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The $231 million-asset Virginia bank will also double its legal lending limit when it buys CCB Bancshares.

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8 hours 19 min ago

The bill would help financial institutions with customer due diligence and identifying corporate beneficial ownership of business customers.

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8 hours 19 min ago

The North Carolina company's purchase of Chattahoochee Bank will add a branch and loan production office to its existing operations in northern Georgia.

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8 hours 19 min ago

The Main Street GSE Reform Coalition offered three principles: creating a capital buffer for Fannie and Freddie, continuing with reforms by their regulator and ending the conservatorship that began in 2008.

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8 hours 19 min ago

All 34 banks passed the Fed’s CCAR stress test, fueling industry calls to dial back the intensity of the stress tests. But many of the changes have already been internalized by banks.

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8 hours 19 min ago

Lansing, Mich., is working with area banks to open accounts for people coming out of prison.

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8 hours 19 min ago

The brief supporting field of membership expansion – in the face of a lawsuit by the American Bankers Association – is a sign of continued collaboration between CUNA and NAFCU.

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8 hours 19 min ago

Out of the ashes of the fake-accounts fiasco, heads of business lines became more open to change, an executive at the bank’s innovation group said Wednesday.

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8 hours 19 min ago

The largest banks announced plans to distribute capital back to shareholders after the Fed gave passing grades to everyone following this year’s CCAR stress tests.

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8 hours 19 min ago

Fed chair says post-crisis rules have made financial system safer and shouldn’t be rolled back; Atlanta bank rolls out internal program to other corporations.

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20 hours 19 min ago

Synchrony Financial and Alliance Data Systems are particularly vulnerable to recent shifts in Americans’ shopping habits, according to new research from Moody’s Investors Service.

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20 hours 19 min ago

Borrowers can benefit from more inclusive data and tightening of certain credit file standards, but so far lenders continue to rely on older models.

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20 hours 19 min ago

LendUp is seeking to differentiate itself from competitors by making fast loan decisions and designing its customer experience around the mobile phone.

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20 hours 19 min ago
Many clients have contacted us regarding serial bankruptcy filers-people who filed for bankruptcy two or more times. Since 1984, Congress has been attempting to deal with debtors who took advantage of the automatic stay while making few or no payments to their creditors. This month, we’ll look at how the Bankruptcy Abuse and Creditor Protection Act of 2005 (BAPCPA) enhanced penalties for serial filers.

Penalties Affecting the Automatic Stay

Read More from: Shenwick & Associates

20 hours 34 min ago

Nick-GajewskiEquifax, Experian, and TransUnion, the nation’s three largest credit reporting agencies, announced back in March of this year that beginning July 1 they will no longer include tax liens and civil judgments on credit reports. (USA Today Article) Typically, this information has appeared on credit reports under a separate section from those sections listing active debts.  By removing this information from credit reports, the overall effect could be a nationwide increase in credit ratings beginning soon.

Read More from: Bonds & Botes, P.C.

22 hours 12 min ago

In re Addams, 564 B.R. 458 (Bankr. E.D. N.Y. 2017) – A lender holding a mortgage on a two unit structure occupied in part and rented in part by a chapter 13 debtor moved to dismiss the case. The lender … Continue reading

1 day 2 hours ago

The refusal by top U.S. banks and credit card companies to respond to investor concerns about gender inequity is in contrast with progress by U.K. banks.

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1 day 8 hours ago

Barclays, Goldman Sachs, HSBC and Morgan Stanley are backing a shared vendor risk management platform. The tough part will be agreeing on a final product.

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1 day 8 hours ago

The Senate is set to begin teeing up housing finance reform discussions at a Banking Committee hearing on Thursday, but many are skeptical that Congress will be able to succeed where it has failed in the past.

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1 day 8 hours ago

Seeking to stay below $50 billion, the regional is selling its origination and servicing businesses.

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1 day 8 hours ago

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