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Articles from Bonds & Botes, P.C.

Could your Rent-to-Own Store Send You to Jail?

When you’re in need of a medium-ticket item like an appliance or a new couch and can’t afford to buy it outright, rent-to-own might look like the perfect solution. On the surface, it looks a lot like buying the item on credit, but it’s much more accessible to people who might not qualify for conventional financing. That’s why rent-to-own services often appeal to people with lower incomes and not-so-great credit histories.

One Choice Could Reduce the Risk of Auto Loan Default

Nationwide, about 5% of auto loan debt is in default, and the rate of new defaults is even higher. While that may sound like a small percentage, the raw numbers are big. About $66 billion in U.S. auto loan debt is 90+ days delinquent. Locally, the rates are even higher. 

Episode 86 – Next Lawyer Up with Ron Sykstus featuring Richard Raleigh

Attorney Rich Raleigh is a shareholder with the highly respected Huntsville law firm of 

Parents Face Tough Choices as Schools Reopen

Most parents across the United States are facing an unusual choice this school year. The specifics are different from state to state, but the core question is the same: Should we send our children back into physical school buildings in August? 

Episode 85 – Next Lawyer Up with Ron Sykstus featuring Jim Parkman

Jim Parkman is a lawyer with Boles,

Covid-19 Contributes to U.S. Healthcare Crisis

Access to healthcare is an ongoing problem in Alabama and across the United States. In the early days of the Affordable Care Act (ACA), the number of Americans without health insurance declined. However, the problem was never fully solved. Between 2010 and 2016, the number of uninsured Americans dropped from 46.5 million (17.8%) to 26.7 million (10%). U.S.

Veterans, was your Hearing Loss or Tinnitus Caused by Defective Ear Plugs issued to you during your Military Service?

By Ronald C. Sykstus, 256-713-0221, [email protected]

As a veteran myself, I have been handling VA disability claims for my clients with the VA for several years on behalf of veterans.  Unfortunately, many of my veteran clients suffer from hearing loss and/or tinnitus, which is a constant or periodic ringing in one or both ears.

The Top 10 VA Disability Issues & Problems that I See in my Law Practice

I have written previously on the Top Ten security clearance issues and problems that I see in my law practice.  It gets a lot of views at our web site so I thought I would come up with a Top Ten list as it relates to VA disability claims filed by military veterans.   

Debt Collection Lawsuits are Surging: Here’s What You Need to Know

The U.S. civil court system was designed to handle a wide range of non-criminal cases, ranging from family disputes to substantive contract breaches, property disputes and more. However, over the past several years, the civil courts in most states have been overrun by debt collection cases against consumers. 

Episode 84 – Next Lawyer Up with Ron Sykstus featuring Benjamin (Ben) Crump

Attorney Ben Crump is one of the preeminent civil rights attorneys in the United States.  He has received many awards and honors to include the