Primary tabs

Articles from Bonds & Botes, P.C.

How to Help Aging Parents with Financial Problems with Carla Handy

Are you concerned about your aging or elderly parents’ financial wellbeing?

Seniors are one of the fastest-growing group of Americans who file bankruptcy. Factors include rising healthcare costs, predatory loans, and high-interest credit card debt.

In this week’s Facebook Live, we discuss what to do when your aging parents are facing financial issues.

Attorneys Brad Botes and Carla Handy explain how to approach the conversation with your parent(s) and where you can go for additional support or help.

Millennials, Gen Z Hit Hard Financially

Everyone knows that seniors are being hit hard by the pandemic. The risks of serious illness and death are more significant for those over 65, and isolation can be especially hard on the elderly. That element is compounded by strict safety precautions in nursing homes and other residential facilities populated by older Americans. In addition, there’s an obvious tendency for older populations to be less connected through technology.

Will You Depend on Social Security for Retirement?

If your retirement savings aren’t what you’d hoped–or you don’t have any at all–you’re not alone. By many different measures, Americans are lacking when it comes to retirement planning. 

Get out and vote! With Representative Arnold Mooney

Election day is upon us, and we’ve got a special episode this week to show for it! We were joined by a very special guest, Representative Arnold Mooney to discuss the importance of voting, and election day itself.

Financial Struggles in Alabama per Capita are near the Highest in the Nation

Financial Struggles are a serious issue in Alabama.  In 2019, Alabama had the highest per capita bankruptcy filing rate in the country. At 5.62 filings per 1,000 people, Alabama more than doubled the national average. Neighboring Tennessee and Mississippi were also among the top five states. 2019 was no exception–Alabama has held the top slot for per capita filings for several years. And, the state has so far continued to hold the lead in 2020.

Episode 94 – Next Lawyer Up with Ron Sykstus featuring Alexa Stabler

Alexa Stabler came to my attention while reading the 

Millions of Credit Card Accounts Closed and Credit Lines Reduced

If you’ve recently received a notice that one of your credit card accounts has been closed by the issuer, or that your credit limit has been cut, your first instinct may be to wonder what you did wrong. Usually, accounts are limited or closed when the credit accounts are significantly past due, or when the cardholder’s credit history has taken a negative turn. 

Currently, we are not living in usual times. 

Faith and Bankruptcy: A Pastor’s Perspective with Dr. Greg White

This week we’ll be covering another topic that’s near and dear to our hearts: faith and bankruptcy. Fortunately, our guest this week happens to have quite the relevant perspective to bring to the stream; Dr. Greg White, Sr. is a Pastor of Pathway Bible Fellowship in Watauga, Texas. Greg has been a pastor for over 44 years, and in addition to his service there, he holds a PhD in Marriage and Family Counseling.

We’ll be discussing some subjects such as the representation of bankruptcy in the Bible, what being a good financial steward means, and more.

The State of Alabama Evictions

Early in the pandemic, two safety nets emerged to protect Alabama renters. First, Governor Kay Ivey’s March executive order put a moratorium on most residential evictions until June 1. At the same time, federal law called a halt to residential evictions from properties that were federally subsidized or financed with federally-backed mortgages.

2020 Election: Voting Rights During COVID with Professor Jenny E. Carroll

This week we’ll be discussing with our viewers a big topic: how to participate in the 2020 election. The 2020 election is bound to be a historic moment in American history, which is why your vote is more important now than ever before. We’ll be discussing and taking questions on things like how to register to vote, how mail-in ballots work, voting rights, and deadlines for voting by mail and in person.