ABI Blog Exchange

Rising short-term rates have so far been a boon for bank profitability. But technology has made it is easier than ever for customers to migrate their funds, which means the battle for highly-valued core deposits is likely to heat up.

The political pendulum appears to be swinging toward significantly lower capital requirements, but that threatens to undo the gains banks made in the wake of the financial crisis.

It's been a decent year for banks, especially given the industry's return on assets hit a 10-year high. But there are signs it might not last.

HT: Joseph Blocher

Halloween fun does not need to stop when you grow up. But, many adults associate the holiday with excessive drinking, partying and mischief. At times, these activities are taken too far, leading to larger crimes such as assault.

Momentum is building to replace the hard-target $50 billion asset systemic risk threshold for banks with an indicator test, but it remains unclear whether it will be enough to get Congress to act.

The Alabama bank's provision for loan losses rose 59%, but it still reported an 8% increase in 3Q profits thanks to stronger margins and fee income.

The Dallas consumer lender says it plans to boost subprime originations again after retooling its portfolio and taking stock of the economy.