Puerto Rico

Annual Business and Non-business Filings by District (1980-1984)

	1980				1981				1982				1983				1984
District	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer
District of Alaska	488	276	212	43.44%	414	219	195	47.10%	367	213	154	41.96%	327	152	175	53.52%	433	220	213	49.19%
Middle District of Alabama	2163	257	1906	88.12%	2170	345	1825	84.10%	2121	399	1722	81.19%	1662	290	1372	82.55%	1717	264	1453	84.62%
Northern District of Alabama	7057	631	6426	91.06%	7807	628	7179	91.96%	7858	698	7160	91.12%	7031	457	6574	93.50%	6996	512	6484	92.68%
Southern District of Alabama	1121	168	953	85.01%	1269	181	1088	85.74%	1377	175	1202	87.29%	1297	144	1153	88.90%	1237	198	1039	83.99%
Eastern District of Arkansas	1844	161	1683	91.27%	1974	189	1785	90.43%	2072	320	1752	84.56%	2035	259	1776	87.27%	2731	483	2248	82.31%
Western District of Arkansas	681	103	578	84.88%	762	106	656	86.09%	836	177	659	78.83%	779	154	625	80.23%	989	260	729	73.71%
District of Arizona	4063	842	3221	79.28%	4384	992	3392	77.37%	5095	1312	3783	74.25%	4970	1468	3502	70.46%	4839	1392	3447	71.23%
Central District of California	20207	2262	17945	88.81%	25643	3207	22436	87.49%	33575	5028	28547	85.02%	35066	5097	29969	85.46%	34721	4029	30692	88.40%
Eastern District of California	8457	1432	7025	83.07%	10031	1980	8051	80.26%	10717	2764	7953	74.21%	10373	2424	7949	76.63%	9690	2528	7162	73.91%
Northern District of California	12871	1624	11247	87.38%	13208	2254	10954	82.93%	14699	3465	11234	76.43%	13184	3222	9962	75.56%	11883	2591	9292	78.20%
Southern District of California	3787	552	3235	85.42%	4325	726	3599	83.21%	5799	905	4894	84.39%	6013	771	5242	87.18%	5588	861	4727	84.59%
District of Colorado	5970	1105	4865	81.49%	6115	1602	4513	73.80%	6092	1746	4346	71.34%	5882	1517	4365	74.21%	6475	1995	4480	69.19%
District of Connecticut	2265	435	1830	80.79%	2732	412	2320	84.92%	2727	473	2254	82.65%	2079	437	1642	78.98%	1852	339	1513	81.70%
District of Columbia	598	42	556	92.98%	721	62	659	91.40%	764	83	681	89.14%	719	93	626	87.07%	636	103	533	83.81%
District of Delaware	495	55	440	88.89%	590	43	547	92.71%	507	72	435	85.80%	446	70	376	84.30%	442	52	390	88.24%
Middle District of Florida	3806	655	3151	82.79%	4601	762	3839	83.44%	5113	1050	4063	79.46%	4613	892	3721	80.66%	5145	1263	3882	75.45%
Northern District of Florida	488	110	378	77.46%	583	166	417	71.53%	602	235	367	60.96%	512	149	363	70.90%	607	248	359	59.14%
Southern District of Florida	1718	278	1440	83.82%	2189	405	1784	81.50%	2543	599	1944	76.45%	2395	566	1829	76.37%	2478	583	1895	76.47%
Middle District of Georgia	3061	255	2806	91.67%	3083	287	2796	90.69%	3304	391	2913	88.17%	3094	330	2764	89.33%	3151	308	2843	90.23%
Northern District of Georgia	6013	580	5433	90.35%	7062	744	6318	89.46%	8063	1254	6809	84.45%	7571	1067	6504	85.91%	7764	1101	6663	85.82%
Southern District of Georgia	1794	272	1522	84.84%	1985	271	1714	86.35%	2128	271	1857	87.27%	2120	239	1881	88.73%	2175	180	1995	91.72%
District of Hawaii	794	224	570	71.79%	767	251	516	67.28%	743	254	489	65.81%	645	275	370	57.36%	614	225	389	63.36%
Northern District of Iowa	1605	591	1014	63.18%	1758	536	1222	69.51%	1758	816	942	53.58%	1574	781	793	50.38%	1888	971	917	48.57%
Southern District of Iowa	2165	337	1828	84.43%	2397	432	1965	81.98%	1912	605	1307	68.36%	1824	591	1233	67.60%	2025	663	1362	67.26%
District of Idaho	2158	467	1691	78.36%	2287	375	1912	83.60%	2482	420	2062	83.08%	2099	615	1484	70.70%	2233	667	1566	70.13%
Central District of Illinois	5991	797	5194	86.70%	4509	471	4038	89.55%	4962	999	3963	79.87%	4941	1065	3876	78.45%	5253	1099	4154	79.08%
Northern District of Illinois	19889	1963	17926	90.13%	17357	1188	16169	93.16%	18796	2252	16544	88.02%	17475	2105	15370	87.95%	18007	2011	15996	88.83%
Southern District of Illinois	1632	335	1297	79.47%	1463	204	1259	86.06%	1750	402	1348	77.03%	1655	460	1195	72.21%	1728	534	1194	69.10%
Northern District of Indiana	4996	357	4639	92.85%	5443	378	5065	93.06%	5489	669	4820	87.81%	5184	648	4536	87.50%	4883	576	4307	88.20%
Southern District of Indiana	7836	485	7351	93.81%	7763	414	7349	94.67%	7491	914	6577	87.80%	7082	637	6445	91.01%	7067	713	6354	89.91%
District of Kansas	4450	737	3713	83.44%	4291	653	3638	84.78%	4425	685	3740	84.52%	4122	542	3580	86.85%	4417	944	3473	78.63%
Eastern District of Kentucky	2507	366	2141	85.40%	2875	438	2437	84.77%	2812	612	2200	78.24%	2404	305	2099	87.31%	2379	489	1890	79.45%
Western District of Kentucky	5199	178	5021	96.58%	4620	339	4281	92.66%	4411	487	3924	88.96%	4096	439	3657	89.28%	4281	442	3839	89.68%
Eastern District of Louisiana	2098	261	1837	87.56%	2404	297	2107	87.65%	2897	469	2428	83.81%	2716	463	2253	82.95%	2769	479	2290	82.70%
Middle District of Louisiana	564	106	458	81.21%	630	108	522	82.86%	768	214	554	72.14%	891	100	791	88.78%	1031	125	906	87.88%
Western District of Louisiana	2307	324	1983	85.96%	2257	386	1871	82.90%	2739	611	2128	77.69%	3081	734	2347	76.18%	3127	688	2439	78.00%
District of Massachusetts	3122	479	2643	84.66%	3393	404	2989	88.09%	3299	619	2680	81.24%	2552	523	2029	79.51%	2251	485	1766	78.45%
District of Maryland	3991	425	3566	89.35%	4945	357	4588	92.78%	4398	432	3966	90.18%	3928	466	3462	88.14%	3783	438	3345	88.42%
District of Maine	1039	293	746	71.80%	974	249	725	74.44%	855	296	559	65.38%	663	196	467	70.44%	599	178	421	70.28%
Eastern District of Michigan	9649	602	9047	93.76%	9683	733	8950	92.43%	9660	1018	8642	89.46%	7271	921	6350	87.33%	5788	768	5020	86.73%
Western District of Michigan	4413	790	3623	82.10%	5182	933	4249	82.00%	4311	851	3460	80.26%	3515	703	2812	80.00%	3151	713	2438	77.37%
District of Minnesota	4765	858	3907	81.99%	5543	972	4571	82.46%	5255	1392	3863	73.51%	4620	1358	3262	70.61%	5076	1368	3708	73.05%
Eastern District of Missouri	3351	460	2891	86.27%	3609	354	3255	90.19%	3723	741	2982	80.10%	2824	438	2386	84.49%	2897	450	2447	84.47%
Western District of Missouri	4256	707	3549	83.39%	3991	573	3418	85.64%	4058	1120	2938	72.40%	3482	646	2836	81.45%	4087	1220	2867	70.15%
Northern District of Mississippi	1087	102	985	90.62%	1271	206	1065	83.79%	1322	246	1076	81.39%	1165	155	1010	86.70%	1240	148	1092	88.06%
Southern District of Mississippi	3520	76	3444	97.84%	3901	115	3786	97.05%	4052	229	3823	94.35%	3629	199	3430	94.52%	3387	186	3201	94.51%
District of Montana	1036	190	846	81.66%	1180	225	955	80.93%	990	192	798	80.61%	993	271	722	72.71%	948	216	732	77.22%
Eastern District of North Carolina	2975	303	2672	89.82%	3114	358	2756	88.50%	2590	428	2162	83.47%	2111	406	1705	80.77%	1950	292	1658	85.03%
Middle District of North Carolina	2929	274	2655	90.65%	2816	285	2531	89.88%	2342	346	1996	85.23%	1675	317	1358	81.07%	1523	233	1290	84.70%
Western District of North Carolina	1661	185	1476	88.86%	2122	164	1958	92.27%	1882	246	1636	86.93%	1300	200	1100	84.62%	1398	308	1090	77.97%
District of North Dakota	551	188	363	65.88%	576	188	388	67.36%	715	321	394	55.10%	653	362	291	44.56%	654	317	337	51.53%
District of Nebraska	2834	477	2357	83.17%	2546	377	2169	85.19%	2289	614	1675	73.18%	2215	530	1685	76.07%	2565	613	1952	76.10%
District of New Hampshire	727	159	568	78.13%	806	137	669	83.00%	715	213	502	70.21%	553	175	378	68.35%	497	115	382	76.86%
District of New Jersey	5623	988	4635	82.43%	7808	1039	6769	86.69%	8991	1568	7423	82.56%	7334	706	6628	90.37%	6744	1253	5491	81.42%
District of New Mexico	1450	164	1286	88.69%	1398	153	1245	89.06%	1432	213	1219	85.13%	1498	191	1307	87.25%	1585	275	1310	82.65%
District of Nevada	2223	359	1864	83.85%	2620	486	2134	81.45%	2829	631	2198	77.70%	2858	583	2275	79.60%	2776	521	2255	81.23%
Easter District of New York	8049	1146	6903	85.76%	8036	877	7159	89.09%	6426	911	5515	85.82%	4932	669	4263	86.44%	4547	527	4020	88.41%
Northern District of New York	4939	774	4165	84.33%	4945	540	4405	89.08%	4587	899	3688	80.40%	3231	765	2466	76.32%	2667	576	2091	78.40%
Southern District of New York	3483	518	2965	85.13%	4021	516	3505	87.17%	4009	828	3181	79.35%	3000	676	2324	77.47%	2841	625	2216	78.00%
Western District of New York	5596	762	4834	86.38%	5847	668	5179	88.58%	5206	892	4314	82.87%	4154	883	3271	78.74%	3847	883	2964	77.05%
Northern District of Ohio	13256	646	12610	95.13%	14513	946	13567	93.48%	13363	1110	12253	91.69%	10416	1034	9382	90.07%	9565	981	8584	89.74%
Southern District of Ohio	12129	796	11333	93.44%	12604	1144	11460	90.92%	12145	1668	10477	86.27%	10453	1425	9028	86.37%	10139	1401	8738	86.18%
Eastern District of Oklahoma	475	118	357	75.16%	465	125	340	73.12%	572	179	393	68.71%	632	195	437	69.15%	659	190	469	71.17%
Northern District of Oklahoma	1657	266	1391	83.95%	1436	234	1202	83.70%	1707	399	1308	76.63%	1948	377	1571	80.65%	2011	487	1524	75.78%
Western District of Oklahoma	2657	203	2454	92.36%	2262	123	2139	94.56%	2601	421	2180	83.81%	3587	491	3096	86.31%	3898	421	3477	89.20%
District of Oregon	4914	801	4113	83.70%	6115	1295	4820	78.82%	5650	1535	4115	72.83%	5867	1333	4534	77.28%	6149	1530	4619	75.12%
Eastern District of Pennsylvania	3451	380	3071	88.99%	5385	471	4914	91.25%	6246	595	5651	90.47%	5009	537	4472	89.28%	4482	545	3937	87.84%
Middle District of Pennsylvania	1557	295	1262	81.05%	2238	406	1832	81.86%	2163	601	1562	72.21%	1694	453	1241	73.26%	1532	426	1106	72.19%
Western District of Pennsylvania	2730	616	2114	77.44%	4394	630	3764	85.66%	4838	923	3915	80.92%	3332	632	2700	81.03%	3166	554	2612	82.50%
District of Rhode Island	974	185	789	81.01%	1038	161	877	84.49%	1115	260	855	76.68%	896	166	730	81.47%	713	130	583	81.77%
District of South Carolina	1187	219	968	81.55%	1997	223	1774	88.83%	2203	319	1884	85.52%	1941	282	1659	85.47%	2033	229	1804	88.74%
District of South Dakota	667	270	397	59.52%	703	289	414	58.89%	782	438	344	43.99%	773	435	338	43.73%	867	354	513	59.17%
Eastern District of Tennessee	4205	459	3746	89.08%	4591	578	4013	87.41%	4683	842	3841	82.02%	4358	868	3490	80.08%	4351	795	3556	81.73%
Middle District of Tennessee	3923	490	3433	87.51%	4093	617	3476	84.93%	4335	904	3431	79.15%	3545	656	2889	81.50%	3346	489	2857	85.39%
Western District of Tennessee	4935	161	4774	96.74%	6224	251	5973	95.97%	6388	288	6100	95.49%	5864	214	5650	96.35%	6321	186	6135	97.06%
Eastern District of Texas	367	118	249	67.85%	593	172	421	70.99%	747	287	460	61.58%	807	336	471	58.36%	887	355	532	59.98%
Northern District of Texas	2229	683	1546	69.36%	3245	1051	2194	67.61%	3762	1622	2140	56.88%	3789	1578	2211	58.35%	4362	2033	2329	53.39%
Southern District of Texas	2509	647	1862	74.21%	3871	637	3234	83.54%	4254	1002	3252	76.45%	5628	1754	3874	68.83%	6397	1951	4446	69.50%
Western District of Texas	2918	373	2545	87.22%	2627	442	2185	83.17%	2719	534	2185	80.36%	2887	601	2286	79.18%	2951	582	2369	80.28%
District of Utah	2739	727	2012	73.46%	3824	942	2882	75.37%	3402	1041	2361	69.40%	3440	941	2499	72.65%	3583	1042	2541	70.92%
Eastern District of Virginia	6149	691	5458	88.76%	6299	551	5748	91.25%	6105	926	5179	84.83%	5735	718	5017	87.48%	5855	703	5152	87.99%
Western District of Virginia	3077	603	2474	80.40%	3386	518	2868	84.70%	3347	814	2533	75.68%	2907	703	2204	75.82%	2676	626	2050	76.61%
District of Vermont	275	100	175	63.64%	277	80	197	71.12%	289	139	150	51.90%	255	106	149	58.43%	213	99	114	53.52%
Eastern District of Washington	2206	519	1687	76.47%	2398	608	1790	74.65%	2382	695	1687	70.82%	2333	443	1890	81.01%	2789	614	2175	77.98%
Western District of Washington	5452	815	4637	85.05%	6295	962	5333	84.72%	6717	1218	5499	81.87%	6697	1087	5610	83.77%	7491	1057	6434	85.89%
Eastern District of Wisconsin	3200	547	2653	82.91%	4035	531	3504	86.84%	4737	977	3760	79.38%	4991	911	4080	81.75%	5202	899	4303	82.72%
Western District of Wisconsin	1999	319	1680	84.04%	2245	410	1835	81.74%	2336	865	1471	62.97%	2149	815	1334	62.08%	2450	1052	1398	57.06%
Northern District of West Virginia	725	147	578	79.72%	1003	162	841	83.85%	956	266	690	72.18%	655	212	443	67.63%	566	174	392	69.26%
Southern District of West Virginia	1032	167	865	83.82%	1311	74	1237	94.36%	1255	174	1081	86.14%	1345	211	1134	84.31%	1296	259	1037	80.02%
District of Wyoming	510	115	395	77.45%	549	139	410	74.68%	662	243	419	63.29%	837	368	469	56.03%	979	447	532	54.34%
District of Guam	30	4	26	86.67%	33	8	25	75.76%	30	8	22	73.33%	33	9	24	72.73%	47	21	26	55.32%
District of the Northern Mariana Islands	0	0	0	0.00%	0	0	0	0.00%	0	0	0	0.00%	1	0	1	100.00%	3	2	1	33.33%
District of Puerto Rico	707	302	405	57.28%	1070	370	700	65.42%	2016	717	1299	64.43%	1929	626	1303	67.55%	1466	512	954	65.08%
United States	331264	43694	287570	86.81%	363943	48125	315818	86.78%	380251	69300	310951	81.78%	348880	62436	286444	82.10%	348521	64004	284517	81.64%

Read more about Annual Business and Non-business Filings by District (1980-1984)

Annual Business and Non-business Filings by District (1997-2000)

