A bank deposit is only a substitution, not a transfer of property, circuit holds.
Financing litigation is champertous if the lender exercises control.
Escrows and miscellaneous proceeds held to be real property, not additional collateral.
Deadlines for direct appeal to the circuit are procedural, not jurisdictional.
An admitted attempt to collect a debt rendered informational only by a disclaimer.
Patriot Coal decision analyzes Supreme Court authorities on sovereign immunity.
Automatic stay nonetheless may preclude collecting judgment from estate property.
Government payments to care for disabled adults go to parents, not creditors, judge rules.
Pro se debtors must be told explicitly of the right to request a hearing.
Vigorous dissents in the Seventh and Fourth Circuits accentuate splits on the FDCPA.