful creditor actions in bankruptcy court.