ABI World

	1997				1998				1999				2000
District	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer
District of Alaska	1373	147	1,226	89.29%	1,479	127	1,352	91.41%	1,492	115	1377	92.29%	1,419	118	1,301	91.68%
Middle District of Alabama	6,670	284	6,386	95.74%	6,753	159	6,594	97.65%	6,500	146	6354	97.75%	7,284	137	7,147	98.11%
Northern District of Alabama	22,732	442	22,290	98.06%	20,912	380	20,532	98.18%	19,385	254	19,131	98.68%	20,348	275	20,073	98.64%
Southern District of Alabama	4,774	150	4,624	96.86%	4,803	64	4,739	98.67%	4,679	34	4,645	99.27%	5,356	33	5,323	99.38%
Eastern District of Arkansas	9,942	283	9,659	97.15%	10,789	215	10,574	98.01%	10,252	148	10,104	98.55%	10,566	151	10,415	98.57%
Western District of Arkansas	5,701	256	5,445	95.51%	6,263	193	6,070	96.92%	6,218	147	6,134	98.64%	6,218	110	6,108	98.23%
District of Arizona	25,069	846	24,223	96.63%	24,191	762	23,429	96.85%	22,609	781	21,828	96.54%	20,955	765	20,190	96.34%
Central District of California	118,335	6,184	112,151	94.77%	120,981	4,787	116,194	96.04%	102,422	2,387	100,035	97.66%	80,782	2,232	78,550	97.23%
Eastern District of California	36,976	2,624	34,352	92.90%	39,345	2,012	37,333	94.89%	34,750	1,144	33,606	96.70%	29,756	1,139	28,617	96.29%
Northern District of California	34,781	2,116	32,515	95.40%	34,082	1,567	32,665	93.92%	26,564	1,308	25,256	95.07%	19,562	1,063	18,499	94.56%
Southern District of California	19,407	213	19,194	98.40%	18,805	180	18,625	99.04%	15,292	175	15,117	98.85%	12,619	161	12,458	98.72%
District of Colorado	19,146	518	18,628	97.29%	18,262	402	17,860	97.80%	1,6165	347	15818	97.85%	15,558	373	15,185	97.60%
District of Connecticut	13,499	205	13,294	98.48%	13,962	164	13,798	98.83%	11868	142	11726	98.80%	10,643	139	10,504	98.69%
District of Columbia	2,530	100	2,430	96.05%	2,885	88	2,797	96.95%	2718	81	2637	97.01%	2,346	58	2,288	97.52%
District of Delaware	2,646	214	2,432	91.91%	2,871	372	2,499	87.04%	4,526	21,115	2,411	53.26%	4,695	2,320	2,375	50.60%
Middle District of Florida	42,388	1,217	41,171	97.13%	45,472	1,090	44,382	97.60%	41,855	1,008	40,847	97.59%	40,551	777	39,774	98.72%
Northern District of Florida	4,787	442	22,290	98.06%	5,344	91	5,253	98.30%	5,002	74	4,928	98.52%	5,148	66	5,082	98.71%
Southern District of Florida	26,308	816	25,492	96.90%	29,373	686	28,687	97.66%	28,500	641	27,859	97.75%	27,032	604	26,428	97.76%
Middle District of Georgia	15,136	202	14,934	98.67%	14,921	161	14,760	98.92%	14,161	160	14,001	98.87%	14,833	113	14,720	99.23%
Northern District of Georgia	34,946	1,130	33,816	98.03%	33,763	834	32,929	97.53%	31,871	650	31,221	97.96%	32,242	727	31,515	97.74%
Southern District of Georgia	12,707	310	12,397	97.56%	12,441	202	12,239	98.38%	11,741	123	11,618	98.95%	12,852	172	12,680	98.66%
District of Hawaii	4,463	187	4,276	95.81%	5,829	114	5,715	98.04%	5426	87	5339	98.39%	4,549	63	4,486	98.61%
Northern District of Iowa	3,996	235	3,761	94.12%	3,880	180	3,700	95.36%	3,444	115	3,329	96.66%	3,399	163	3,236	95.99%
Southern District of Iowa	5,847	270	5,577	95.38%	5,638	103	5,535	98.17%	5,008	81	33,606	96.70%	4,894	51	4,843	98.95%
District of Idaho	6,973	532	6,441	92.37%	7,612	435	7,177	94.29%	7,285	340	6945	95.33%	7,119	269	6,850	96.22%
Central District of Illinois	12,854	295	12,559	97.70%	12,685	114	12,571	99.10%	11,765	167	11,598	98.58%	11,406	134	11,272	98.82%
Northern District of Illinois	44,087	854	43,233	98.06%	46,503	646	45,857	98.61%	44,790	553	44,237	98.769%	42,340	548	41,792	98.70%
Southern District of Illinois	7,013	639	6,374	90.89%	7,499	714	6,785	90.48%	7,406	1,965	6,732	90.89%	7,416	588	6,828	92.07%
Northern District of Indiana	13,658	213	13,445	98.44%	14,550	190	14,360	98.69%	14,288	148	14,140	98.96%	42,340	548	41,792	98.70%
Southern District of Indiana	23,150	470	22,680	97.97%	24,711	423	24,288	98.29%	23,954	353	23,601	98.52%	23,422	272	23,150	98.83%
District of Kansas	13,131	412	12,719	96.86%	13,208	264	12,944	98.00%	11538	172	11366	98.50%	11,315	169	11,146	98.50%
Eastern District of Kentucky	9,558	1273	9,285	97.14%	9,594	182	9,412	98.10%	8,996	143	8,853	98.41%	9,050	213	8,837	97.64%
Western District of Kentucky	12,129	176	11,953	98.55%	12,592	174	12,418	98.62%	11,825	138	11,687	98.83%	11,968	142	11,826	98.81%
Eastern District of Louisiana	7,365	141	7,224	98.21%	7,119	120	6,999	98.31%	7,657	131	7,526	98.28%	8,265	122	8,143	98.52%
Middle District of Louisiana	2,805	52	2,753	98.15%	2,940	41	2,899	98.61%	2680	29	2,651	98.91%	2,831	36	2,795	98.72%
Western District of Louisiana	12,988	481	12,507	96.30%	12,887	439	12,448	96.59%	12,293	429	11,864	96.51%	12,039	461	11,578	96.17%
District of Massachusetts	23,894	965	22,927	95.96%	22,325	739	21,586	96.69%	18,660	566	18,034	96.95%	15,601	393	15,208	97.48%
District of Maryland	31,991	1,678	30,313	94.75%	35,430	1,231	34,199	96.53%	32,273	795	31,478	97.53%	30,355	677	29,658	97.70%
District of Maine	4,218	310	3,908	92.65%	4,515	244	4,271	94.60%	4,177	197	3,980	95.28%	4,042	162	3,880	95.99%
Eastern District of Michigan	27,348	595	26,753	97.82%	28,198	373	27,825	98.68%	25,824	359	25,465	98.60%	25,122	333	24,789	98.67%
Western District of Michigan	12,261	511	11,750	95.83%	12,546	348	12,198	97.23%	11,428	275	11,153	97.59%	11,290	244	11,046	97.83%
District of Minnesota	20,225	2,478	17,747	87.75%	18,866	1,975	16,891	89.53%	15,853	1,584	14,269	90.00%	15,314	566	18,034	96.95%
Eastern District of Missouri	14,897	300	14,597	97.99%	16,423	255	16,168	98.45%	15,888	203	15,685	98.72%	15,118	184	14,934	98.78%
Western District of Missouri	11,218	433	10,785	96.14%	11,842	169	11,673	98.57%	11,141	155	10,986	98.60%	10,902	185	10,717	98.30%
Northern District of Mississippi	6,602	153	6,449	97.68%	6,226	135	6,091	97.83%	5,917	133	5,784	97.75%	6,314	99	6,215	98.43%
Southern District of Mississippi	12,667	146	12,521	98.85%	12,474	109	12,365	99.13%	11,833	68	11,765	99.42%	12,144	104	12,040	99.14%
District of Montana	3,572	278	3,294	92.22%	3,717	145	3,572	96.10%	3,386	121	3,265	96.42%	3,336	141	3,195	95.77%
Eastern District of North Carolina	9,788	426	9,362	95.65%	10,914	321	10,593	97.06%	10,325	263	10,062	97.45%	10,832	257	10,575	97.62%
Middle District of North Carolina	9,289	212	9,077	97.72%	9,014	144	8,870	98.40%	8,543	113	8,430	95.32%	9,398	115	9,283	98.77%
Western District of North Carolina	7,126	82	7,044	98.85%	7,056	69	6,987	99.02%	6,966	66	6,930	99.05%	6,861	73	6,788	98.93%
District of North Dakota	1,961	155	1,806	92.10%	2,192	87	2,105	96.03%	2,146	100	2,046	95.34%	1,933	92	1,841	95.24%
District of Nebraska	5,949	281	5,668	95.28%	6,116	129	5,987	97.89%	5,500	158	5,342	97.12%	5,629	115	5,514	97.95%
District of New Hampshire	4,902	187	4,715	96.19%	4,994	417	4,577	91.65%	4,104	348	3,756	91.52%	3,615	302	3,018	83.48%
District of New Jersey	42,434	1,112	41,322	97.38%	45,880	876	45,004	98.09%	40,814	877	39,937	97.85%	37,305	660	36,645	98.23%
District of New Mexico	7,560	384	7,176	94.92%	7,915	338	7,577	95.73%	7,336	554	6,782	92.44%	7,032	513	6,519	92.70%
District of Nevada	13,427	399	13,028	97.03%	15,708	428	15,280	97.28%	1,479	127	1,352	91.41%	14,010	332	13,678	97.63%
Eastern District of New York	29,459	566	28,893	98.08%	31,494	461	31,033	98.54%	26,449	378	26,071	98.57%	22,503	338	22,165	98.49%
Northern District of New York	16,173	777	15,396	95.20%	16,703	505	16,198	96.98%	14,466	394	14,072	97.27%	13,507	407	13,100	96.98%
Southern District of New York	15,972	846	15,126	94.70%	17,047	586	16,461	96.56%	14,798	565	14,233	96.18%	12,524	788	11,736	93.70%
Western District of New York	13,114	964	12,150	92.65%	13,398	727	12,671	94.57%	11,360	535	10,825	95.29%	10,636	427	10,209	98.72%
Northern District of Ohio	26,200	480	25,720	98.17%	28,353	649	27,704	97.71%	27,716	789	26,927	97.15%	28,016	1,001	27,015	96.42%
Southern District of Ohio	27,570	526	27,044	98.10%	28,351	512	27,839	98.19%	26,071	406	25,665	99.86%	26,168	470	25,698	98.20%
Eastern District of Oklahoma	3,462	176	3,286	94.92%	3,812	120	3,692	96.85%	3,550	104	3,446	97.07%	3,651	81	3,570	97.78%
Northern District of Oklahoma	6,007	648	5,359	89.21%	5,372	459	4,913	91.46%	5,042	328	4,714	93.45%
Western District of Oklahoma	13,100	545	12,555	95.84%	12,756	254	12,502	98.01%	11,436	296	11,140	97.41%	10,619	351	10,268	96.69%
District of Oregon	18,197	1,434	16,763	92.12%	18,103	2,660	15,443	85.31%	18,168	2,939	15,229	83.82%	18,227	1,453	16,774	92.02%
Eastern District of Pennsylvania	21,773	561	21,212	97.42%	23,187	392	22,795	98.31%	21,752	328	21,424	98.49%	21,099	328	20,771	98.44%
Middle District of Pennsylvania	9,593	852	8,741	91.12%	10,693	837	9,856	92.17%	10,212	706	9,506	93.08%	10,370	745	9,625	92.81%
Western District of Pennsylvania	11,601	472	11,129	95.93%	12,772	456	12,316	96.43%	11,950	363	11,587	96.96%	12,501	382	12,119	96.94%
District of Rhode Island	5,472	180	5,292	96.71%	5,480	130	5,350	97.63%	5060	116	4944	97.70%	4,457	74	4,383	98.33%
District of South Carolina	11,232	346	10,886	96.92%	11,672	254	11,373	97.82%	11,442	191	11,251	98.33%	11,958	138	11,820	98.84%
District of South Dakota	2,366	221	2,145	90.66%	2,299	186	2,113	91.91%	2,223	152	2,071	93.16%	2,105	133	1,972	93.68%
Eastern District of Tennessee	16,254	422	15,832	97.40%	15,984	336	15,648	97.90%	14,944	236	14,708	98.42%	15,703	239	15,464	98.47%
Middle District of Tennessee	12,478	457	12,021	96.34%	12,131	292	11,839	97.59%	10,968	251	10,717	97.71%	11,739	254	11,485	97.83%
Western District of Tennessee	24,052	187	23,865	99.22%	23,081	241	22,840	98.96%	20,613	315	20,298	98.47%	21,794	148	21,646	99.32%
Eastern District of Texas	9,734	522	9,212	94.64%	9,817	360	9,457	96.33%	9,272	303	8,969	96.73%	8,962	387	8,575	95.68%
Northern District of Texas	25,373	1,546	23,827	93.91%	24,934	1,191	23,743	95.22%	21,447	921	20,526	95.70%	20,674	937	19,737	95.46%
Southern District of Texas	19,508	754	18,754	96.13%	19,352	657	18,695	96.61%	17,506	614	16,892	96.49%	17,157	823	16,334	95.20%
Western District of Texas	18,114	644	17,470	96.44%	17,696	488	17,208	97.24%	16,488	464	16,024	97.18%	15,328	445	14,883	97.09%
District of Utah	12,147	434	11,713	96.43%	13,996	460	13,536	96.71%	14,108	464	13,644	96.71%	15,192	451	14,741	97.03%
Eastern District of Virginia	31,921	767	31,154	97.60%	32,398	545	31,853	98.32%	28,262	369	27,893	98.69%	26,131	296	25,835	98.86%
Western District of Virginia	11,198	589	10,609	94.74%	11,041	593	10,448	94.63%	10,182	472	9,710	95.36%	10,060	519	9,541	94.84%
District of Vermont	1,911	164	1,747	91.42%	1,965	88	1,877	95.52%	1,757	83	1,674	95.27%	1,492	71	1,421	95.24%
Eastern District of Washington	7,052	448	6,604	93.65%	7,838	442	7,396	94.36%	7,823	297	7,526	96.20%	8,376	382	7,994	95.43%
Western District of Washington	26,285	926	25,359	96.48%	25,565	554	25,011	97.83%	23,818	335	23,483	98.59%	22,755	335	22,420	98.52%
Eastern District of Wisconsin	12,940	348	12,592	97.31%	12,962	267	12,695	97.94%	12,615	213	12,402	98.31%	12,075	172	11,903	98.57%
Western District of Wisconsin	6,257	865	5,392	86.18%	6,452	870	5,582	86.52%	5,874	606	5,268	89.68%	5,774	513	5,261	91.11%
Northern District of West Virginia	3,475	179	3,296	94.85%	3,550	179	3,371	94.96%	3,339	115	3,224	96.55%	3,404	121	3,283	96.44%
Southern District of West Virginia	5,067	188	4,879	96.29%	5,141	150	4,991	97.08%	4,812	138	4,674	97.13%	5,242	156	5,086	97.02%
District of Wyoming	2,031	91	1,940	95.52%	2,257	89	2,168	96.06%	2009	69	1940	96.56%	2,078	47	2,031	97.73%
District of Guam	114	21	93	81.58%	109	25	84	77.06%	131	21	110	83.96%	155	31	124	80.00%
District of the Northern Mariana Islands	2	1	1	50%	18	8	10	55.56%	12	6	6	50.00%	15	6	9	60.00%
District of Puerto Rico	15,670	162	15,508	98.97%	17,447	126	17,321	99.28%	17,909	206	17,703	98.84%	14,919	209	14,710	98.59%
District of the Virgin Islands	74	17	57	77.03%	73	11	62	84.93%	66	12	54	81.81%	56	7	49	87.50%
United States	1,404,145	54,027	1,350,118	96.15%	1,442,549	44,367	1,398,182	96.92%	1,319,465	37,884	1,281,581	97.12%	1,253,444	35,472	1,217,972	97.17%

Read more about Annual Business and Non-business Filings by District (1997-2000)

Annual Business Filings by District (2007-08)

Annual Business Filings by District (2007-08)



ABI World

District	2007	2008
District of Alaska	70	81
Middle District of Alabama	85	150
Northern District of Alabama	170	314
Southern District of Alabama	51	72
Eastern District of Arkansas	190	262
Western District of Arkansas	207	235
District of Arizona	479	1,069
Central District of California	1,780	3,511
Eastern District of California	786	1,208
Northern District of California	634	1,117
Southern District of California	305	568
District of Colorado	645	965
District of Connecticut	264	392
District of Columbia	36	47
District of Delaware	306	1,198
Middle District of Florida	1,109	2,230
Northern District of Florida	121	239
Southern District of Florida	799	1,454
Middle District of Georgia	161	313
Northern District of Georgia	1,154	1,748
Southern District of Georgia	141	176
District of Hawaii	56	86
Northern District of Iowa	113	150
Southern District of Iowa	130	192
District of Idaho	116	215
Central District of Illinois	181	191
Northern District of Illinois	731	1,209
Southern District of Illinois	128	157
Northern District of Indiana	227	297
Southern District of Indiana	381	538
District of Kansas	223	252
Eastern District of Kentucky	168	288
Western District of Kentucky	143	233
Eastern District of Louisiana	127	180
Middle District of Louisiana	41	62
Western District of Louisiana	342	365
District of Massachusetts	333	440
District of Maryland	380	628
District of Maine	152	180
Eastern District of Michigan	790	1,166
Western District of Michigan	404	518
District of Minnesota	520	863
Eastern District of Missouri	176	334
Western District of Missouri	208	342
Northern District of Mississippi	132	179
Southern District of Mississippi	130	178
District of Montana	55	88
Eastern District of North Carolina	223	366
Middle District of North Carolina	187	306
Western District of North Carolina	187	259
District of North Dakota	59	66
District of Nebraska	208	259
District of New Hampshire	327	393
District of New Jersey	864	1,067
District of New Mexico	142	202
District of Nevada	321	505
Eastern District of New York	380	449
Northern District of New York	297	263
Southern District of New York	467	871
Western District of New York	231	266
Northern District of Ohio	689	787
Southern District of Ohio	663	800
Eastern District of Oklahoma	51	62
Northern District of Oklahoma	129	142
Western District of Oklahoma	173	256
District of Oregon	265	429
Eastern District of Pennsylvania	297	407
Middle District of Pennsylvania	211	264
Western District of Pennsylvania	509	522
District of Rhode Island	105	144
District of South Carolina	144	268
District of South Dakota	90	96
Eastern District of Tennessee	200	302
Middle District of Tennessee	180	394
Western District of Tennessee	157	192
Eastern District of Texas	383	531
Northern District of Texas	899	1,171
Southern District of Texas	668	831
Western District of Texas	530	591
District of Utah	183	419
Eastern District of Virginia	416	783
Western District of Virginia	178	190
District of Vermont	65	49
Eastern District of Washington	155	186
Western District of Washington	322	528
Eastern District of Wisconsin	219	397
Western District of Wisconsin	193	255
Northern District of West Virginia	84	93
Southern District of West Virginia	66	85
District of Wyoming	36	63
District of Guam	3	4
District of the Northern Mariana Islands	2	0
District of Puerto Rico	276	349
Virgin Islands	8	4
United States	28,322	43,546

