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ABI Cookie Policy

Last updated April 1, 2020

This Cookie Policy explains how American Bankruptcy Institute (“ABI”, "Company", "we", "us", and "our") uses cookies and similar technologies to recognize you when you visit our websites at https://www.abi.org, ("ABI Websites"). It explains what these technologies are and why we use them, as well as your rights to control our use of them.

In some cases we may use cookies to collect personal information, or information that becomes personal information if we combine it with other information.

What are cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.

Cookies set by the website owner (in this case, American Bankruptcy Institute) are called "first party cookies". Cookies set by parties other than the website owner are called "third-party cookies". Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g. like advertising, interactive content and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.

Why do we use cookies?

We use first and third-party cookies for several reasons. Some cookies are required for technical reasons in order for the ABI Websites to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through ABI Websites for advertising, analytics and other purposes. This is described in more detail below.

The specific types of first and third-party cookies served through ABI Websites and the purposes they perform are described below (please note that the specific cookies served may vary depending on the specific ABI Websites you visit).

How can I control cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.

The Cookie Consent Manager can be found in the notification banner and on our website. If you choose to reject cookies, you may still use the ABI Websites though your access to some functionality and areas of the ABI Websites may be restricted. You may also set or amend your web browser controls to accept or refuse cookies. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser's help menu for more information.

In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com.

The specific types of first and third-party cookies served through ABI Websites and the purposes they perform are described in the table below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):

Essential website cookies:

These cookies are strictly necessary to provide you with services available through ABI Websites and to use some of its features, such as access to secure areas.


Name:
__tlbcpv
Purpose:
Used to record unique visitor views of the consent banner.
Provider:
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 year

 


Name:
__cfduid
Purpose:
Used by Cloudflare to identify individual clients behind a shared IP address, and apply security settings on a per-client basis. This is a HTTP type cookie that expires after 1 year.
Provider:
www.crazyegg.com
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 month

 


Name:
__cfduid
Purpose:
Used by Cloudflare to identify individual clients behind a shared IP address, and apply security settings on a per-client basis. This is a HTTP type cookie that expires after 1 year.
Provider:
www.adsymptotic.com
Service:
Country:
United Kingdom
Type:
http_cookie
Expires in:
1 month

 


Name:
has_js
Purpose:
Used by Drupal to indicate whether or not the visitor's browser has JavaScript enabled.
Provider:
Service:
Country:
United States
Type:
http_cookie
Expires in:
session

 


Name:
__cfduid
Purpose:
Used by Cloudflare to identify individual clients behind a shared IP address, and apply security settings on a per-client basis.
This is a HTTP type cookie that expires after 1 year.
Provider:
www.feathr.co
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 month

Performance and functionality cookies:

These cookies are used to enhance the performance and functionality of ABI Websites but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable.


Name:
AWSELB
Purpose:
Used as a load balancer for web applications hosted on Amazon Web Services (AWS).
Provider:
Service:
Amazon Web Services View Service Privacy Policy
Country:
United States
Type:
server_cookie
Expires in:
session

Analytics and customization cookies:

These cookies collect information that is used either in aggregate form to help us understand how ABI Websites are being used or how effective our marketing campaigns are, or to help us customize ABI Websites for you.


Name:
_gid
Purpose:
Keeps an entry of unique ID which is then used to come up with statistical data on website usage by visitors. It is a HTTP cookie type and expires after a browsing session.
Provider:
www.abi.org
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 day

 


Name:
_gat#
Purpose:
Enables Google Analytics regulate the rate of requesting. It is a HTTP cookie type that lasts for a session.
Provider:
www.abi.org
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 minute

 


Name:
_ga
Purpose:
It records a particular ID used to come up with data about website usage by the user. It is a HTTP cookie that expires after 2 years.
Provider:
www.abi.org
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 year 12 months 4 days

Advertising cookies:

These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.


