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Articles from Bonds & Botes, P.C.

What Does “Success” Mean in Bankruptcy?

You may have seen statistics about the number of bankruptcy cases that are “successfully completed” and wondered what that means. When you see that type of data, it generally refers to a specific outcome in the bankruptcy court. 

Episode 97 – Next Lawyer Up with Ron Sykstus featuring Jason Lazarus

Jason Lazarus clearly has an entrepreneurial spirit and that is evident from his career.  As you’ll hear on the podcast, this goes back to when he was 10 years old and his parents moved him from his home in Marlboro, New Jersey to Orlando, Florida to start their own

The Vaccine, New Shutdown Orders and Family Gatherings with Dr. David Riddle

Are you ready for COVID to be over and get back to living your life again?

Don’t miss today’s special Facebook Live interview with Dr. David Riddle. As we discuss: The Vaccine, New Shutdown Orders and Family Gatherings at Christmas

We address some of your most pressing questions, including:

Episode 96 – Next Lawyer Up with Ron Sykstus featuring Tara Twomey

It is not an overstatement to say that, if there is any issue of significant consequence to a debtor in a consumer bankruptcy case anywhere in the country, chances are very good that attorney Tara Twomey is involved in it.  Tara is currently the ex

Bankruptcy and Covid-19: Why are Filings Down?

Typically, an economic crisis in the U.S. is accompanied by an increase in bankruptcy filings. During the Great Recession, the upward trend of bankruptcy filings tracked closely with the increase in unemployment. Based on historical trends, a new paper suggests, we should have seen an increase of about 200,000 consumer bankruptcy filings nationwide during the second quarter of 2020.

The Dangers of Becoming Involved in Multi-Level-Marketing with Lillian Lalo

“Hey, friend! Do you want to earn extra income from your phone? I would love for you to join my team!”

If that kind of message finds its way into your private messages on social media sites, you are not alone. With many families experiencing financial uncertainly during the global pandemic chaos, joining a multi-level marketing (MLM) / network marketing company might sound appealing. *Sadly, studies show that 99.6% of those who join an MLM lose money.

Episode 95 – Next Lawyer Up with Ron Sykstus featuring G. Rick Hall

Attorney Rick Hall is a product of the Mu

Debt Management: How to Prioritize Debt in a Crunch

Most of us face financial crunches from time, and 2020 has been one long crunch for many people. Being short of money and having to pick and choose which bills to pay is always tough. Unfortunately, creditors and debt collectors make it much harder when they pour on the pressure. Your best defense against being bullied or manipulated into routing your money in the wrong direction is preparation. 

How to Survive Black Friday and Cyber Monday Sales with Patrick Slaughter

Are you getting ready to shop after Thanksgiving?

Be careful not to extend yourself this holiday season!

With the future of America’s economy still unknown, and no second COVID stimulus check on its way, now is not the time to rack up unnecessary debt.

Join us for a special Facebook Live with Attorneys Brad Botes and Patrick Slaughter:  ***Buyer Beware! Protect Your Credit – How to Survive Black Friday and Cyber Monday Sales. ***

Are We Facing a Wave of Auto Repossessions?

Back in January and early February, some financial experts were predicting that subprime auto loans–vehicle loans to people with lower credit scores who were considered higher risk–might be the next housing bubble. Between 2009 and 2019, U.S. automobile loan debt increased by 75%, to more than $1.25 trillion.