Read more about Annual Business Filings by District (2007-08)

Annual Business and Non-business Filings by District (1980-1984)

ABI World

	1980				1981				1982				1983				1984
District	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer
District of Alaska	488	276	212	43.44%	414	219	195	47.10%	367	213	154	41.96%	327	152	175	53.52%	433	220	213	49.19%
Middle District of Alabama	2163	257	1906	88.12%	2170	345	1825	84.10%	2121	399	1722	81.19%	1662	290	1372	82.55%	1717	264	1453	84.62%
Northern District of Alabama	7057	631	6426	91.06%	7807	628	7179	91.96%	7858	698	7160	91.12%	7031	457	6574	93.50%	6996	512	6484	92.68%
Southern District of Alabama	1121	168	953	85.01%	1269	181	1088	85.74%	1377	175	1202	87.29%	1297	144	1153	88.90%	1237	198	1039	83.99%
Eastern District of Arkansas	1844	161	1683	91.27%	1974	189	1785	90.43%	2072	320	1752	84.56%	2035	259	1776	87.27%	2731	483	2248	82.31%
Western District of Arkansas	681	103	578	84.88%	762	106	656	86.09%	836	177	659	78.83%	779	154	625	80.23%	989	260	729	73.71%
District of Arizona	4063	842	3221	79.28%	4384	992	3392	77.37%	5095	1312	3783	74.25%	4970	1468	3502	70.46%	4839	1392	3447	71.23%
Central District of California	20207	2262	17945	88.81%	25643	3207	22436	87.49%	33575	5028	28547	85.02%	35066	5097	29969	85.46%	34721	4029	30692	88.40%
Eastern District of California	8457	1432	7025	83.07%	10031	1980	8051	80.26%	10717	2764	7953	74.21%	10373	2424	7949	76.63%	9690	2528	7162	73.91%
Northern District of California	12871	1624	11247	87.38%	13208	2254	10954	82.93%	14699	3465	11234	76.43%	13184	3222	9962	75.56%	11883	2591	9292	78.20%
Southern District of California	3787	552	3235	85.42%	4325	726	3599	83.21%	5799	905	4894	84.39%	6013	771	5242	87.18%	5588	861	4727	84.59%
District of Colorado	5970	1105	4865	81.49%	6115	1602	4513	73.80%	6092	1746	4346	71.34%	5882	1517	4365	74.21%	6475	1995	4480	69.19%
District of Connecticut	2265	435	1830	80.79%	2732	412	2320	84.92%	2727	473	2254	82.65%	2079	437	1642	78.98%	1852	339	1513	81.70%
District of Columbia	598	42	556	92.98%	721	62	659	91.40%	764	83	681	89.14%	719	93	626	87.07%	636	103	533	83.81%
District of Delaware	495	55	440	88.89%	590	43	547	92.71%	507	72	435	85.80%	446	70	376	84.30%	442	52	390	88.24%
Middle District of Florida	3806	655	3151	82.79%	4601	762	3839	83.44%	5113	1050	4063	79.46%	4613	892	3721	80.66%	5145	1263	3882	75.45%
Northern District of Florida	488	110	378	77.46%	583	166	417	71.53%	602	235	367	60.96%	512	149	363	70.90%	607	248	359	59.14%
Southern District of Florida	1718	278	1440	83.82%	2189	405	1784	81.50%	2543	599	1944	76.45%	2395	566	1829	76.37%	2478	583	1895	76.47%
Middle District of Georgia	3061	255	2806	91.67%	3083	287	2796	90.69%	3304	391	2913	88.17%	3094	330	2764	89.33%	3151	308	2843	90.23%
Northern District of Georgia	6013	580	5433	90.35%	7062	744	6318	89.46%	8063	1254	6809	84.45%	7571	1067	6504	85.91%	7764	1101	6663	85.82%
Southern District of Georgia	1794	272	1522	84.84%	1985	271	1714	86.35%	2128	271	1857	87.27%	2120	239	1881	88.73%	2175	180	1995	91.72%
District of Hawaii	794	224	570	71.79%	767	251	516	67.28%	743	254	489	65.81%	645	275	370	57.36%	614	225	389	63.36%
Northern District of Iowa	1605	591	1014	63.18%	1758	536	1222	69.51%	1758	816	942	53.58%	1574	781	793	50.38%	1888	971	917	48.57%
Southern District of Iowa	2165	337	1828	84.43%	2397	432	1965	81.98%	1912	605	1307	68.36%	1824	591	1233	67.60%	2025	663	1362	67.26%
District of Idaho	2158	467	1691	78.36%	2287	375	1912	83.60%	2482	420	2062	83.08%	2099	615	1484	70.70%	2233	667	1566	70.13%
Central District of Illinois	5991	797	5194	86.70%	4509	471	4038	89.55%	4962	999	3963	79.87%	4941	1065	3876	78.45%	5253	1099	4154	79.08%
Northern District of Illinois	19889	1963	17926	90.13%	17357	1188	16169	93.16%	18796	2252	16544	88.02%	17475	2105	15370	87.95%	18007	2011	15996	88.83%
Southern District of Illinois	1632	335	1297	79.47%	1463	204	1259	86.06%	1750	402	1348	77.03%	1655	460	1195	72.21%	1728	534	1194	69.10%
Northern District of Indiana	4996	357	4639	92.85%	5443	378	5065	93.06%	5489	669	4820	87.81%	5184	648	4536	87.50%	4883	576	4307	88.20%
Southern District of Indiana	7836	485	7351	93.81%	7763	414	7349	94.67%	7491	914	6577	87.80%	7082	637	6445	91.01%	7067	713	6354	89.91%
District of Kansas	4450	737	3713	83.44%	4291	653	3638	84.78%	4425	685	3740	84.52%	4122	542	3580	86.85%	4417	944	3473	78.63%
Eastern District of Kentucky	2507	366	2141	85.40%	2875	438	2437	84.77%	2812	612	2200	78.24%	2404	305	2099	87.31%	2379	489	1890	79.45%
Western District of Kentucky	5199	178	5021	96.58%	4620	339	4281	92.66%	4411	487	3924	88.96%	4096	439	3657	89.28%	4281	442	3839	89.68%
Eastern District of Louisiana	2098	261	1837	87.56%	2404	297	2107	87.65%	2897	469	2428	83.81%	2716	463	2253	82.95%	2769	479	2290	82.70%
Middle District of Louisiana	564	106	458	81.21%	630	108	522	82.86%	768	214	554	72.14%	891	100	791	88.78%	1031	125	906	87.88%
Western District of Louisiana	2307	324	1983	85.96%	2257	386	1871	82.90%	2739	611	2128	77.69%	3081	734	2347	76.18%	3127	688	2439	78.00%
District of Massachusetts	3122	479	2643	84.66%	3393	404	2989	88.09%	3299	619	2680	81.24%	2552	523	2029	79.51%	2251	485	1766	78.45%
District of Maryland	3991	425	3566	89.35%	4945	357	4588	92.78%	4398	432	3966	90.18%	3928	466	3462	88.14%	3783	438	3345	88.42%
District of Maine	1039	293	746	71.80%	974	249	725	74.44%	855	296	559	65.38%	663	196	467	70.44%	599	178	421	70.28%
Eastern District of Michigan	9649	602	9047	93.76%	9683	733	8950	92.43%	9660	1018	8642	89.46%	7271	921	6350	87.33%	5788	768	5020	86.73%
Western District of Michigan	4413	790	3623	82.10%	5182	933	4249	82.00%	4311	851	3460	80.26%	3515	703	2812	80.00%	3151	713	2438	77.37%
District of Minnesota	4765	858	3907	81.99%	5543	972	4571	82.46%	5255	1392	3863	73.51%	4620	1358	3262	70.61%	5076	1368	3708	73.05%
Eastern District of Missouri	3351	460	2891	86.27%	3609	354	3255	90.19%	3723	741	2982	80.10%	2824	438	2386	84.49%	2897	450	2447	84.47%
Western District of Missouri	4256	707	3549	83.39%	3991	573	3418	85.64%	4058	1120	2938	72.40%	3482	646	2836	81.45%	4087	1220	2867	70.15%
Northern District of Mississippi	1087	102	985	90.62%	1271	206	1065	83.79%	1322	246	1076	81.39%	1165	155	1010	86.70%	1240	148	1092	88.06%
Southern District of Mississippi	3520	76	3444	97.84%	3901	115	3786	97.05%	4052	229	3823	94.35%	3629	199	3430	94.52%	3387	186	3201	94.51%
District of Montana	1036	190	846	81.66%	1180	225	955	80.93%	990	192	798	80.61%	993	271	722	72.71%	948	216	732	77.22%
Eastern District of North Carolina	2975	303	2672	89.82%	3114	358	2756	88.50%	2590	428	2162	83.47%	2111	406	1705	80.77%	1950	292	1658	85.03%
Middle District of North Carolina	2929	274	2655	90.65%	2816	285	2531	89.88%	2342	346	1996	85.23%	1675	317	1358	81.07%	1523	233	1290	84.70%
Western District of North Carolina	1661	185	1476	88.86%	2122	164	1958	92.27%	1882	246	1636	86.93%	1300	200	1100	84.62%	1398	308	1090	77.97%
District of North Dakota	551	188	363	65.88%	576	188	388	67.36%	715	321	394	55.10%	653	362	291	44.56%	654	317	337	51.53%
District of Nebraska	2834	477	2357	83.17%	2546	377	2169	85.19%	2289	614	1675	73.18%	2215	530	1685	76.07%	2565	613	1952	76.10%
District of New Hampshire	727	159	568	78.13%	806	137	669	83.00%	715	213	502	70.21%	553	175	378	68.35%	497	115	382	76.86%
District of New Jersey	5623	988	4635	82.43%	7808	1039	6769	86.69%	8991	1568	7423	82.56%	7334	706	6628	90.37%	6744	1253	5491	81.42%
District of New Mexico	1450	164	1286	88.69%	1398	153	1245	89.06%	1432	213	1219	85.13%	1498	191	1307	87.25%	1585	275	1310	82.65%
District of Nevada	2223	359	1864	83.85%	2620	486	2134	81.45%	2829	631	2198	77.70%	2858	583	2275	79.60%	2776	521	2255	81.23%
Easter District of New York	8049	1146	6903	85.76%	8036	877	7159	89.09%	6426	911	5515	85.82%	4932	669	4263	86.44%	4547	527	4020	88.41%
Northern District of New York	4939	774	4165	84.33%	4945	540	4405	89.08%	4587	899	3688	80.40%	3231	765	2466	76.32%	2667	576	2091	78.40%
Southern District of New York	3483	518	2965	85.13%	4021	516	3505	87.17%	4009	828	3181	79.35%	3000	676	2324	77.47%	2841	625	2216	78.00%
Western District of New York	5596	762	4834	86.38%	5847	668	5179	88.58%	5206	892	4314	82.87%	4154	883	3271	78.74%	3847	883	2964	77.05%
Northern District of Ohio	13256	646	12610	95.13%	14513	946	13567	93.48%	13363	1110	12253	91.69%	10416	1034	9382	90.07%	9565	981	8584	89.74%
Southern District of Ohio	12129	796	11333	93.44%	12604	1144	11460	90.92%	12145	1668	10477	86.27%	10453	1425	9028	86.37%	10139	1401	8738	86.18%
Eastern District of Oklahoma	475	118	357	75.16%	465	125	340	73.12%	572	179	393	68.71%	632	195	437	69.15%	659	190	469	71.17%
Northern District of Oklahoma	1657	266	1391	83.95%	1436	234	1202	83.70%	1707	399	1308	76.63%	1948	377	1571	80.65%	2011	487	1524	75.78%
Western District of Oklahoma	2657	203	2454	92.36%	2262	123	2139	94.56%	2601	421	2180	83.81%	3587	491	3096	86.31%	3898	421	3477	89.20%
District of Oregon	4914	801	4113	83.70%	6115	1295	4820	78.82%	5650	1535	4115	72.83%	5867	1333	4534	77.28%	6149	1530	4619	75.12%
Eastern District of Pennsylvania	3451	380	3071	88.99%	5385	471	4914	91.25%	6246	595	5651	90.47%	5009	537	4472	89.28%	4482	545	3937	87.84%
Middle District of Pennsylvania	1557	295	1262	81.05%	2238	406	1832	81.86%	2163	601	1562	72.21%	1694	453	1241	73.26%	1532	426	1106	72.19%
Western District of Pennsylvania	2730	616	2114	77.44%	4394	630	3764	85.66%	4838	923	3915	80.92%	3332	632	2700	81.03%	3166	554	2612	82.50%
District of Rhode Island	974	185	789	81.01%	1038	161	877	84.49%	1115	260	855	76.68%	896	166	730	81.47%	713	130	583	81.77%
District of South Carolina	1187	219	968	81.55%	1997	223	1774	88.83%	2203	319	1884	85.52%	1941	282	1659	85.47%	2033	229	1804	88.74%
District of South Dakota	667	270	397	59.52%	703	289	414	58.89%	782	438	344	43.99%	773	435	338	43.73%	867	354	513	59.17%
Eastern District of Tennessee	4205	459	3746	89.08%	4591	578	4013	87.41%	4683	842	3841	82.02%	4358	868	3490	80.08%	4351	795	3556	81.73%
Middle District of Tennessee	3923	490	3433	87.51%	4093	617	3476	84.93%	4335	904	3431	79.15%	3545	656	2889	81.50%	3346	489	2857	85.39%
Western District of Tennessee	4935	161	4774	96.74%	6224	251	5973	95.97%	6388	288	6100	95.49%	5864	214	5650	96.35%	6321	186	6135	97.06%
Eastern District of Texas	367	118	249	67.85%	593	172	421	70.99%	747	287	460	61.58%	807	336	471	58.36%	887	355	532	59.98%
Northern District of Texas	2229	683	1546	69.36%	3245	1051	2194	67.61%	3762	1622	2140	56.88%	3789	1578	2211	58.35%	4362	2033	2329	53.39%
Southern District of Texas	2509	647	1862	74.21%	3871	637	3234	83.54%	4254	1002	3252	76.45%	5628	1754	3874	68.83%	6397	1951	4446	69.50%
Western District of Texas	2918	373	2545	87.22%	2627	442	2185	83.17%	2719	534	2185	80.36%	2887	601	2286	79.18%	2951	582	2369	80.28%
District of Utah	2739	727	2012	73.46%	3824	942	2882	75.37%	3402	1041	2361	69.40%	3440	941	2499	72.65%	3583	1042	2541	70.92%
Eastern District of Virginia	6149	691	5458	88.76%	6299	551	5748	91.25%	6105	926	5179	84.83%	5735	718	5017	87.48%	5855	703	5152	87.99%
Western District of Virginia	3077	603	2474	80.40%	3386	518	2868	84.70%	3347	814	2533	75.68%	2907	703	2204	75.82%	2676	626	2050	76.61%
District of Vermont	275	100	175	63.64%	277	80	197	71.12%	289	139	150	51.90%	255	106	149	58.43%	213	99	114	53.52%
Eastern District of Washington	2206	519	1687	76.47%	2398	608	1790	74.65%	2382	695	1687	70.82%	2333	443	1890	81.01%	2789	614	2175	77.98%
Western District of Washington	5452	815	4637	85.05%	6295	962	5333	84.72%	6717	1218	5499	81.87%	6697	1087	5610	83.77%	7491	1057	6434	85.89%
Eastern District of Wisconsin	3200	547	2653	82.91%	4035	531	3504	86.84%	4737	977	3760	79.38%	4991	911	4080	81.75%	5202	899	4303	82.72%
Western District of Wisconsin	1999	319	1680	84.04%	2245	410	1835	81.74%	2336	865	1471	62.97%	2149	815	1334	62.08%	2450	1052	1398	57.06%
Northern District of West Virginia	725	147	578	79.72%	1003	162	841	83.85%	956	266	690	72.18%	655	212	443	67.63%	566	174	392	69.26%
Southern District of West Virginia	1032	167	865	83.82%	1311	74	1237	94.36%	1255	174	1081	86.14%	1345	211	1134	84.31%	1296	259	1037	80.02%
District of Wyoming	510	115	395	77.45%	549	139	410	74.68%	662	243	419	63.29%	837	368	469	56.03%	979	447	532	54.34%
District of Guam	30	4	26	86.67%	33	8	25	75.76%	30	8	22	73.33%	33	9	24	72.73%	47	21	26	55.32%
District of the Northern Mariana Islands	0	0	0	0.00%	0	0	0	0.00%	0	0	0	0.00%	1	0	1	100.00%	3	2	1	33.33%
District of Puerto Rico	707	302	405	57.28%	1070	370	700	65.42%	2016	717	1299	64.43%	1929	626	1303	67.55%	1466	512	954	65.08%
United States	331264	43694	287570	86.81%	363943	48125	315818	86.78%	380251	69300	310951	81.78%	348880	62436	286444	82.10%	348521	64004	284517	81.64%

Read more about Annual Business and Non-business Filings by District (1980-1984)

First Quarter Bankruptcy Filings Fall 16 Percent from 2012 Commercial Filings Drop 27 Percent

April 4, 2013

NEWS AND ANALYSIS

FIRST QUARTER BANKRUPTCY FILINGS FALL 16 PERCENT FROM 2012, COMMERCIAL FILINGS DROP 27 PERCENT

Total bankruptcy filings in the United States decreased 16 percent in the first calendar quarter (Jan. 1 - March 31) of 2013 from the same period in 2012, according to data provided by Epiq Systems, Inc. Bankruptcy filings totaled 263,516 in the first quarter of 2013, down from the 314,832 filings registered in the first calendar quarter of 2012. Total commercial filings for the first three months of 2012 were 11,521, representing a 27 percent decrease from the 15,869 filings during the same period in 2012. The 251,995 total noncommercial filings recorded in the first calendar quarter of 2013 represented a 16 percent decrease from the 2012 total of 298,963. Click here to read the full ABI press release.