Name:
TDCPM
Purpose:
Set by the CloudFlare service to register a unique ID that identifies a returning user’s device. The ID is used for targeted ads. Expires after 1 year.
Provider:
www.adsrvr.org
Service:
Country:
United States
Type:
http_cookie
Expires in:
12 months 5 days

 


Name:
lidc
Purpose:
These cookies are associated with a B2B marketing platform, formerly known as Bizo, which is now owned by LinkedIn, the business networking platform. This sub-domain is connected with LinkedIn's marketing services that enable website owners to gain insight into types of users on their site based on LinkedIn profile data, to improve targeting.
Provider:
www.linkedin.com
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 day

 


Name:
UserMatchHistory
Purpose:
These cookies are associated with a B2B marketing platform, formerly known as Bizo, which is now owned by LinkedIn, the business networking platform. This sub-domain is connected with LinkedIn's marketing services that enable website owners to gain insight into types of users on their site based on LinkedIn profile data, to improve targeting.
Provider:
www.linkedin.com
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 month

 


Name:
_fbp
Purpose:
Facebook tracking pixel used to identify visitors for personalized advertising.
Provider:
www.abi.org
Service:
Country:
United States
Type:
http_cookie
Expires in:
3 months

 


Name:
fr
Purpose:
Used by Facebook to collect a unique browser and user ID, used for targeted advertising.
Provider:
www.facebook.com
Service:
Country:
Ireland
Type:
server_cookie
Expires in:
3 months

 


Name:
bcookie
Purpose:
Used to optimize the range of advertising on Linkedin.
Provider:
www.linkedin.com
Service:
Linkedin Ad Analytics View Service Privacy Policy
Country:
United States
Type:
http_cookie
Expires in:
1 year 12 months 5 days

 


Name:
TDID
Purpose:
Is a third-party cookie that contains a unique randomly-generated value that enables the platform to distinguish browsers and devices.
Provider:
www.adsrvr.org
Service:
Country:
United States
Type:
http_cookie
Expires in:
12 months 5 days

Social networking cookies:

These cookies are used to enable you to share pages and content that you find interesting on ABI Websites through third-party social networking and other websites. These cookies may also be used for advertising purposes.


Name:
na_id
Purpose:
Sets a unique user id to track a user on a site. Persistent cookie that stays for 730 days.
Provider:
Service:
Country:
__________
Type:
http_cookie
Expires in:
1 year 24 days

 


Name:
__atuvc
Purpose:
Used by addthis sharing widget to show the share count of an article on the client side in order to make sure the user sees the updated count if they share a page and return to it before the share count cache is updated.
Provider:
Service:
Country:
United States
Type:
http_cookie
Expires in:
1 year 1 month

 


Name:
__atuvs
Purpose:
Used by addthis sharing widget to show the share count of an article on the client side in order to make sure the user sees the updated count if they share a page and return to it before the share count cache is updated.
Provider:
Service:
Country:
United States
Type:
http_cookie
Expires in:
30 minutes

 


Name:
bscookie
Purpose:
Cookie used for Sign-in with Linkedin and/or for Linkedin follow feature on 3rd party websites.
Provider:
Service:
Linkedin Ad Analytics View Service Privacy Policy
Country:
United States
Type:
http_cookie
Expires in:
1 year 12 months 5 days

 


Name:
ouid
Purpose:
Used by AddThis to enable visitors to share content with a range of networking and sharing platforms. It is associated with the AddThis social sharing widget which is commonly embedded in their site. Expires in 1 year.
Provider:
Service:
Country:
__________
Type:
http_cookie
Expires in:
1 year 24 days

 


Name:
loc
Purpose:
Is a geolocation cookie, which is used to help providers determine how users who share information with each other are geographically. Persistent that stays for 90 days.
Provider:
Service:
Country:
__________
Type:
http_cookie
Expires in:
1 year 1 month

 


Name:
_at.hist.#
Purpose:
Stores the user’s usage history for use by the social sharing platform AddThis. This history information collected by the cookie is from the AddThis sharing widget. This is a HTML local storage cookie type that is persistent.
Provider:
Service:
Country:
United States
Type:
html_local_storage
Expires in:
persistent

