On May 7, 2019, the Consumer Financial Protection Bureau (the “CFPB”) issued its Notice of Proposed Rulemaking related to the Fair Debt Collection Practices Act (the “FDCPA”). The CFPB has proposed several updates to the FDCPA, including: regulations regarding the use of emails and text messages; exemptions from the FDCPA for limited content messages; limitations on the number of telephone calls a debt collector can make per week; model notices and disclosures; and prohibitions related to time-barred debts and credit reporting. However, the proposed amendments do not address the confusion caused when a creditor subject to the FDCPA is required to communicate with a consumer that has filed a bankruptcy case. Please join us for a webinar discussing the intersection of the FDCPA and bankruptcy, including, without limitation:
Tension among the FDCPA’s debt validation requirements and the bankruptcy process, including the automatic stay, discharge and claims process.
Conflicts between the FDCPA’s Mini-Miranda disclosure requirements and the automatic stay and discharge order.
Difficulties in the timely delivery of required financial information and disclosures to consumers in bankruptcy, given the FDCPA’s requirement, subject to limited exceptions, that communications be made through the consumer’s counsel.
Tuesday, July 30, 2019
Noon - 1:15 pm ET
This webinar is free to attend and CLE is available to members in qualifying states.*
Jon Jay Lieberman, Moderator
Sottile & Barile LLC
Christopher L. Hawkins
Bradley Arant Boult Cummings LLP
Keith J. Larson
Seiller Waterman LLC
* 1 hour of general CLE credit is available in the following pre-approved 60-minute-hour and 50-minute-hour states: AK, AL, AR, CA, DE, GA, IL, MO, NJ, PA, SC, TN, TX, VT, WI, and WV. These states follow an approved jurisdiction policy: AZ, CO, CT, NH, NY. ABI will submit attendance to DE, IL, NV, PA, TN, and TX. For those jurisdictions not listed, ABI will not seek direct accreditation attorneys will need to self-submit. Some states allow may not allow self-submission. ABI will issue certificates for attorneys to self-submit for approval. ABI charges an administrative fee of $5 for Members and $25 for non-members upon requesting CLE credit for this program. Further details will be provided the day of the event.