Click here to access the March 2013 bankruptcy filing data charts.

NEW BANKRUPTCY CLAIMS TRANSFER FEE TO TAKE EFFECT MAY 1

Federal bankruptcy courts will institute a new $25 fee for filing evidence of claims transfers, transactions in which bankruptcy claims are sold by one creditor to another, usually as part of a speculative investment, according to a release today by the Administrative Office of the U.S. Courts. The fee, approved last September by the Judicial Conference of the United States, will take effect May 1. The fee will be assessed by bankruptcy courts on each individual claim or partial claim that is transferred, and it must be paid by the creditor that files evidence of the transfer (typically the claim transfer form) with the courts. Debtors filing for bankruptcy will not be affected by the fee. The fee must be paid by credit card, using Pay.gov, when the claims transfer is filed with the courts' Case Management/Electronic Case Files system, or by whatever means is designated by the court if the claims transfer is not filed electronically. Read more.

OBAMA ADMINISTRATION PUSHES BANKS TO MAKE HOME LOANS TO PEOPLE WITH WEAKER CREDIT

The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place, the Washington Post reported yesterday. President Obama's economic advisers and outside experts say the nation's housing rebound is leaving too many people behind, including young people looking to buy their first homes and individuals with credit records weakened by the recession. In response, administration officials say that they are working to get banks to lend to a wider range of borrowers by taking advantage of taxpayer-backed programs — including those offered by the Federal Housing Administration — that insure home loans against default. Housing officials are urging the Justice Department to provide assurances to banks, which have become increasingly cautious, that they will not face legal or financial recriminations if they make loans to riskier borrowers who meet government standards but later default. Officials are also encouraging lenders to use more subjective judgment in determining whether to offer a loan and are seeking to make it easier for people who owe more than their properties are worth to refinance at today's low interest rates, among other steps. Read more.

In related news, the improving job market is lifting incomes and helping families repair credit scores, expanding the pool of eligible buyers and providing additional firepower to the housing recovery, Bloomberg News reported yesterday. About 7 million mortgageholders have had to leave their homes since 2007 because of foreclosure or a short sale, in which a property is sold for less than is owed, according to RealtyTrac. More than 1 million of them are now eligible for mortgages backed by the Federal Housing Administration, which requires a three-year waiting period and a minimum 3.5 percent down payment, said Mark Zandi, chief economist for Moody’s Analytics Inc. While many Americans will be blocked from buying because of insufficient credit, savings and income, eligible households will expand to nearly 2 million by the end of 2014, Zandi said. Read more.

ANALYSIS: AS BUSINESS LENDING INCREASES, CONCERNS EMERGE ABOUT PROFIT

The recent uptick in bank business lending is starting to flash some warning signs that banks are making loans to businesses at rates that are so low they may end up being unprofitable, the New York Times DealBook blog reported yesterday. A recent survey by the Federal Reserve shows that American banks are charging an average of just 2.83 percent on commercial and industrial loans, down from 3.4 percent a year earlier. Banks of all sizes are participating in this resurgence, including smaller banks, which managed to avoid many of the excesses of the credit boom of the last decade. Extraordinarily low interest rates have breathed life into several markets where companies go to borrow. Last year, companies issued nearly $360 billion of junk bonds in the U.S., according to Dealogic. Less noticed was the increase in commercial and industrial loans at American banks. They added $174 billion of such loans in 2012, a 13 percent increase from the prior year, according to figures from the Fed. Read more.

GAO: 401(K) COMPANIES OFTEN MISLEAD ACCOUNT-HOLDERS

Money management firms frequently offer workers misleading and self-serving information about how to handle their retirement savings when they change jobs, according to a Government Accountability Office report released yesterday, the Washington Post reported. Departing workers are often encouraged to roll their accounts into individual retirement accounts (IRAs) run by the firms that already manage their retirement money, even when it would be best for the outgoing employees to keep their money in a 401(k), the GAO investigation concluded. Having workers move their money into IRAs typically allows money management companies to harvest bigger fees for handling the retirement money, the report said. The GAO had undercover investigators call 30 money management firms posing as workers about to change jobs in an effort to learn how money managers market their services. In seven cases, they were given incorrect information, including that moving their money into an IRA would be "free," even though workers would incur ongoing fees by opening the accounts. The GAO also reviewed the websites of 10 large firms and found that five incorrectly said that their IRAs were free. Read more.

LATEST ABI PODCAST EXAMINES BANKRUPTCY VALUATION ISSUES

ABI's latest podcast features ABI Resident Scholar Prof. Scott Pryor speaking with Dr. Israel Shaked of The Michel-Shaked Group (Boston) and Robert F. Reilly of Willamette Management Associates Inc. (Chicago), authors of a new ABI publication, A Practical Guide to Bankruptcy Valuation. Shaked and Reilly discuss their book and other issues involved in the complex task of valuing a bankrupt or financially distressed business. Click here to listen to the podcast.

For more information or to purchase A Practical Guide to Bankruptcy Valuation, please click here.

BLOOMBERG'S LATEST "BILL ON BANKRUPTCY" VIDEO: STOCKTON MAY WIN THE BATTLE, BUT LOSE THE WAR

Although Stockton, Calif. established the right to be in a chapter 9 municipal bankruptcy, the judge warned the city that victory may be short-lived if bondholders prove that pensioners must take a haircut along with other unsecured creditors. The latest Bloomberg bankruptcy video with Bloomberg Law's Lee Pacchia and Bloomberg News bankruptcy columnist Bill Rochelle examines the issue. Click here to watch.

TOMORROW! DON’T MISS THE ABI LIVE WEBINAR – "LEGACY LIABILITIES: DEALING WITH ENVIRONMENTAL, PENSION, UNION AND SIMILAR TYPES OF CLAIMS"

A panel of experts has been assembled for a webinar on April 5 from 1-2:15 p.m. ET to discuss environmental and pension liabilities, the statutory schemes under which these liabilities arise and the key players involved. Are non-monetary environmental claims dischargeable? Do post-petition expenditures for environmental cleanup constitute administrative expenses? When can an employer terminate a pension plan in bankruptcy, what is the process and what are the consequences? Learn the answer to these questions and more from the comfort of your own office. Special ABI member rate is available! Register here.

HOTEL BLOCK FOR ABI'S ANNUAL SPRING MEETING ALMOST SOLD OUT! REGISTER TODAY!

The hotel block at the Gaylord National Resort and Convention Center in National Harbor, Md., is almost sold out for ABI’s 2013 Annual Spring Meeting! Held April 18-21, 2013, ASM features a roster of the best national speakers, while the depth and scope of topics offer something for everyone. Specifically, four concurrent workshops will cover various “tracks,” including programs for attorneys in commercial cases, a track for restructuring professionals, a track of professional development programming and a track dealing solely with consumer issues. More than 16 hours of CLE/CPE is offered in some states, along with ethics credit totaling 3 hours, making the cost only about $50 per credit. In addition, committee sessions will drill down on other topics to provide you with the most practical and varied CLE/CPE experience ever. Sessions include:

• 17th Annual Great Debates
• Mediation: An Irrational Approach to a Rational Result
• Creditors’ Committees and the Role of Indenture Trustees and Related Issues
• Current Issues for Financial Advisors in Bankruptcy Cases
• The Individual Conundrum: Chapter 7, 11 or 13?
• The Power to Veto Bankruptcy Sales
• Real Estate Issues in Health Care Restructurings
• How to Be a Successful Expert
• The Ethical Compass: Multiple Ethical Schemes Applicable to Financial Advisors
• Chapter 9s, Nonprofits and Other Nontraditional Restructuring Processes
• And much more!

The Spring Meeting will also feature a field hearing of the ABI Commission to Study the Reform of Chapter 11, a report from the ABI Ethics Task Force, a luncheon panel discussion moderated by Bill Rochelle of Bloomberg News, and a Final Night Gala Dinner featuring a concert by Joan Jett and the Blackhearts!

Make sure to register today!

ABI IN-DEPTH

LATEST CASE SUMMARY ON VOLO: ARROYO V. SCOTIABANK DE PUERTO RICO (IN RE ARROYO; 1ST CIR.)

Summarized by William Amann of Craig, Deachman & Amann PLLC

The First Circuit ruled that a chapter 7 debtor lacked standing to appeal because he could not demonstrate that either (1) a reasonable possibility existed that a surplus would exist if the order on appeal was denied or (2) the appealed order adversely affected his discharge.

There are more than 800 appellate opinions summarized on Volo, and summaries typically appear within 24 hours of the ruling. Click here regularly to view the latest case summaries on ABI’s Volo website.

NEW ON ABI’S BANKRUPTCY BLOG EXCHANGE: FURTHER EXAMINATION OF STOCKTON'S ONGOING CHAPTER 9 CASE

The Bankruptcy Blog Exchange is a free ABI service that tracks 35 bankruptcy-related blogs. A recent post takes a closer look at Stockton, Calif.'s chapter 9 case, which was allowed to continue after Bankruptcy Judge Christopher Klein on Monday issued a bench ruling finding that Stockton is an eligible debtor and therefore entitled to remain in bankruptcy.

Be sure to check the site several times each day; any time a contributing blog posts a new story, a link to the story will appear on the top. If you have a blog that deals with bankruptcy, or know of a good blog that should be part of the Bankruptcy Exchange, please contact the ABI Web team.

TEE OFF ON THE NEW ABI GOLF TOUR!

Starting with the Annual Spring Meeting, ABI will offer conference registrants the option to participate in the ABI Golf Tour. The Tour will take place concurrently with all conference golf tournaments. The Tour is designed to enhance the golfing experience for serious golfers, while still offering a fun networking opportunity for players of any ability. As opposed to the format used at ABI’s regular conference events, Tour participants will "play their own ball." They will be grouped on the golf course separately from other conference golf participants and will typically play ahead of the other participants, expediting Tour play. Tour participants will be randomly grouped in foursomes, unless otherwise requested of the Commissioner in advance of each tournament. Prizes will be awarded for each individual Tour event, which are sponsored by Great American Group. The grand prize is the "Great American Cup," also sponsored by Great American Group, which will be awarded to the top player at the end of the Tour season. Registration is free. Click here for more information and a list of 2013 ABI Golf Tour event venues.

ABI Quick Poll

The scope of protection of "financial contracts" in bankruptcy should be rolled back to what it was before BAPCPA expanded it in 2005.

Click here to vote on this week's Quick Poll. Click here to view the results of previous Quick Polls.

INSOL INTERNATIONAL

INSOL International is a worldwide federation of national associations for accountants and lawyers who specialize in turnaround and insolvency. There are currently 37 member associations worldwide with more than 9,000 professionals participating as members of INSOL International. As a member association of INSOL, ABI's members receive a discounted subscription rate. See ABI's enrollment page for details.

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TOMORROW:

April 5, 2013
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COMING UP

April 10, 2013
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April 18, 2013
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April 18-21, 2013
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May 15, 2013
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May 16, 2013
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May 21-24, 2013
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June 7, 2013
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June 13-16, 2013
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July 11-14, 2013
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July 18-21, 2013
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SWEETEST BANKRUPTCY CONFERENCE ON EARTH: JOIN ABI FOR THE 9TH ANNUAL MID-ATLANTIC BANKRUPTCY WORKSHOP AT THE HISTORIC HOTEL HERSHEY!
Aug. 8-10, 2013
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CALENDAR OF EVENTS

2013

April
- ABI Live Webinar: "Legacy Liabilities : Dealing with Environmental, Pension, Union and Similar Types of Claims"
     April 5, 2013
- ABI Live Webinar: "Student Loans: Bankruptcy May Not Have the Answers - But Does Congress?"
     April 10, 2013
- "Nuts and Bolts" Program at ASM
     April 18, 2013 | National Harbor, Md.
- Annual Spring Meeting
     April 18-21, 2013 | National Harbor, Md.

May
- "Nuts and Bolts" Program at NYCBC
     May 15, 2013 | New York, N.Y.
- ABI Endowment Cocktail Reception
     May 15, 2013 | New York, N.Y.
- New York City Bankruptcy Conference
     May 16, 2013 | New York, N.Y.
- Litigation Skills Symposium
     May 21-24, 2013 | Dallas, Texas

June
- Memphis Consumer Bankruptcy Conference
June 7, 2013 | Memphis, Tenn.
- Central States Bankruptcy Workshop
June 13-16, 2013 | Grand Traverse, Mich.

July
- Northeast Bankruptcy Conference and Northeast Consumer Forum
July 11-14, 2013 | Newport, R.I.
- Southeast Bankruptcy Workshop
July 18-21, 2013 | Amelia Island, Fla.

August
- Mid-Atlantic Bankruptcy Workshop
August 8-10, 2013 | Hershey, Pa.

Read more about First Quarter Bankruptcy Filings Fall 16 Percent from 2012 Commercial Filings Drop 27 Percent

Annual Business and Non-business Filings by District (1990-1994)