 


Name:
uvc
Purpose:
Set by addthis social sharing plugin to allow for content sharing on sites.
Provider:
Service:
Country:
__________
Type:
http_cookie
Expires in:
1 year 1 month

 


Name:
bt2
Purpose:
Used by the social sharing platform AddThis to keep a record of parts of the site that has been visited in order to recommend other parts of the site.
Provider:
Service:
Country:
__________
Type:
http_cookie
Expires in:
8 months 16 days

 


Name:
di2
Purpose:
Allows website visitors to share content on website across popular social media networks. It expires after 2 years.
Provider:
Service:
Country:
__________
Type:
http_cookie
Expires in:
1 year 24 days

Unclassified cookies:

These are cookies that have not yet been categorized. We are in the process of classifying these cookies with the help of their providers.


Name:
vc
Purpose:
__________
Provider:
Service:
__________
Country:
__________
Type:
http_cookie
Expires in:
1 year 24 days

 


Name:
pardot
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
session

 


Name:
U
Purpose:
__________
Provider:
Service:
__________
Country:
United Kingdom
Type:
server_cookie
Expires in:
3 months

 


Name:
_at.cww
Purpose:
__________
Provider:
Service:
__________
Country:
United Kingdom
Type:
html_local_storage
Expires in:
persistent

 


Name:
at-rand
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
html_local_storage
Expires in:
persistent

 


Name:
visitor_id107412-hash
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
9 years 12 months 2 days

 


Name:
lang
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
server_cookie
Expires in:
session

 


Name:
visitor_id107412
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
9 years 12 months 2 days

 


Name:
lang
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
session

 


Name:
asm_upsell
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
server_cookie
Expires in:
3 days

 


Name:
feathr_session_id
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
1 hour

 


Name:
lissc
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
12 months 5 days

 


Name:
tfw_exp
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
1 day

 


Name:
uid
Purpose:
__________
Provider:
Service:
__________
Country:
__________
Type:
http_cookie
Expires in:
1 year 24 days

 


Name:
visitor_id107412
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
9 years 12 months 2 days

 


Name:
li_sugr
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
server_cookie
Expires in:
3 months

 


Name:
visitor_id107412-hash
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
9 years 12 months 2 days

 


Name:
f_id
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
12 months 5 days

 


Name:
visitor_id107412-hash
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
9 years 12 months 2 days

 


Name:
metrics_token
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
server_cookie
Expires in:
1 month 18 days

 


Name:
lpv107412
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
30 minutes

 


Name:
um
Purpose:
__________
Provider:
Service:
__________
Country:
__________
Type:
http_cookie
Expires in:
1 year 24 days

 


Name:
lang
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
session

 


Name:
AWSELBCORS
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
server_cookie
Expires in:
session

 


Name:
pardot
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
session

 


Name:
visitor_id107412
Purpose:
__________
Provider:
Service:
__________
Country:
United States
Type:
http_cookie
Expires in:
9 years 12 months 2 days

What about other tracking technologies, like web beacons?

Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enable us to recognize when someone has visited the ABI Websites or opened an e-mail including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.

Do you use Flash cookies or Local Shared Objects?

Websites may also use so-called "Flash Cookies" (also known as Local Shared Objects or "LSOs") to, among other things, collect and store information about your use of our services, fraud prevention and for other site operations.

If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to "information" on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).

Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.

Do you serve targeted advertising?

Third parties may serve cookies on your computer or mobile device to serve advertising through the ABI Websites. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. This can be accomplished by them using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details or other details that directly identify you unless you choose to provide these.

How often will you update this Cookie Policy?

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

The date at the top of this Cookie Policy indicates when it was last updated.

Where can I get further information?

If you have any questions about our use of cookies or other technologies, please email us at [email protected] or by mail to:

American Bankruptcy Institute
Alexandria, VA 22314
United States
Phone: 7037390800