ABI Blog Exchange

2017-06-22
Just as we call letters "snail mail," in the future people may consider bank transfers snail money.

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2017-06-22
U.S. banks face a tricky calculus in deciding whether to adopt expensive technology aimed at reducing online fraud.

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2017-06-22
Housing finance reform discussions are heating up and there's a growing sense that legislation can be enacted sooner rather than later. Here's why.

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2017-06-22
Less than a week after buying a firm that helps consumers find the best deposit rates, the Charlotte company said it is paying up to $39.5 million for a site that grades banking products for simplicity and fee structure.

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2017-06-22
Royal Bank of Canada, the country’s second-largest lender by assets, is cutting about 450 positions, mostly at its headquarters.

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2017-06-22
The Michigan company was caught off guard by CEO David Ramaker's decision to retire. Fortunately, Chemical had retained Talmer Bancorp CEO David Provost after buying his bank a year earlier.

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2017-06-22
For Democrats, the scandal is a prominent symbol of big-bank misbehavior, while Republicans want to use it to show the shortcomings of the CFPB.

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2017-06-22
Vinny Lingham, founder and CEO of Civic, discusses the froth in cryptocurrency markets, the mania for "initial coin offerings," the right way to do token sales, the future of digital identity and the banking system's security failings.

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2017-06-22
Portable digital identities could improve customer experience, cut costs and generate revenue for banks. But who’s on the hook when something goes wrong?

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2017-06-21
Deciding to file bankruptcy is a really personal decision. But there are a few red flags which probably mean it's a really good option.
2017-06-21
The message to banks is loud and clear: A vendor’s mistake is your mistake. You can outsource a function, but not the responsibility for mishaps.

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2017-06-21
The fintech startup OpenFin now has 40 Wall Street firms building applications for its operating system, which promises security and interoperability.

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2017-06-21
Traditional partnerships with lenders have been eroded by compliance strains and new incentives to control more of the homebuying transaction.

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2017-06-21
David Provost will succeed David Ramaker as the Michigan company's CEO. Provost ran Talmer Bancorp, which Chemical bought last year.

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2017-06-21
The Financial Choice Act contains many positive reforms for community banks, but a provision affording benefits for holding loans on balance sheet poses risk for small lenders.

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2017-06-21
The Wall Street Journal enumerates the reasons why President Trump needs to fire the CFPB director; the bitcoin market is sharply divided over whether it’s a currency or a store of value.

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2017-06-21
Oil prices are dropping again, but some lenders think now is the time to recommit to energy lending as long as they underwrite them a certain way for certain borrowers in certain regions.

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2017-06-21
Though James Clinger has been a top aide to House Financial Services Committee Chairman Jeb Hensarling, observers said the FDIC chair nominee's views may differ.

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