ABI World

	1990				1991				1992				1993				1994
District	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer
District of Alaska	1153	164	989	85.78%	1064	170	894	84.02%	1039	196	843	81.14%	928	172	756	81.47%	892	162	730	81.84%
Middle District of Alabama	5119	254	4865	95.04%	5832	322	5510	94.48%	5044	321	4723	93.64%	4793	285	4508	94.05%	4778	235	4543	95.08%
Northern District of Alabama	18061	1033	17028	94.28%	20048	1020	19028	94.91%	19229	917	18312	95.23%	17282	651	16631	96.23%	15992	444	15548	97.22%
Southern District of Alabama	2673	69	2604	97.42%	2731	89	2642	96.74%	2592	80	2512	96.91%	2185	41	2144	98.12%	2781	38	2743	98.63%
Eastern District of Arkansas	4549	288	4261	93.67%	5195	291	4904	94.40%	5018	341	4677	93.20%	4235	274	3961	93.53%	4177	254	3923	93.92%
Western District of Arkansas	2513	179	2334	92.88%	3120	206	2914	93.40%	3235	236	2999	92.70%	2765	170	2595	93.85%	2663	119	2544	95.53%
District of Arizona	18385	2377	16008	87.07%	19988	2194	17794	89.02%	20234	2050	18184	89.87%	17630	1642	15988	90.69%	15357	965	14392	93.72%
Central District of California	59645	3125	56520	94.76%	78668	7003	71665	91.10%	94579	6314	88265	93.32%	92396	6935	85461	92.49%	82616	6457	76159	92.18%
Eastern District of California	18231	1614	16617	91.15%	21559	2026	19533	90.60%	24045	2668	21377	88.90%	23213	2549	20664	89.02%	21692	2395	19297	88.96%
Northern District of California	19192	2052	17140	89.31%	24346	2577	21769	89.42%	27872	2718	25154	90.25%	26353	3006	23347	88.59%	25041	2716	22325	89.15%
Southern District of California	11539	800	10739	93.07%	14799	689	14110	95.34%	15362	515	14847	96.65%	14440	453	13987	96.86%	13637	370	13267	97.29%
District of Colorado	16671	1088	15583	93.47%	17071	611	16460	96.42%	16079	1143	14936	92.89%	13881	1118	12763	91.95%	12878	670	12208	94.80%
District of Connecticut	5608	445	5163	92.06%	7907	380	7527	95.19%	9472	379	9093	96.00%	9071	310	8761	96.58%	8413	206	8207	97.55%
District of Columbia	1087	129	958	88.13%	1368	181	1187	86.77%	1445	134	1311	90.73%	1284	119	1165	90.73%	1390	118	1272	91.51%
District of Delaware	1068	114	954	89.33%	1218	126	1092	89.66%	1606	243	1363	84.87%	1492	163	1329	89.08%	1235	120	1115	90.28%
Middle District of Florida	24154	1756	22398	92.73%	30638	1863	28775	93.92%	31546	1700	29846	94.61%	25715	1375	24340	94.65%	25180	1225	23955	95.14%
Northern District of Florida	2488	238	2250	90.43%	3050	185	2865	93.93%	2922	148	2774	94.93%	2475	150	2325	93.94%	2276	116	2160	94.90%
Southern District of Florida	9910	846	9064	91.46%	15439	983	14456	93.63%	17535	1138	16397	93.51%	14521	1074	13447	92.60%	15019	877	14142	94.16%
Middle District of Georgia	8813	229	8584	97.40%	10478	192	10286	98.17%	9558	177	9381	98.15%	8515	145	8370	98.30%	8578	102	8476	98.81%
Northern District of Georgia	26171	1974	24197	92.46%	32714	2417	30297	92.61%	28708	1691	27017	94.11%	25530	1359	24171	94.68%	25560	1246	24314	95.13%
Southern District of Georgia	7423	164	7259	97.79%	8255	332	7923	95.98%	7623	607	7016	92.04%	6827	419	6408	93.86%	7019	361	6658	94.86%
District of Hawaii	882	74	808	91.61%	1101	77	1024	93.01%	1431	163	1268	88.61%	1497	190	1307	87.31%	1600	157	1443	90.19%
Northern District of Iowa	2321	618	1703	73.37%	2372	524	1848	77.91%	2376	408	1968	82.83%	2141	253	1888	88.18%	2158	217	1941	89.94%
Southern District of Iowa	3340	283	3057	91.53%	3835	224	3611	94.16%	3879	252	3627	93.50%	3270	236	3034	92.78%	3319	266	3053	91.99%
District of Idaho	4100	365	3735	91.10%	4173	225	3948	94.61%	4105	515	3590	87.45%	3667	414	3253	88.71%	3378	351	3027	89.61%
Central District of Illinois	7218	214	7004	97.04%	7631	286	7345	96.25%	7441	516	6925	93.07%	6511	456	6055	93.00%	6417	388	6029	93.95%
Northern District of Illinois	26801	1152	25649	95.70%	30665	1480	29185	95.17%	31601	1608	29993	94.91%	29854	1353	28501	95.47%	28091	1000	27091	96.44%
Southern District of Illinois	3813	675	3138	82.30%	4414	588	3826	86.68%	3956	462	3494	88.32%	3355	380	2975	88.67%	3413	363	3050	89.36%
Northern District of Indiana	8479	598	7881	92.95%	9573	519	9054	94.58%	9767	518	9249	94.70%	8470	464	8006	94.52%	7907	367	7540	95.36%
Southern District of Indiana	15630	495	15135	96.83%	18441	564	17877	96.94%	17546	745	16801	95.75%	14644	592	14052	95.96%	13831	519	13312	96.25%
District of Kansas	8811/TD>	560	8251	93.64%	9708	527	9181	94.57%	9064	600	8464	93.38%	7976	591	7385	92.59%	7905	372	7533	95.29%
Eastern District of Kentucky	6953	832	6121	88.03%	7155	665	6490	90.71%	6713	351	6362	94.77%	5415	227	5188	95.81%	5443	217	5226	96.01%
Western District of Kentucky	7765	492	7273	93.66%	8390	351	8039	95.82%	7765	341	7424	95.61%	6663	213	6450	96.80%	6552	205	6347	96.87%
Eastern District of Louisiana	5061	248	4813	95.10%	5570	247	5323	95.57%	5486	158	5328	97.12%	4779	136	4643	97.15%	4501	111	4390	97.53%
Middle District of Louisiana	1627	119	1508	92.69%	1575	77	1498	95.11%	1397	65	1332	95.35%	1391	52	1339	96.26%	1506	47	1459	96.88%
Western District of Louisiana	6230	971	5259	84.41%	6633	765	5868	88.47%	7218	642	6576	91.11%	6396	555	5841	91.32%	6522	412	6110	93.68%
District of Massachusetts	10154	1838	8316	81.90%	14476	2078	12398	85.65%	17172	2420	14752	85.91%	15252	1899	13353	87.55%	14192	1300	12892	90.84%
District of Maryland	10311	1356	8955	86.85%	14707	1633	13074	88.90%	16790	1642	15148	90.22%	15790	1575	14215	90.03%	15343	1243	14100	91.90%
District of Maine	1809	316	1493	82.53%	2305	353	1952	84.69%	2225	398	1827	82.11%	1883	321	1562	82.95%	1752	296	1456	83.11%
Eastern District of Michigan	14272	830	13442	94.18%	18041	944	17097	94.77%	19481	1128	18353	94.21%	17021	767	16254	95.49%	15707	823	15084	96.03%
Western District of Michigan	6252	803	5449	87.16%	7382	627	6755	91.51%	7518	665	6853	91.15%	6683	572	6111	91.44%	8347	475	5872	70.35%
District of Minnesota	15100	1771	13329	88.27%	17580	1797	15783	89.78%	16775	1494	15281	91.09%	14729	2057	12672	86.03%	13704	1962	11742	85.68%
Eastern District of Missouri	8030	435	7595	94.58%	10391	541	9850	94.79%	10228	377	9851	96.31%	7916	323	7593	95.92%	8053	254	7799	96.85%
Western District of Missouri	6817	884	5933	87.03%	8344	675	7669	91.91%	8304	657	7647	92.09%	7158	464	6694	93.52%	6667	399	6268	94.02%
Northern District of Mississippi	3824	185	3639	95.16%	4299	223	4076	94.81%	4015	180	3835	95.52%	3603	161	3442	95.53%	3355	113	3242	96.63%
Southern District of Mississippi	7404	103	7301	98.61%	8484	188	8296	97.78%	8122	301	7821	96.29%	6742	185	6557	97.26%	6539	105	6434	98.39%
District of Montana	1951	223	1728	88.57%	2117	207	1910	90.22%	2026	240	1786	88.15%	1879	195	1684	89.62%	1892	162	1730	91.44%
Eastern District of North Carolina	4480	560	3920	87.50%	5710	656	5054	88.51%	5557	585	4972	89.47%	5391	521	4870	90.34%	5652	474	5178	91.61%
Middle District of North Carolina	4327	460	3867	89.37%	5942	525	5417	91.16%	4960	415	4545	91.63%	4157	325	3832	92.18%	4388	222	4166	94.94%
Western District of North Carolina	3852	260	3592	93.25%	5285	209	5076	96.05%	4501	179	4322	96.02%	3500	100	3400	97.14%	3338	86	3252	97.42%
District of North Dakota	1082	209	873	80.68%	1248	191	1057	84.70%	1258	180	1078	85.69%	1100	164	936	85.09%	1176	120	1056	89.80%
District of Nebraska	4058	425	3633	89.53%	4551	384	4167	91.56%	4229	350	3879	91.72%	3703	243	3460	93.44%	3475	190	3285	94.53%
District of New Hampshire	2568	490	2078	80.92%	3879	598	3281	84.58%	3840	164	3676	95.73%	3622	153	3469	95.78%	3054	111	2943	96.37%
District of New Jersey	15405	1128	14277	92.68%	22338	1303	21035	94.17%	25343	1561	23782	93.84%	24295	1870	22425	92.30%	23688	1354	22334	94.28%
District of New Mexico	4200	348	3852	91.71%	4450	333	4117	92.52%	4544	476	4068	89.52%	3851	388	3463	89.92%	3514	287	3227	91.83%
District of Nevada	6468	354	6114	94.53%	7268	480	6788	93.40%	8047	540	7507	93.29%	7921	494	7427	93.76%	7170	391	6779	94.55%
Easter District of New York	11981	632	11349	94.72%	17557	905	16652	94.85%	22031	1050	20981	95.23%	22283	962	21321	95.68%	21359	811	20548	96.20%
Northern District of New York	6992	622	6370	91.10%	8889	792	8097	91.09%	9350	925	8425	90.11%	8729	823	7906	90.57%	8336	711	7625	91.47%
Southern District of New York	7312	1132	6180	84.52%	11096	1528	9568	86.23%	12851	1682	11169	86.91%	11932	1227	10705	89.72%	10851	1025	9826	90.55%
Western District of New York	6963	220	6743	96.84%	8144	805	7339	90.12%	7863	985	6878	87.47%	6799	892	5907	86.88%	6662	864	5798	87.03%
Northern District of Ohio	18380	841	17539	95.42%	20968	815	20153	96.11%	20124	950	19174	95.28%	16862	759	16103	95.50%	15244	644	14600	95.78%
Southern District of Ohio	21309	937	20372	95.60%	23736	587	23149	97.53%	21424	912	20512	95.74%	17947	787	17160	95.61%	16614	728	15886	95.62%
Eastern District of Oklahoma	1612	201	1411	87.53%	1739	127	1612	92.70%	1595	137	1458	91.41%	1578	115	1463	92.71%	1660	94	1566	94.34%
Northern District of Oklahoma	4267	608	3659	85.75%	4781	691	4090	85.55%	4496	523	3973	88.37%	4198	507	3691	87.92%	3913	426	3487	89.11%
Western District of Oklahoma	9354	807	8547	91.37%	9059	440	8619	95.14%	8479	436	8043	94.86%	7668	397	7271	94.82%	7379	354	7025	95.20%
District of Oregon	12091	1061	11030	91.22%	14203	1177	13026	91.71%	13962	1105	12857	92.09%	12892	905	11987	92.98%	12674	844	11830	93.34%
Eastern District of Pennsylvania	8821	663	8158	92.48%	11716	939	10777	91.99%	12877	1128	11749	91.24%	11286	976	10310	91.35%	10894	849	10045	92.21%
Middle District of Pennsylvania	3801	526	3275	86.16%	5012	807	4205	83.90%	5196	746	4450	85.64%	4436	741	3695	83.30%	3985	578	3407	85.50%
Western District of Pennsylvania	5249	562	4687	89.29%	5978	427	5551	92.86%	6766	574	6192	91.52%	5664	555	5109	90.20%	5451	498	4953	90.86%
District of Rhode Island	2345	327	2018	86.06%	3436	333	3103	90.31%	3711	364	3347	90.19%	3294	266	3028	91.92%	2997	177	2820	94.09%
District of South Carolina	5527	404	5123	92.69%	7484	479	7005	93.60%	7325	234	7091	96.81%	6484	186	6298	97.13%	6520	221	6299	96.61%
District of South Dakota	1492	388	1104	73.99%	1539	356	1183	76.87%	1464	284	1180	80.60%	1403	200	1203	85.74%	1216	164	1052	86.51%
Eastern District of Tennessee	10396	260	10136	97.50%	12559	325	12234	97.41%	11591	595	10996	94.87%	10026	416	9610	95.85%	9813	343	9470	96.50%
Middle District of Tennessee	11633	887	10746	92.38%	12282	1095	11187	91.08%	10943	891	10052	91.86%	10016	541	9475	94.60%	8937	387	8550	95.67%
Western District of Tennessee	14689	207	14482	98.59%	17892	300	17592	98.32%	17226	380	16846	97.79%	16938	306	16632	98.19%	16269	244	16025	98.50%
Eastern District of Texas	3100	596	2504	80.77%	3647	505	3142	86.15%	4008	536	3472	86.63%	4279	486	3793	88.64%	4780	465	4315	90.27%
Northern District of Texas	16100	2571	13529	84.03%	17999	2200	15799	87.78%	20127	1996	18131	90.08%	16190	1694	14496	89.54%	15004	1607	13397	89.29%
Southern District of Texas	12092	1290	10802	89.33%	13054	959	12095	92.65%	13913	1561	12352	88.78%	12590	757	11833	93.99%	11916	615	11301	94.84%
Western District of Texas	11987	857	11130	92.85%	12865	748	12117	94.19%	12439	720	11719	94.21%	10781	605	10176	94.39%	9945	571	9374	94.26%
District of Utah	7894	895	6999	88.66%	8259	830	7429	89.95%	8197	551	7646	93.28%	6866	319	6547	95.35%	6591	222	6369	96.63%
Eastern District of Virginia	16219	2332	13887	85.62%	21319	2508	18811	88.24%	22062	1442	20620	93.46%	19936	1322	18614	93.37%	18130	818	17312	95.49%
Western District of Virginia	5371	626	4745	88.34%	6844	801	6043	88.30%	6402	521	5881	91.86%	5504	649	4855	88.21%	5853	578	5275	90.12%
District of Vermont	701	179	522	74.47%	955	208	747	78.22%	999	218	781	78.18%	841	154	687	81.69%	828	134	694	83.82%
Eastern District of Washington	3840	522	3318	86.41%	3991	574	3417	85.62%	3807	459	3348	87.94%	3466	348	3118	89.96%	3333	334	2999	89.98%
Western District of Washington	12585	1455	11130	88.44%	14219	1610	12609	88.68%	15091	1163	13928	92.29%	13860	1058	12802	92.37%	14203	767	13436	94.60%
Eastern District of Wisconsin	7081	530	6551	92.52%	8359	469	7890	94.39%	7987	383	7604	95.20%	7128	380	6748	94.67%	7156	404	6752	94.35%
Western District of Wisconsin	3685	836	2849	77.31%	4245	802	3443	81.11%	4054	778	3276	80.81%	3568	605	2963	83.04%	3579	591	2988	83.49%
Northern District of West Virginia	1183	141	1042	88.08%	1398	186	1212	86.70%	1509	190	1319	87.41%	1358	133	1225	90.21%	1305	139	1166	89.35%
Southern District of West Virginia	2487	240	2247	90.35%	2862	251	2611	91.23%	2998	278	2720	90.73%	2263	171	2092	92.44%	2368	171	2197	92.78%
District of Wyoming	1424	136	1288	90.45%	1535	118	1417	92.31%	1339	139	1200	89.62%	1202	108	1094	91.01%	1178	102	1076	91.34%
District of Guam	39	7	32	82.05%	23	8	15	65.22%	27	11	16	59.26%	39	14	25	64.10%	54	13	41	75.93%
District of the Northern Mariana Islands	1	1	0	0.00%	5	4	1	20.00%	5	2	3	60.00%	8	7	1	12.50%	5	3	2	40.00%
District of Puerto Rico	7082	729	6353	89.71%	8773	897	7876	89.78%	7785	754	7031	90.31%	7071	607	6464	91.42%	7036	493	6543	92.99%
District of the Virgin Islands	27	13	14	51.85%	44	22	22	50.00%	71	28	43	60.56%	61	27	34	55.74%	66	30	38	57.58%
United States	782960	64853	718107	91.72%	943987	71549	872438	92.42%	971517	70643	900874	92.73%	875202	62304	812898	92.88%	832829	52374	780455	93.71%

Read more about Annual Business and Non-business Filings by District (1990-1994)

July Bankruptcy Filings Decrease 12 Percent from Previous Year Business Filings Decrease 21 Percent

August 5, 2014

NEWS AND ANALYSIS

JULY BANKRUPTCY FILINGS DECREASE 12 PERCENT FROM PREVIOUS YEAR, BUSINESS FILINGS DECREASE 21 PERCENT

Total bankruptcy filings in the United States fell by 12 percent in July 2014 over July of last year, according to data provided by Epiq Systems, Inc. Bankruptcy filings totaled 77,469 in July 2014, down from the July 2013 total of 87,746. Consumer filings declined 11 percent to 74,595 from the July 2013 consumer filing total of 84,114. Total commercial filings in July 2014 decreased to 2,874, representing a 21 percent decline from the 3,632 business filings recorded in July 2013. Total commercial chapter 11 filings dipped 34 percent to 357 filings in July 2014 from the 539 commercial chapter 11 filings registered in July 2013. Filings are on track to be the lowest since 2007. Read the full press release.

REPORT: WHY SMALL-BUSINESS LENDING HAS NOT RECOVERED

While lingering cyclical factors from the 2008 financial crisis may still be constraining access to bank credit, there are also structural barriers that seem to be preventing banks, both large and small, from ever fully returning to the small business market, according to a new Harvard Business School study, Forbes.com reported today. In the recent recession, small-business sales were hit hard and may still be soft, undermining their demand for loan capital, according to the study, titled "The State of Small Business Lending: Credit Access during the Recovery and How Technology May Change the Game." Income of the typical household headed by a self-employed person declined 19 percent in real terms between 2007 and 2010, according to the Federal Reserve's Survey of Consumer Finances. And a survey by the National Federation of Independent Businesses (NFIB) noted that small businesses reported sales as their number one problem for four straight years during the crisis and subsequent recovery. In addition, collateral owned by small businesses lost value during the financial crisis, potentially making small business borrowers less creditworthy today -- in fact, small business credit scores are lower now than before the Great Recession, according to the Harvard study. Click here to read the full study.

COMMENTARY: A PUERTO RICAN SOLUTION FOR ILLINOIS

If Puerto Rico Electric Power Authority (Prepa) can restructure its debt, there could be hope for states -- particularly Illinois -- whose own finances are sketchy, according to a commentary in yesterday's Wall Street Journal by Prof. David Skeel of the University of Pennsylvania School of Law. One obvious solution for Prepa might be to file for municipal bankruptcy, as public agencies of a state can do under chapter 9, but the U.S. Congress explicitly excluded Puerto Rico and Washington, D.C., from chapter 9 in the 1980s. Nor can Prepa file for chapter 11, as public corporations and agencies are barred from chapter 11. Mindful of the predicament, Puerto Rican lawmakers in June passed the "Puerto Rico Public Corporation Debt Enforcement and Recovery Act," which gives Prepa and similar entities two restructuring choices. The first suspends a public corporation's obligations for nine months, giving it time to negotiate a debt restructuring to be submitted to creditors for a vote. Under the second, a court can, subject to certain protections for creditors, impose a debt restructuring. Two groups of mutual funds holding $1.7 billion of Prepa's roughly $9 billion debt have sued, asking the federal court in Puerto Rico to declare the law unconstitutional. Their lawsuit argues that only Congress has the power to enact bankruptcy laws under the U.S. Constitution, which also prohibits a state (or commonwealth) from altering the terms of existing contracts. Puerto Rico's debt-restructuring statute will likely withstand this challenge, according to Skeel. The provision in the Bankruptcy Code that invalidates state laws to restructure municipal debt probably does not apply to Puerto Rico -- since its municipalities are not permitted to use chapter 9. Congress could dispel the uncertainty by allowing Puerto Rico's public corporations to file for bankruptcy under chapter 9 -- a solution proposed last Thursday by Democrat Pedro Pierluisi, the commonwealth's nonvoting delegate in Congress. Ideally, Puerto Rico itself, not just its municipalities, could be allowed to file for chapter 9. If the commonwealth can successfully restructure the debt of its public corporations, this will strongly suggest that Congress should provide a mechanism for troubled states to file for bankruptcy. Read the full commentary. (Subscription required.)

The "Puerto Rico Public Corporation Debt Enforcement and Recovery Act" will be the subject of a forthcoming ABI podcast. Stay tuned for details!

SURVEY: FAMILIES BORROWING LESS FOR COLLEGE

American families are relying more on their income and savings -- and less on loans -- to pay for college, according to an annual study by education lender Sallie Mae, the Wall Street Journal reported on Friday. In the 2013-14 academic year just ended, the typical family paid 22 percent of total college costs by borrowing, down from 27 percent in each of the preceding two school years. These families paid 42 percent of college costs by using income or savings from the parents and/or student, vs. 38 percent the year before and 40 percent in 2011-12, according to the Sallie Mae study, conducted by market-research company Ipsos Public Affairs. The average cost of college, $20,882, was relatively stable for the third year in a row after peaking at $24,097 in the 2009-10 year. These figures don't take into account any grants, scholarships or other non-loan aid students might receive. Read more. (Subscription required.)

