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Articles from The law offices of David M. Offen

37% of Student Loan Holders Feel Less Able to Pay Due to Pandemic

A Breakdown of the Bankruptcy Petition

A Breakdown of the Bankruptcy Petition

What is a bankruptcy petition, exactly? Find out from noted Philadelphia bankruptcy attorney David M. Offen what a bankruptcy petition is and how it works in the bankruptcy process.

What Does the Bankruptcy Trustee Investigate?

What Does the Bankruptcy Trustee Investigate?

Every person considering filing Chapter 13 bankruptcy or Chapter 7 bankruptcy is concerned about running afoul of the Trustee. You’ve probably heard that the Trustee has the power to seize your assets or dismiss your case. This is true, under certain circumstances.

Debt Consolidation vs Bankruptcy

If you are struggling financially, you are likely researching your options. Should you try debt consolidation or file bankruptcy?

Both options have pros and cons, which Philadelphia bankruptcy lawyer David M. Offen will explain in depth. If you have further questions, call the Law Offices of David M. Offen at (215) 789-4749 for your free, no-obligation consultation to discuss how your unique financial situation might best be solved.

Hardship Discharge in Chapter 13 Bankruptcy

If you are considering filing Chapter 13 bankruptcy or have filed and are having trouble making your Chapter 13 plan payments, Philadelphia bankruptcy lawyer David M. Offen explains what a Chapter 13 hardship discharge is, when you can get a hardship discharge, and what debts a hardship discharge does and does not include.

Can You Pay Off Chapter 13 Bankruptcy Early?

Can You Pay Off Chapter 13 Bankruptcy Early?

If you are reorganizing your debt using Chapter 13 bankruptcy, or wondering what happens if you do file Chapter 13 bankruptcy but your income increases, or you are suddenly and unexpectedly able to pay off your plan early, this is the article for you.

Deed in Lieu of Foreclosure After Chapter 7 Discharge

What is a deed in lieu of foreclosure? Can you execute a deed in lieu of foreclosure after Chapter 7 discharge? Is a deed in lieu of foreclosure a good thing or a bad thing? Find out from noted Philadelphia bankruptcy and foreclosure lawyer David M. Offen.

Deficiency Judgment in Pennsylvania

How a Deficiency Judgment Works in Pennsylvania

Are you subject to a deficiency judgment in PA? Learn from a top Philadelphia bankruptcy lawyer what a deficiency judgment is, how a deficiency judgment is created, the limits on deficiency judgments in Pennsylvania, how Pennsylvania law limits collecting on deficiency judgments, and how you can get rid of deficiency judgments.

If you are having financial difficulties and find you must also pay a deficiency judgment, call us to discuss your situation – free of charge! We can help.

The Pennsylvania Statute of Limitations on Debt Collection

The Pennsylvania Statute of Limitations on Debt Collection

Did you know that in PA, your creditors have only a certain amount of time to try to collect a past-due debt from you? Your creditors are not legally permitted to pursue you forever for debt.

Converting from Chapter 13 Bankruptcy to Chapter 7

Converting from Chapter 13 Bankruptcy to Chapter 7

There are instances where someone who files Chapter 13 bankruptcy should or must convert to a Chapter 7, and the bankruptcy process allows for this. This article explains why converting a Chapter 13 to a Chapter 7 happens and how.

If you are contemplating either Chapter 13 or Chapter 7 bankruptcy, give our experienced Philadelphia bankruptcy lawyers a call. We assess your particular financial situation and advise you as to your options – free of charge!

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