SMALLER LAW FIRMS GET MORE M&A WORK

A handful of top law firms have been dominating the deals market, but new data released today show that more cost-conscious clients are also giving a lift to smaller firms that offer similar expertise but lower rates, the Wall Street Journal reported today. In 2013, law firms with 501 to 750 lawyers captured the biggest share of legal fees for high-value mergers-and-acquisitions work -- defined as deals that generate more than $1 million in legal bills -- for the second year in a row. The figures are based on an analysis of $15 billion in legal fees by CounselLink, a legal software business in the software division of LexisNexis. The report reviewed billings for 154 U.S. companies with revenues ranging from less than $1 billion to more than $10 billion. Read more. (Subscription required.)

TOMORROW! DISCUSS THIRD-PARTY RELEASES IN CHAPTER 11 ON THE UNSECURED TRADE CREDITORS CONFERENCE CALL -- ALL MEMBERS WELCOME!

The Unsecured Trade Creditors Committee will be holding its bi-monthly committee call tomorrow at 4 pm ET to discuss third-party releases in chapter 11. The call will be moderated by Lisa Gretchko of Howard & Howard Attorneys PLLC in Royal Oak, Mich., and she will be joined by Scott Wolfson of Wolfson Bolton PLLC in Troy, Mich. The UTC Committee has been holding bi-monthly committee calls since 2012 on a wide variety of topics. These bi-monthly committee calls are free and open to all ABI members. Previous call recordings can be found on the committee's website. For more information, please click here.

NEW CASE SUMMARY ON VOLO: VIDOV V. MARSHAK (IN RE VIDOV; 9TH CIR.)

Summarized by Bryan Robinson

In an unpublished opinion, the Ninth Circuit Bankruptcy Appellate Panel affirmed the bankruptcy court's summary judgment ruling. The bankruptcy court ruled that most of the alleged misrepresentations, concealment and other misconduct that the appellant complained about concern claims that the appellant as a matter of law released in the settlement agreement. As the claims had been waived pursuant to the release in the settlement agreement, the bankruptcy court concluded that the appellant would not be able to establish at trial all of the elements for an exception to discharge under either § 523(a)(2) (A) or § 523(a)(6).

There are more than 1,300 appellate opinions summarized on Volo, and summaries typically appear within 24 hours of the ruling. Click here regularly to view the latest case summaries on ABI's Volo website.

NEW ON ABI'S BANKRUPTCY BLOG EXCHANGE: NINTH CIRCUIT FINDS CONSUMER'S DESCRIPTION OF BAC'S MISLEADING BEHAVIOR SUFFICIENT TO RAISE VALID ALLEGATION

A recent blog post examines the Ninth Circuit Court of Appeals decision in the case of Compton v. Countrywide Financial Corp. in which it reversed the District Court's dismissal, concluding that Compton sufficiently alleged that BAC engaged in an "unfair or deceptive act or practice" for the purpose of withstanding a motion to dismiss.

ABI Quick Poll

Consumer collateral should be valued at liquidation value in chapter 13 confirmations, even when the debtor retains the property.

Click here to vote on this week's Quick Poll. Click here to view the results of previous Quick Polls.

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CALENDAR OF EVENTS

2014

August
- ABI Endowment Baseball Event
Aug. 13, 2014 | Baltimore, Md.
- Fourth Hawai'i Bankruptcy Workshop
Aug. 13-16, 2014 | Maui, Hawai'i

September
- Southwest Bankruptcy Conference
    Sept. 4-6, 2014 | Las Vegas, Nev.
- abiLIVE Webinar: Understanding Make-Whole and No Call Provisions
    Sept. 9, 2014 |
- Golf & Tennis Outing
    Sept. 9, 2014 | Maplewood, N.J.
- CARE Financial Literacy Conference
    Sept. 11-13, 2014 | Dallas, Texas
- ABI Workshop: Lending to Distressed Companies
    Sept. 15, 2014 | Alexandria, Va.
- Lawrence P. King and Charles Seligson Workshop on Bankruptcy & Business Reorganization
    Sept. 17-18, 2014 | New York, N.Y.

October
- abiWorkshop: Government Contracting and Bankruptcy
    Oct. 6, 2014 | Alexandria, Va.
- Midwestern Bankruptcy Institute
    Oct. 16-17, 2014 | Kansas City, Mo.
- Views from the Bench
    Oct. 24, 2014 | Washington, D.C.
- Claims-Trading Program
    Oct. 30, 2014 | New York, N.Y.
- International Insolvency & Restructuring Symposium
    Oct. 30-31, 2014 | London

November
- Complex Financial Restructuring Program
    Nov. 6, 2014 | Philadelphia
- Corporate Restructuring Competition
    Nov. 6-7, 2014 | Philadelphia
- Chicago Consumer Bankruptcy Conference
    Nov. 11, 2014 | Chicago, Ill.
- Detroit Consumer Bankruptcy Conference
    Nov. 11, 2014 | Troy, Mich.

Read more about July Bankruptcy Filings Decrease 12 Percent from Previous Year Business Filings Decrease 21 Percent

Annual Business and Non-business Filings by District (1985-1989)

ABI World

	1985				1986				1987				1988				1989
District	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer	Total Filings	Business Filings	Non-Business Filings	Percent Consumer
District of Alaska	673	276	397	58.99%	1117	343	774	69.29%	1428	362	1066	74.65%	1239	226	1013	81.76%	1340	208	1132	84.48%
Middle District of Alabama	2354	230	2124	90.23%	2959	171	2788	94.22%	3386	268	3118	92.09%	4042	321	3721	92.06%	4764	293	4471	93.85%
Northern District of Alabama	8540	495	8045	94.20%	10677	743	9934	93.04%	11806	1060	10746	91.02%	13103	714	12389	94.55%	15525	956	14569	93.84%
Southern District of Alabama	1560	243	1317	84.42%	1898	284	1614	85.04%	2017	287	1730	85.77%	2378	205	2173	91.38%	2703	87	2616	96.78%
Eastern District of Arkansas	2979	373	2606	87.48%	3461	370	3091	89.31%	3899	450	3449	88.46%	4060	328	3732	91.92%	4225	285	3940	93.25%
Western District of Arkansas	1158	226	932	80.48%	1542	223	1319	85.54%	1827	263	1564	85.60%	1991	224	1767	88.75%	2163	169	1994	92.19%
District of Arizona	5665	1444	4221	74.51%	8940	1906	7034	78.68%	11528	1814	9714	84.26%	13776	1677	12099	87.83%	16313	2401	13912	85.28%
Central District of California	36977	3764	33213	89.82%	46818	4390	42428	90.62%	49522	4307	45215	91.30%	51112	2709	48403	94.70%	54283	3017	51266	94.44%
Eastern District of California	11181	2725	8456	75.63%	14533	2825	11708	80.56%	15411	2703	12708	82.46%	17399	1865	15534	89.28%	18368	1540	16828	91.62%
Northern District of California	13489	2661	10828	80.27%	18436	3074	15362	83.33%	19474	2824	16650	85.50%	19329	2402	16927	87.57%	18348	2132	16216	88.38%
Southern District of California	6777	793	5984	88.30%	8390	791	7599	90.57%	9460	910	8550	90.38%	9951	507	9444	94.91%	10126	406	9720	95.99%
District of Colorado	8280	2362	5918	71.47%	12858	3699	9159	71.23%	15950	5291	10659	66.83%	18071	4336	13735	76.01%	17579	3806	13773	78.35%
District of Connecticut	2013	349	1664	82.66%	2200	202	1998	90.82%	2344	190	2154	91.89%	2550	219	2331	91.41%	3436	218	3218	93.66%
District of Columbia	788	104	684	86.80%	946	95	851	89.96%	1144	79	1065	93.09%	1070	62	1008	94.21%	1069	73	996	93.17%
District of Delaware	504	48	456	90.48%	509	34	475	93.32%	553	65	488	88.25%	690	50	640	92.75%	775	64	711	91.74%
Middle District of Florida	7139	1213	5926	83.01%	10565	1097	9468	89.62%	12736	1008	11728	92.09%	14816	1052	13764	92.90%	18995	1177	17818	93.80%
Northern District of Florida	784	300	484	61.73%	1326	425	901	67.95%	1583	346	1237	78.14%	1805	283	1522	84.32%	2087	235	1852	88.74%
Southern District of Florida	3184	633	2551	80.12%	4061	536	3525	86.80%	4842	510	4332	89.47%	5368	529	4839	90.15%	6969	610	6359	91.25%
Middle District of Georgia	4067	279	3788	93.14%	5193	297	4896	94.28%	5653	348	5305	93.84%	6081	266	5815	95.63%	7521	262	7259	96.52%
Northern District of Georgia	9464	1313	8151	86.13%	12860	1740	11120	86.47%	13844	1345	12499	90.28%	15417	1187	14230	92.30%	21155	1901	19254	91.01%
Southern District of Georgia	2807	203	2604	92.77%	3577	170	3407	95.25%	4115	330	3785	91.98%	4841	192	4649	96.03%	6263	187	6076	97.01%
District of Hawaii	680	264	416	61.18%	860	255	605	70.35%	1016	183	833	81.99%	854	119	735	86.07%	887	129	758	85.46%
Northern District of Iowa	2719	1345	1374	50.53%	2927	1381	1546	52.82%	2674	1199	1475	55.16%	2070	708	1362	65.80%	2054	610	1444	70.30%
Southern District of Iowa	2883	946	1937	67.19%	3445	1013	2432	70.60%	3187	818	2369	74.33%	2904	439	2465	84.88%	2971	350	2621	88.22%
District of Idaho	2753	718	2035	73.92%	3579	633	2946	82.31%	3955	721	3234	81.77%	3871	408	3463	89.46%	3949	360	3589	90.88%
Central District of Illinois	6189	1423	4766	77.01%	6795	1412	5383	79.22%	6577	1284	5293	80.48%	6243	801	5442	87.17%	6710	536	6174	92.01%
Northern District of Illinois	19933	2034	17899	89.80%	22295	1765	20530	92.08%	21420	1575	19845	92.65%	22376	1362	21014	93.91%	24109	1223	22886	94.93%
Southern District of Illinois	2014	549	1465	72.74%	2685	672	2013	74.97%	2738	765	1973	72.06%	2853	626	2227	78.06%	3093	640	2453	79.31%
Northern District of Indiana	5594	653	4941	88.33%	6599	683	5916	89.65%	7196	803	6393	88.84%	6960	641	6319	90.79%	7757	580	7177	92.52%
Southern District of Indiana	8366	767	7599	90.83%	10622	922	9700	91.32%	11225	753	10472	93.29%	11760	541	11219	95.40%	13383	514	12869	96.16%
District of Kansas	5537	1247	4290	77.48%	7227	1551	5676	78.54%	7278	1421	5857	80.48%	7151	762	6389	89.34%	7620	554	7066	92.73%
Eastern District of Kentucky	2798	543	2255	80.59%	3723	649	3074	82.57%	3984	660	3324	83.43%	4844	610	4234	87.41%	5902	718	5184	87.83%
Western District of Kentucky	5063	458	4605	90.95%	6140	373	5767	93.93%	6009	542	5467	90.98%	6093	388	5705	93.63%	6880	438	6442	93.63%
Eastern District of Louisiana	3681	396	3285	89.24%	5345	454	4891	91.51%	5795	483	5312	91.67%	5250	367	4883	93.01%	5142	319	4823	93.80%
Middle District of Louisiana	1563	188	1375	87.97%	2090	501	1589	76.03%	2157	440	1717	79.60%	1661	211	1450	87.30%	1691	161	1530	90.48%
Western District of Louisiana	4106	955	3151	76.74%	6440	1669	4771	74.08%	6436	1633	4803	74.63%	5811	1006	4805	82.69%	6098	893	5205	85.36%
District of Massachusetts	2017	437	1580	78.33%	2546	514	2032	79.81%	2780	512	2268	81.58%	3419	591	2828	82.71%	5402	1159	4243	78.54%
District of Maryland	4663	481	4182	89.68%	6117	442	5675	92.77%	6804	965	5839	85.82%	7658	397	7261	94.82%	8447	480	7967	94.32%
District of Maine	703	183	520	73.97%	819	172	647	79.00%	874	213	661	75.63%	986	215	771	78.19%	1160	205	955	82.33%
Eastern District of Michigan	6113	707	5406	88.43%	8591	693	7898	91.93%	10279	730	9549	92.90%	11096	740	10356	93.33%	12334	745	11589	93.96%
Western District of Michigan	3218	839	2379	73.93%	3968	990	2978	75.05%	4184	894	3290	78.63%	4527	772	3755	82.95%	5195	833	4362	83.97%
District of Minnesota	6475	1735	4740	73.20%	8592	1735	6857	79.81%	9429	1729	7700	81.66%	10654	1416	9238	86.71%	12890	1511	11379	88.28%
Eastern District of Missouri	3491	515	2976	85.25%	4234	537	3697	87.32%	4879	697	4182	85.71%	5600	446	5154	92.04%	6587	278	6309	95.78%
Western District of Missouri	4806	1324	3482	72.45%	5639	1382	4257	75.49%	5690	1789	3901	68.56%	5728	987	4741	82.77%	5986	891	5095	85.12%
Northern District of Mississippi	1439	179	1260	87.56%	2041	376	1665	81.58%	2453	485	1968	80.23%	2691	191	2500	92.90%	3181	190	2991	94.03%
Southern District of Mississippi	3829	198	3631	94.83%	4858	193	4665	96.03%	5742	451	5291	92.15%	6626	172	6454	97.40%	7129	147	6982	97.94%
District of Montana	1295	356	939	72.51%	1592	441	1151	72.30%	1698	485	1213	71.44%	1936	483	1453	75.05%	1750	354	1396	79.77%
Eastern District of North Carolina	2462	394	2068	84.00%	3059	449	2610	85.32%	3149	533	2616	83.07%	3009	458	2551	84.78%	3285	503	2782	84.69%
Middle District of North Carolina	2067	279	1788	86.50%	2653	312	2341	88.24%	2754	481	2273	82.53%	2856	331	2525	88.41%	3268	327	2941	89.99%
Western District of North Carolina	1912	335	1577	82.48%	2325	246	2079	89.42%	2302	256	2046	88.88%	2561	162	2399	93.67%	3057	175	2882	94.28%
District of North Dakota	818	354	464	56.72%	1137	278	859	75.55%	1127	302	825	73.20%	1114	197	917	82.32%	1039	211	828	79.69%
District of Nebraska	3033	622	2411	79.49%	3748	992	2756	73.53%	3802	1502	2300	60.49%	3270	567	2703	82.66%	3418	393	3025	88.50%
District of New Hampshire	557	139	418	75.04%	540	117	423	78.33%	608	127	481	79.11%	831	186	645	77.62%	1324	320	1004	75.83%
District of New Jersey	6988	1009	5979	85.56%	8089	1167	6922	85.57%	7947	1033	6914	87.00%	8535	917	7618	89.26%	10505	1135	9370	89.20%
District of New Mexico	1819	375	1444	79.38%	2552	469	2083	81.62%	2674	413	2261	84.55%	3047	405	2642	86.71%	3769	303	3466	91.96%
District of Nevada	3371	679	2692	79.86%	4687	742	3945	84.17%	5188	394	4794	92.41%	5801	432	5369	92.55%	5778	406	5372	92.97%
Easter District of New York	5042	491	4551	90.26%	5664	513	5151	90.94%	5804	475	5329	91.82%	6362	392	5970	93.84%	8333	588	7745	92.94%
Northern District of New York	2909	540	2369	81.44%	3390	534	2856	84.25%	3693	583	3110	84.21%	4133	643	3490	84.44%	5237	587	4650	88.79%
Southern District of New York	3240	716	2524	77.90%	3626	716	2910	80.25%	3822	633	3189	83.44%	4296	720	3576	83.24%	5687	1104	4583	80.59%
Western District of New York	4033	828	3205	79.47%	4249	740	3509	82.58%	4602	588	4014	87.22%	4910	198	4712	95.97%	5818	226	5592	96.12%
Northern District of Ohio	10063	1028	9035	89.78%	11897	922	10975	92.25%	13333	1157	12176	91.32%	14124	921	13203	93.48%	15832	915	14917	94.22%
Southern District of Ohio	10838	1274	9564	88.25%	13114	1155	11959	91.19%	14620	1050	13570	92.82%	15950	564	15386	96.46%	17760	532	17228	97.00%
Eastern District of Oklahoma	855	287	568	66.43%	1350	410	940	69.63%	1536	316	1220	79.43%	1609	207	1402	87.13%	1626	217	1409	86.65%
Northern District of Oklahoma	2477	539	1938	78.24%	3824	791	3033	79.31%	3792	734	3058	80.64%	4152	606	3546	85.40%	4174	453	3721	89.15%
Western District of Oklahoma	5197	1173	4024	77.43%	8090	1579	6511	80.48%	9373	1464	7909	84.38%	8432	1122	7310	86.69%	8516	1050	7466	87.67%
District of Oregon	7774	2059	5715	73.51%	9780	2621	7159	73.20%	9851	1812	8039	81.61%	9935	1112	8823	88.81%	10621	890	9731	91.62%
Eastern District of Pennsylvania	5639	455	5184	91.93%	6055	455	5600	92.49%	6924	350	6574	94.95%	6538	347	6191	94.69%	7107	418	6689	94.12%
Middle District of Pennsylvania	1714	363	1351	78.82%	2129	351	1778	83.51%	2108	314	1794	85.10%	2226	280	1946	87.42%	2338	405	1933	82.68%
Western District of Pennsylvania	3553	539	3014	84.83%	3989	539	3450	86.49%	4331	651	3680	84.97%	4154	505	3649	87.84%	4283	448	3835	89.54%
District of Rhode Island	842	131	711	84.44%	897	87	810	90.30%	876	80	796	90.87%	941	118	823	87.46%	1289	170	1119	86.81%
District of South Carolina	2870	299	2571	89.58%	4222	342	3880	91.90%	4101	330	3771	91.95%	4290	405	3885	90.56%	4670	312	4358	93.32%
District of South Dakota	1072	622	450	41.98%	1586	988	598	37.70%	1649	879	770	46.69%	1198	370	828	69.12%	1248	320	928	74.36%
Eastern District of Tennessee	4882	708	4174	85.50%	5453	784	4669	85.62%	6107	705	5402	88.46%	6939	364	6575	94.75%	8555	384	8171	95.51%
Middle District of Tennessee	4249	583	3666	86.28%	5608	637	4971	88.64%	7297	772	6525	89.42%	8651	702	7949	91.89%	9992	929	9063	90.70%
Western District of Tennessee	7964	226	7738	97.16%	9890	241	9649	97.56%	10748	363	10385	96.62%	12018	198	11820	98.35%	13079	216	12863	98.35%
Eastern District of Texas	1311	459	852	64.99%	1945	694	1251	64.32%	2591	766	1825	70.44%	2942	731	2211	75.15%	2891	698	2193	75.86%
Northern District of Texas	6708	2523	4185	62.39%	10483	3445	7038	67.14%	13022	3502	9520	73.11%	15040	3143	11897	79.10%	15450	2898	12552	81.24%
Southern District of Texas	8613	2518	6095	70.77%	13856	2841	11015	79.50%	14262	2413	11849	83.08%	12874	1977	10897	84.64%	11875	1634	10241	86.24%
Western District of Texas	4043	857	3186	78.80%	6286	1415	4871	77.49%	9069	1717	7352	81.07%	10993	1784	9209	83.77%	11281	1250	10031	88.92%
District of Utah	4505	1227	3278	72.76%	5747	1396	4351	75.71%	6836	1276	5560	81.33%	7686	1249	6437	83.75%	7976	723	7253	90.94%
Eastern District of Virginia	7453	1318	6135	82.32%	8892	1227	7665	86.20%	10130	1185	8945	88.30%	10999	1558	9441	85.84%	12682	1881	10801	85.17%
Western District of Virginia	3292	588	2704	82.14%	3843	536	3307	86.05%	4117	521	3596	87.35%	4209	472	3737	88.79%	4814	582	4232	87.91%
District of Vermont	259	69	190	73.36%	260	74	186	71.54%	307	54	253	82.41%	322	60	262	81.37%	380	226	154	40.53%
Eastern District of Washington	3170	658	2512	79.24%	3884	783	3101	79.84%	4219	1076	3143	74.50%	4343	814	3529	81.26%	4051	492	3559	87.85%
Western District of Washington	9565	1028	8537	89.25%	13449	1860	11589	86.17%	13452	1852	11600	86.23%	13851	1831	12020	86.78%	13560	1707	11853	87.41%
Eastern District of Wisconsin	5115	949	4166	81.45%	5660	194	5466	96.57%	5749	187	5562	96.75%	5892	141	5751	97.61%	6373	375	5998	94.12%
Western District of Wisconsin	2635	1073	1562	59.28%	3272	1186	2086	63.75%	3415	1183	2232	65.36%	3080	826	2254	73.18%	3317	675	2642	79.65%
Northern District of West Virginia	627	167	460	73.37%	801	201	600	74.91%	901	190	711	78.91%	944	109	835	88.45%	1059	140	919	86.78%
Southern District of West Virginia	1521	246	1275	83.83%	1794	296	1498	83.50%	2062	281	1781	86.37%	2198	232	1966	89.44%	2383	261	2122	89.05%
District of Wyoming	1154	493	661	57.28%	1500	529	971	64.73%	1642	420	1222	74.42%	1441	172	1269	88.06%	1405	124	1281	91.17%
District of Guam	52	21	31	59.62%	59	18	41	69.49%	50	12	38	76.00%	49	10	39	79.59%	52	10	42	80.77%
District of the Northern Mariana Islands	3	3	0	0.00%	3	3	0	0.00%	2	1	1	50.00%	3	2	1	33.33%	3	2	1	33.33%
District of Puerto Rico	1897	541	1356	71.48%	2432	518	1914	78.70%	3055	515	2540	83.14%	3983	550	3433	86.19%	5958	766	5192	87.14%
District of the Virgin Islands	36	18	18	50.00%	34	19	15	44.12%	19	8	11	57.89%	23	10	13	56.52%	29	9	20	68.97%
United States	412510	71277	341233	82.72%	530438	81235	449203	84.69%	577999	82446	495553	85.74%	613465	63853	549612	89.59%	679461	63235	616226	90.69%

Read more about Annual Business and Non-business Filings by District (1985-1989)

Quarterly Non-business Filings by District (2001-2005)

	2001				2002				2003				2004				2005
District	First Quarter	Second Quarter	Third Quarter	Fourth Quarter	First Quarter	Second Quarter	Third Quarter	Fourth Quarter	First Quarter	Second Quarter	Third Quarter	Fourth Quarter	First Quarter	Second Quarter	Third Quarter	Fourth Quarter	First Quarter	Second Quarter	Third Quarter	Fourth Quarter
Middle District of Alabama	2,031	1,938	2,053	2,070	2,087	2,102	2,383	2,199	2,191	2,210	2,281	2,061	2,073	2,028	2,303	2,139	2,095	2,195	2,587	2,689
Northern District of Alabama	5,923	6,052	5,757	5,948	5,997	6,138	6,231	6,037	6,518	6,531	6,572	6,238	6,575	6,700	6,106	6,366	6,891	6,870	8,154	8,315
Southern District of Alabama	1,634	1,664	1,673	1,643	1,787	1,900	1,858	1,807	1,904	1,754	2,004	1,835	1,915	1,849	1,898	1,687	1,885	1,804	1,874	2,122
District of Alaska	290	382	333	363	269	336	352	402	285	393	334	377	338	346	335	424	337	445	608	824
District of Arizona	5,497	6,613	6,233	6,394	6,291	7,603	7,680	7,297	7,143	8,824	7,956	7,188	7,550	8,577	7,895	6,891	7,288	9,833	11,064	11,505
Eastern District of Arkansas	3,463	3,425	3,324	3,318	3,616	3,581	3,900	3,859	3,833	3,839	3,853	3,858	3,973	3,577	4,006	3,869	4,188	4,183	5,274	5,230
Western District of Arkansas	2,069	1,967	1,775	1,853	2,044	2,011	2,129	2,119	2,086	2,277	2,051	2,076	2,278	2,123	2,102	1,960	2,323	2,475	2,966	3,500
Central District of California	21,267	23,965	19,748	20,615	20,703	20,889	20,142	19,915	19,457	19,870	17,852	16,443	16,428	15,820	14,117	12,633	14,485	17,656	21,280	28,838
Eastern District of California	8,008	8,473	7,059	7,446	7,455	7,780	7,513	7,521	7,723	8,045	7,370	6,920	7,163	7,481	7,009	6,175	6,687	7,747	9,200	12,855
Northern District of California	4,746	5,168	4,279	4,421	4,829	5,158	5,037	5,116	5,298	5,814	5,421	5,332	5,335	5,472	5,182	4,868	4,877	6,133	7,669	9,614
Southern District of California	3,254	3,715	3,131	3,070	3,199	3,286	3,068	3,107	3,004	3,113	2,791	2,654	2,953	2,850	2,729	2,525	2,707	3,285	4,293	5,160
District of Colorado	4,162	5,133	4,604	4,432	4,239	5,416	5,656	5459	5,550	7,049	6,655	6,149	6,332	7,515	7,106	6,430	6,786	9,174	11,502	14,711
District of Connecticut	3,034	3,293	2,599	2,529	2,795	3,099	2,853	2,820	3,006	3,318	2,937	2,797	2,880	3,075	2,743	2,585	2,889	3,449	3,750	5,026
District of Delaware	766	749	681	682	700	816	787	837	837	902	848	825	809	891	860	831	839	877	1,025	1,409
District of Columbia	684	680	560	558	661	602	639	549	628	616	528	485	525	496	433	434	481	498	495	912
Middle District of Florida	11,270	13,261	11,790	11,818	12,032	13,536	13,333	13,149	13,178	14,453	13,951	13,192	13,293	14,331	12,209	11,825	12,476	15,002	16,256	19,418
Northern District of Florida	1,537	1,669	1,477	1,404	1,635	1,616	1,663	1,611	1,783	1,818	1,778	1,669	1,711	1,744	1,614	1,495	1,528	1,680	1,876	2,118
Southern District of Florida	7,135	8,694	7,516	7,641	7,216	8,382	8,149	8,082	1,783	8,770	8,003	7,048	6,594	7,495	6,261	6,122	5,657	8,680	9,908	11,647
Middle District of Georgia	4,117	3,979	4,422	4,470	4,122	4,088	4,986	4,569	4,574	4,277	4,596	4,496	4,353	4,347	4,503	4,327	3,848	4,031	4,676	3,757
Northern District of Georgia	9,094	8,948	9,492	10,006	10,318	9,802	10,904	10,359	11,964	11,239	11,079	11,238	11,078	10,668	10,731	10,814	11,359	11,074	12,690	14,257
Southern District of Georgia	3,311	3,506	3,787	3,805	3,501	3,575	4,276	3,851	3,776	3,878	4,369	4,130	3,816	3,743	4,028	3,461	3,434	3,522	4,676	2,806
District of Hawaii	1,286	1,334	1,178	1,173	1,224	1,105	1,123	978	945	1,020	897	857	837	822	670	736	766	955	1,186	1,500
District of Idaho	1,852	2,285	1,980	1,840	2,000	2,366	2,195	2,093	2,142	2,660	2,488	2,144	2,285	2,533	2,321	2,189	2,244	2,787	3,101	3,690
Central District of Illinois	3,639	3,768	3,329	3,536	3,913	3,865	3,845	3,838	4,425	4,191	3,820	3,766	4,111	3,979	3,747	3,598	4,292	4,819	5,351	6,941
Northern District of Illinois	12,497	13,055	11,926	13,089	13,855	13,866	14,287	14,644	15,870	15,217	13,899	13,406	14,419	13,364	13,305	13,159	13,571	15,913	18,210	24,060
Southern District of Illinois	2,148	2,151	1,954	1,938	2,277	2,265	2,092	2,271	2,548	2,523	2,486	2,374	2,505	2,335	2,458	2,330	2,586	2,844	3,546	3,791
Northern District of Indiana	4,327	5,105	4,540	4,730	4,715	5,663	5,271	5,015	5,061	5,773	5,173	4,946	5,146	5,663	5,226	4,513	4,860	6,406	8,065	11,700
Southern District of Indiana	6,542	7,946	6,903	7,363	7,572	8,176	8,361	8,085	7,978	9,102	8,769	8,355	8,045	9,010	8,780	7,554	8,096	2,844	13,173	1,6040
Northern District of Iowa	996	1,276	958	960	949	1,207	1,138	1,145	1,122	1,325	1,203	1,079	1,180	1,311	1,236	1,105	1,373	1,669	1,915	2,175
Southern District of Iowa	1,461	1,866	1,709	1,558	1,623	1,893	1,804	1,690	1,733	2,061	1,973	1,756	1,934	2,178	1,945	1,823	2,173	2,614	3,029	3,302
District of Kansas	3,103	3,896	3,519	3,186	3,110	3,970	3,998	3,639	3,535	4,536	4,160	3,639	3,627	4,545	4,253	3,590	3,822	5,362	5,814	7,373
Eastern District of Kentucky	2,808	3,075	2,747	2,620	2,957	3,004	3,079	2,847	3,137	3,571	3,490	3,031	3,320	3,315	3,276	2,894	3,202	3,933	5,119	6,438
Western District of Kentucky	3,681	3,788	3,512	3,477	3,762	3,796	3,772	3,605	3,978	4,280	4,330	3,746	3,736	3,946	3,839	3,450	3,929	4,385	5,849	7,005
Eastern District of Louisiana	2,474	2,882	2,471	2,240	2,268	2,365	2,529	2,422	2,307	2,690	2,604	2,410	2,323	2,652	2,474	2,267	2,456	3,133	2,389	3,691
Middle District of Louisiana	725	853	916	816	822	971	1,001	830	939	1,032	1,094	952	1,064	1,089	1,093	973	1,014	1,218	1,292	1,861
Western District of Louisiana	3,055	3,411	3,380	3,080	3,119	3,329	3,585	3,218	3,405	3,934	4,147	3,535	3,634	4,098	4,070	3,471	3,912	4,344	4,970	5,746
District of Maine	983	1,317	1,000	1,097	1,019	1,112	1,126	1,052	1,057	1,266	1,118	1,114	1,081	1,184	1,114	991	1,033	1,466	1,850	2,121
District of Maryland	9,043	9,548	7,992	8,047	8,979	8,839	8,462	8,420	9,066	8,940	7,941	7,764	7,971	7,914	6,361	6,805	7,399	7,436	8,190	11,590
District of Massachusetts	4,638	4,885	3,985	3,721	4,155	4,581	4,176	4,103	4,349	4,958	4,357	4,195	4,393	4,844	4,269	4,585	4,484	5,928	6,572	9,311
Eastern District of Michigan	8,267	8,171	7,735	8,208	9,673	9,555	9,632	10,620	11,669	11,731	10,771	11,178	12,070	11,647	11,612	11,251	13,131	13,926	17,002	21,185
Western District of Michigan	3,648	3,544	3,186	3,376	3,783	3,920	3,611	4,004	4,438	4,333	3,970	3,963	4,395	4,339	4,020	4,183	4,605	5,011	5,787	7,739
District of Minnesota	4,258	4,326	4,110	4,135	4,391	4,658	4,665	4,044	5,187	5,158	4,709	4,525	4,171	4,260	4,123	4,044	4,502	5,289	7,210	7,661
Northern District of Mississippi	1,946	1,923	1,952	1,924	2,057	1,941	2,035	2,004	2,102	2,155	2,063	1,944	2,027	2,012	2,329	1,989	2,292	2,283	2,422	2,812
Southern District of Mississippi	3,619	3,511	3,539	3,413	3,538	3,324	3,569	3,617	3,764	3,419	3,431	3,087	3,232	3,191	3,338	2,882	3,072	3,450	3,269	3,877
Eastern District of Missouri	4,107	4,250	4,007	4,208	4,228	4,252	4,634	4,969	4,888	5,170	5,084	4,906	4,998	5,035	4,745	4,599	4,874	5,904	7,210	8,628
Western District of Missouri	3,031	3,730	3,522	3,343	3,429	4,073	4,198	4,113	4,201	4,707	4,464	4,031	4,300	4,789	4,492	4,289	4,549	5,354	6,814	8,690
District of Montana	957	1,113	892	890	926	1,206	958	848	1,046	1,295	1,049	897	1,072	1,318	967	849	1,067	1,414	1,482	1,807
District of Nebraska	1,764	1,926	1,676	1,692	1,790	1,994	1,835	1,949	2,191	2,078	2,094	2,023	2,217	2,278	2,197	2,093	2,358	2,732	3,061	3,664
District of Nevada	3,948	5,042	4,511	4,178	4,303	5,240	4,923	4,803	4,715	5,748	5,064	4,721	4,383	4,985	4,032	3,255	3,509	5,172	5,972	8,797
District of New Hampshire	947	1,090	769	793	952	978	949	946	1,031	1,200	1,021	996	1,152	1,163	1,100	1,077	1,159	1,243	1,422	1,685
District of New Jersey	10,649	11,535	9,484	9,071	10,175	10,719	9,707	9,682	10,609	11,253	10,648	8,947	11,028	10,981	9,578	8,991	10,132	11,335	11,671	15,673
District of New Mexico	2,124	2,129	1,950	1,831	2,094	2,131	2,247	2,102	2,457	2,412	2,167	1,948	2,222	2,312	2,172	2,070	1,351	2,694	3,016	3,525
Eastern District of New York	6,520	7,500	5,575	5,509	5,980	7,053	6,239	6,607	6,085	6,945	5,982	6,651	6,613	7,319	6,154	6,067	6,735	8,325	9,062	12,130
Northern District of New York	3,802	4,508	3,450	3,574	3,979	4,171	3,859	3,954	4,189	4,767	4,138	3,972	4,248	5,044	3,894	4,030	4,436	5,559	6,233	7,600
Southern District of New York	3,333	3,986	3,090	3,256	3,462	3,815	3,745	3,790	4,010	4,461	3,963	4,117	4,425	4,780	4,343	3,991	4,642	5,886	6,483	8,827
Western District of New York	2,966	3,554	2,960	3,033	2,978	3,550	3,203	3,312	3,414	4,150	3,534	3,494	3,592	4,155	3,932	3,310	3,894	5,051	5,341	7,262
Eastern District of North Carolina	3,373	3,370	3,371	3,573	3,742	3,562	3,708	3,831	3,950	4,141	3,768	3,800	3,813	3,663	3,587	3,478	3,795	3,937	4,506	4,533
Middle District of North Carolina	2,526	2,677	2,637	2,819	2,720	2,771	3,089	2,995	3,144	3,099	3,099	3,156	2,908	2,928	2,961	2,778	2,941	2,900	3,606	3,401
Western District of North Carolina	2,100	2,184	2,218	2,259	2,218	2,402	2,450	2,312	2,606	2,770	2,561	2,533	2,523	2,462	2,554	2,496	2,656	2,926	3,321	3,894
District of North Dakota	561	585	515	456	463	492	504	493	529	599	541	519	565	591	524	522	629	706	944	1,168
Northern District of Ohio	8,006	10,192	8,649	8,934	9,166	10,444	10,757	10,636	10,784	12,868	12,115	11,808	11,034	12,981	11,745	10,866	12,203	15,361	19,476	26,450
Southern District of Ohio	7,818	9,208	8,497	7,974	8,534	9,343	9,370	9,027	9,311	11,168	10,464	9,803	9,933	11,359	10,461	9,989	10,413	13,088	16,211	20,320
Eastern District of Oklahoma	1,080	1,110	1,001	989	1,003	1,176	1,253	1,227	1,191	1,355	1,278	1,236	1,175	1,286	1,321	1,040	1,211	1,534	1,630	2,614
Northern District of Oklahoma	1,348	1,420	1,316	1,308	1,456	1,539	1,697	1,672	1,620	1,953	2,035	1,823	1,863	1,818	1,947	1,702	1,803	2,297	2,744	3,743
Western District of Oklahoma	3,111	3,496	3,308	3,075	2,947	3,446	3,234	3,182	3,404	3,599	3,568	3,507	3,437	3,601	3,618	3,152	3,483	4,324	5,470	7,633
District of Oregon	4,798	6,205	5,370	5,265	5,142	6,194	5,911	5,794	5,560	6,613	6,038	5,563	5,357	6,766	5,934	5,524	5,643	7,300	8,444	10,114
Eastern District of Pennsylvania	6,195	6,309	5,795	5,394	6,274	6,222	6,194	5,876	6,592	6,915	6,028	5,911	6,112	6,261	5,959	5,438	6,115	6,628	7,007	9,045
Middle District of Pennsylvania	2,975	3,273	2,606	2,589	2,900	3,202	3,193	2,916	3,424	3,607	3,428	3,266	3,488	3,712	3,505	3,167	3,570	4,374	4,861	6,123
Western District of Pennsylvania	3,940	4,215	3,607	3,510	4,216	4,190	4,230	4,112	4,641	5,002	4,767	4,637	3,592	5,283	5,253	4,926	5,626	6,529	7,623	10,086
District of Rhode Island	1,286	1,374	1,077	1,082	1,212	1,298	1,178	1,162	1,160	1,254	1,093	1,002	1,056	1,079	998	917	1,062	1,388	1,399	1,855
District of South Carolina	3,376	3,394	3,417	3,816	4,028	3,708	3,796	4,041	3,899	4,039	4,214	3,908	3,751	3,885	3,904	3,739	3,730	3,686	3,893	4,042
District of South Dakota	572	693	635	640	604	650	646	639	649	744	712	632	754	725	654	581	693	838	1,259	1,184
Eastern District of Tennessee	4,801	4,691	4,674	4,728	4,815	4,706	4,898	4,828	5,211	5,153	5,040	4,845	5,055	4,856	4,907	4,470	5,043	5,081	5,951	6,211
Middle District of Tennessee	3,698	3,624	3,379	3,656	3,901	3,629	3,895	3,800	4,362	4,205	3,910	3,810	4,014	3,926	4,132	3,379	3,877	3,943	4,436	3,806
Western District of Tennessee	6,129	6,476	6,679	6,916	6,947	6,651	7,238	7,162	7,044	7,373	7,256	6,525	6,489	6,653	6,697	5,991	6,324	6,450	7,593	6,639
Eastern District of Texas	2,558	2,726	2,778	3,014	2,722	2,907	3,241	2,963	3,233	3,306	3,116	3,284	3,228	3,099	3,231	3,057	3,224	3,717	4,482	5,115
Northern District of Texas	6,278	6,440	6,313	7,008	6,422	6,428	7,200	6,876	7,712	7,421	7,518	7,592	7,945	7,785	7,976	7,612	7,897	8,747	10,434	12,535
Southern District of Texas	4,674	4,919	4,662	4,918	4,488	4,986	5,592	5,384	6,547	6,321	6,122	6,212	6,397	6,367	6,949	6,696	6,785	7,898	8,663	12,258
Western District of Texas	4,490	4,401	4,223	4,443	4,324	4,295	4,760	4,470	5,232	5,036	5,017	5,006	5,179	5,088	5,220	4,820	4,893	5,813	6,859	8,275
District of Utah	4,399	4,856	4,891	4,788	5,083	5,389	5,592	5,462	5,458	5,734	5,294	5,079	5,060	5,414	5,280	4,611	4,808	5,391	5,335	5,894
District of Vermont	422	483	389	357	419	441	455	420	452	498	465	410	441	443	391	337	425	528	595	996
Eastern District of Virginia	7,515	7,352	6,813	7,265	7,286	7,825	7,369	7,212	8,046	7,990	7,200	6,886	7,660	7,347	6,693	6,304	6,772	6,950	7,725	9,747
Western District of Virginia	3,030	3,329	2,779	2,741	3,116	3,112	2,973	2,964	3,138	3,402	2,933	2,915	3,261	2,960	2,754	2,751	2,970	3,068	3,626	3,768
Eastern District of Washington	2,642	2,631	2,280	2,264	2,550	2,460	2,489	2,461	2,725	2,729						2,076	2,569	2,627	2,828	3,273
Western District of Washington																6,354	7,004	7,516	8,853	11,474
Northern District of West Virginia																1,075	1,359	1,441	1,791	2,111
Southern District of West Virginia																1,586	1,868	2,201	2,926	3,776
Eastern District of Wisconsin																3,935	4,496	6,437	6,907	7,388
Western District of Wisconsin																2,010	2,207	2,702	3,211	4,069
District of Wyoming																532	557	769	808	1,049
District of Puerto Rico																3,007	2,758	3,088	3,582	3,258
District of Virgin Islands																8	13	10	10	24
District of Guam																68	81	89	82	123
District of Northern Mariana Islands																12	3	7	10	11
United States																363,890	393,086	458,597	532,526	654,615

Read more about Quarterly Non-business Filings by District (2001-2005)

Teleconference Recording Now Available Experts Examine Detroits Chapter 9 Filing and What Lies Ahead

July 25, 2013

NEWS AND ANALYSIS

DETROIT

TELECONFERENCE RECORDING NOW AVAILABLE: EXPERTS EXAMINE DETROIT'S CHAPTER 9 FILING AND WHAT LIES AHEAD

ABI held a media teleconference yesterday to examine Detroit's chapter 9 filing and what lies ahead for the bankrupt city. Experts on the teleconference discussed some of the factors that led to Detroit's filing and the early legal issues over the city's eligibility to file. Speakers on the program included Bankruptcy Judge Christopher M. Klein (E.D. Calif.; Sacramento), who is presiding over the chapter 9 case of Stockton, Calif.; Deborah L. Fish of Allard & Fish PC (Detroit); and Patrick Darby of Bradley Arant Boult Cummings LLP (Birmingham, Ala.), who represents Jefferson County, Ala., the largest chapter 9 case prior to Detroit's filing with more than $4 billion of municipal debt. The program was moderated by Prof. Juliet M. Moringiello of Widener University School of Law (Harrisburg, Pa.). To listen to a recording of the media teleconference, please click here.

For more information on municipal distress and chapter 9 bankruptcy, see ABI's Municipalities in Peril: The ABI Guide to Chapter 9, Second Edition, from the ABI Bookstore.

COMMENTARY: FACING UP TO AMERICA'S PENSION WOES

While Michigan Circuit Judge Rosemarie Aquilina's rulings to stop Detroit's chapter 9 did not stand before a state court of appeals panel and the federal bankruptcy judge assigned to the case, Judge Aquilina did correctly identify public pension promises as the key issue in the case, according to a commentary by Prof. David Skeel of the University of Pennsylvania Law School in the Wall Street Journal today. As recently as three years ago, the conventional wisdom held that public-pension promises, no matter how extravagant, are sacrosanct even if a city files for chapter 9 protection. The first hint that this thinking might be impractical came after Vallejo, Calif., filed for bankruptcy in 2008, according to Skeel. Vallejo successfully restructured its collective-bargaining agreements, and, as then-City Manager Robert Stout reported, the city believed that chapter 9 gave Vallejo the legal authority to alter its pensions as well. But CalPERS, which administers California's state and local pensions, threatened litigation. The city concluded that any reduced pension costs wouldn't be great enough to offset the legal costs, so it backed off. Since Vallejo, the pension question has become increasingly hard to avoid. When Central Falls, R.I., filed for bankruptcy in 2011, the small town made it clear that significant pension cuts were its only hope for recovery. In the end, Central Falls reduced its pension costs by 50 percent. The status of pension obligations is also at issue in the bankruptcies of the California cities of Stockton and San Bernardino, so it is possible that Detroit Bankruptcy Judge Steven Rhodes will have the benefit of previous rulings on the issue when he rules on the Detroit case. Emergency manager Kevyn Orr has signaled that every constituency needs to sacrifice, and Detroit's public workers to this point aren't yielding an inch. If Detroit can make at least modest adjustments to its pensions, and restructure its other obligations as well, Skeel says that the city and other municipalities in dire financial straits may have a fighting chance. Read more. (Subscription required.)

ANALYSIS: PENSION BONDS RAISE RED FLAGS ON MUNIS

Of the $18 billion pile of liabilities Detroit faces in its bankruptcy proceedings, $1.4 billion of it consists of bonds issued in 2005 and 2006 to shore up the city's pension systems, the Wall Street Journal reported today. The fact that Detroit -- or any municipality -- issued these bonds could have been a red flag to investors that there was potential trouble brewing ahead. With Detroit's Chapter 9 bankruptcy filing, the city's retirees could see their pensions slashed, officials have warned. And Detroit says its pensions are still underfunded by another $3.5 billion. Some of the other municipalities that have issued similar pension bonds in recent years are among the most problematic: Stockton, Calif., which filed for bankruptcy last year; Puerto Rico, which has struggled through a prolonged recession and was recently downgraded to near junk; and Illinois, which was charged with securities fraud for misleading investors about how it funds its pensions. In fact, Illinois holds the record for the largest pension bond deal ever, selling $10 billion in bonds in 2003, according to Thomson Reuters. If successful, a municipality that sells pension bonds can save money on its pension costs. But if returns on the pension investments are lower than expected, the municipality can actually lose money. In December, credit-rating firm Moody's Investors Service went so far as to say that pension bonds "rarely improve the credit quality of the state or the local government that issues them." Read more. (Subscription required.)

EDITORIAL: THE STUDENT LOAN DEBACLE

Over the last decade, Congress sensibly replaced a system of variable-rate loans with fixed rates that allowed families to know what their loans would cost, according to a New York Times editorial yesterday. It set the rate on both subsidized and unsubsidized loans at 6.8 percent, but later ordered the rate on subsidized loans -- two-thirds of which go to families with incomes under $50,000 -- to gradually decline by half. The refusal, according to the editorial, of Republicans in both houses to renew the lower rate means that students who start college this fall and finish in four years will be saddled, on average, with an extra $4,000 in debt. An analysis by the Congressional Budget Office estimated that the new, higher rate would earn the government about $184 billion over the next decade after taking into account program costs, including potential defaults. The editorial advocates that in the long term, the loan program needs to be restructured so that the loans are closely linked to the government's actual cost of borrowing, which could reduce rates for students. Read more.

HOUSE FINANCIAL SERVICES COMMITTEE APPROVES HOUSING FINANCE BILL

The House Financial Services Committee approved a Republican housing bill that would liquidate U.S.-owned financiers Fannie Mae and Freddie Mac and limit government mortgage guarantees, Bloomberg News reported yesterday. The bill, offered by House Financial Services Chair Jeb Hensarling (R-Texas), was passed on a mostly party-line vote of 30-27. Hensarling's legislation would eliminate Washington-based Fannie Mae and Freddie Mac within five years and replace them with a National Mortgage Market Utility to securitize mortgages. Unlike a similar bill in the Senate, the House measure would not include U.S. backing for securitized loans, though it would let the Federal Housing Administration play an expanded guarantee role in the event of an economic crisis. Hensarling said that he is eager to bring his measure to a vote on the House floor and will meet with House Republican leaders next week. Read more.

COMMENTARY: TREASURY'S FANNIE MAE HEIST

The federal government currently is seizing the substantial profits of government-chartered mortgage firms Fannie Mae and Freddie Mac, taking for itself the property and potential gains of private investors that the government induced to help prop up these companies, according to a commentary yesterday by former U.S. Solicitor General Theodore Olson in the Wall Street Journal. Earlier this month Olson filed a lawsuit to stop this seizing of profits, now known as Perry Capital v. Lew, and other lawsuits challenging the government's authority to demolish private investment are stacking up. When the nationwide mortgage crisis first took hold in 2007 and 2008, Fannie and Freddie shored up their balance sheets with some $33 billion in private capital, much of it from community banks, which had been encouraged by federal regulators to invest in the companies. As the crisis deepened, the government determined that Fannie and Freddie also needed substantial assistance from taxpayers. Congress passed the Housing and Economic Recovery Act of 2008, and under that law the government ultimately plowed $187 billion into the companies. Taxpayers should get their investment back, but once they do, according to Olson, so should the private investors who first came to Fannie and Freddie's aid. Read more. (Subscription required.)

IN CASE YOU MISSED IT - abiLIVE WEBINAR DISCUSSING § 1111(b) ELECTION, PLAN FEASIBILITY AND CRAMDOWN ISSUES RECORDING IS NOW AVAILABLE!

If you were not able to join Monday's well-attended abiLIVE webinar examining § 1111(b), a recording of the program is now available for downloading! Utilizing a case study, ABI's panel of experts explored the issues surrounding a lender's decision on whether or not to make an election under § 1111(b), plan feasibility and voting. The abiLIVE panel also walked attendees through the necessary mathematical analyses used to examine these issues. The 90-minute recording is available for the special price of $75 and can be purchased here.

ABILIVE WEBINAR ON SEPT. 24 TO EXAMINE THE COMPLEX REQUIREMENTS AND ETHICAL DUTIES OF REPRESENTING CONSUMER DEBTORS

The abiLIVE webinar on Sept. 24 will feature a panel of experts discussing the ethical and compensation issues that can arise while representing chapter 7 and 13 debtors as well as individual chapter 11 debtors. Topics covered include client fraud and an attorney's duty to verify client information, attorney fee structures, and complex issues in individual chapter 11 cases. The panel includes perspectives from the attorneys and trustees, as well as the academic reporter for the ABI Ethics Task Force. Click here to register.

ABI GOLF TOUR UNDERWAY; NEXT STOP IS THE MID-ATLANTIC BANKRUPTCY WORKSHOP IN AUGUST

The 5th stop for the ABI Golf Tour is the Hershey Country Club, in conjunction with the Mid-Atlantic Bankruptcy Workshop. Final scoring to win the Great American Cup — sponsored by Great American Group — is based on your top three scores at seven scheduled ABI events, so play as many as you can before the tour wraps up at the Winter Leadership Conference in December. See the Tour page for details and course descriptions. The ABI Golf Tour combines networking with fun competition, as golfers "play their own ball." Including your handicap means everyone has an equal chance to compete for the glory of being crowned ABI's top golfer of 2013! A 22-handicapper won the tour event last week at Amelia Island, Fla.! There's no charge to register or participate in the Tour.

ABI IN-DEPTH

NORTON JUDICIAL EXCELLENCE AWARD NOMINATIONS OPEN UNTIL JULY 29

Nominations are now open for the 8th Annual Judge William L. Norton Judicial Excellence Award, to be presented during the ABI luncheon at the annual meeting of the National Conference of Bankruptcy Judges on Nov. 1, 2013. The award is presented by ABI and Thomson Reuters each year to the current or retired bankruptcy judge whose career embodies the same continued dedication and outstanding contributions to the insolvency community as the award’s namesake, Judge Norton. Nominations are considered by a committee made up of representatives from the Norton treatise and past ABI presidents. Nomination forms, which must be submitted by July 29, are available from Clay Mattson at Thomson Reuters ([email protected]).

NEW ABI "BANKRUPTCY IN DEPTH" ON-DEMAND CLE PROGRAM LOOKS AT PRINCIPLES OF PROPERTY OF THE ESTATE: DEMYSTIFYING EQUITABLE INTERESTS

In this 90-minute seminar, Profs. Andrew Kull of Boston University School of Law and Scott Pryor of Regent University School of Law provide an in-depth analysis of a legal principle that has become, in their words, "a long-lost area of the law": § 541 of the Bankruptcy Code. Seeking to demystify what is meant by "property of the estate" and, in particular, the distinction between legal or equitable interests of the debtor in property, Kull and Pryor describe the legal entanglements that ensue when legal title belongs to one person but the equitable title belongs to someone else. The cost of the seminar, which includes written materials and qualifies for 1.5 hours of CLE, is $95. To order or to learn more, click here.

ASSOCIATES: ABI'S NUTS & BOLTS ONLINE PROGRAMS HELP YOU HONE YOUR SKILLS WHILE SAVING ON CLE!

Associates looking to sharpen their bankruptcy knowledge should take advantage of ABI's special offer of combining general, business or consumer Nuts & Bolts online programs. Each program features an outstanding faculty of judges and practitioners explaining the fundamentals of bankruptcy, offering procedures and strategies tailored for both consumer and business attorneys. Click here to get the CLE you need at a great low price!

NEW CASE SUMMARY ON VOLO: MORT RANTA V. GORMAN (4TH CIR.)

Summarized by John Bollinger of the Boleman Law Firm, PC

Holding that "for both above-median income and below-median income debtors, Social Security income is excluded from the calculation of 'projected disposable income' under § 1325(b)(2)," the Fourth Circuit Court of Appeals vacated the order of the district court and remanded the case to the district court with instructions to remand to the bankruptcy court for further proceedings consistent with the opinion.

There are more than 900 appellate opinions summarized on Volo, and summaries typically appear within 24 hours of the ruling. Click here regularly to view the latest case summaries on ABI’s Volo website.

NEW ON ABI’S BANKRUPTCY BLOG EXCHANGE: TIME TO DUST OFF THE OLD "GOOD BANK-BAD BANK" PLAN

The Bankruptcy Blog Exchange is a free ABI service that tracks 35 bankruptcy-related blogs. A recent blog post said that governments need to consider the advantages of a good bank-bad bank restructuring as loan assets currently have determinable and probably higher values than earlier in the financial crisis.

ABI Quick Poll

A class of claims should not be considered impaired for purposes of § 1129(a)(10) if the impairment results from the plan proponents' exercise of discretion (i.e., artificial impairment) and not driven by economic need. (In re Village at Camp Bowie I LP).

Click here to vote on this week's Quick Poll. Click here to view the results of previous Quick Polls.

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