Collier Bankruptcy Case Update November-11-02

Collier Bankruptcy Case Update November-11-02

 


Collier Bankruptcy Case Update

The following case summaries appear in the Collier Bankruptcy Case Update, which is published by Matthew Bender & Company Inc., one of the LEXIS Publishing Companies.

November 11, 2002

CASES IN THIS ISSUE
(scroll down to read the full summary)

 

1d Cir.

§ 362(a) Automatic stay did not bar payment of defense costs of corporate debtor’s officers and directors by insurer.
Exec. Risk Indemnity, Inc. v. Boston Reg’l Med. Ctr., Inc. (Bankr. D. Mass.)

§ 363(b)(1) Lessor with claim to lessee debtor’s property was obligated to raise any objection to the sale thereof in the bankruptcy proceeding, not collaterally.
Cummings Props., LLC v. Heidelberg Print Fin. Ams. (Bankr. D. Mass.)


2d Cir.

§ 106 Adversary proceeding against municipal transit authority allowed to proceed as sovereign immunity had been waived in the D.C. Code.
In re Metromedia Fiber Network (Bankr. S.D.N.Y.)

§ 548 District court lacked jurisdiction over alleged fraudulent transfer resulting from settlement distribution approved by Ohio state court.
Harris v. Hudson (N.D.N.Y.)

§ 707(a) Bankruptcy court erred in dismissing petition without providing debtors with meaningful opportunity to be heard.
Bucurescu v. 190A Realty Corp. (In re Bucurescu) (S.D.N.Y.)


3d Cir.

§ 1123(b)(3) Trustee’s postconfirmation preference action was not barred by prior confirmation hearing.
Cohen v. TIC Fin. Sys. (In re Ampace Corp.) (Bankr. D. Del.)


4th Cir.

§ 109(e) Debts owed by debtors sufficiently liquidated to establish non-eligibility for chapter 13.
In re Wienco (Bankr. W.D. Va.)


5th Cir.

§ 503(b)(3) Under-secured creditor’s request for attorney’s fees was denied as in excess of value of collateral.
In re Blount (Bankr. M.D. La.)


6th Cir.

§ 101(4) Attorney not admitted to state bar but admitted to federal bar permitted to appear as counsel in bankruptcy court.
Rittenhouse v. Delta Home Improvements, Inc. (In re Desilets) (6th Cir.)

§ 523(a)(8) Debtor’s failure to make any effort to repay student loans resulted in finding of nondischargeability.
Bruen v. United States (In re Bruen) (Bankr. N.D. Ohio)

§ 541(a) Earned Income Tax Credit was not subject to state public assistance exemption and was part of the debtor’s estate.
In re Duvall (Bankr. W.D. Ky.)


7th Cir.

§ 365(d)(2) Assumption and assignment of lease was approved over lessee’s objection.
In re Sae Young Westmont-Chicago, LLC (Bankr. N.D. Ill.)

U.S.C. § 1334(e) Bankruptcy court properly exercised jurisdiction in approving assignment of debtor’s lease with state agency.
In re Sae Young Westmont-Chicago, LLC (Bankr. N.D. Ill.)


8th Cir.

§ 523(a) Bankruptcy court erred in awarding creditor attorneys’ fees absent bad faith or willful or malicious conduct by debtor.
Seimer v. Nangle (In re Nangle) (B.A.P. 8th Cir.)


9th Cir.

§ 523(c) Bankruptcy court, not state court, was required to adjudicate adequacy of notice received by creditor.
McGhan v. Rutz (In re McGhan) (9th Cir.)


10th Cir.

§ 524(a)(2) Bankruptcy court correctly ruled that creditor’s collection of interest and insurance premiums was consistent with debtors’ reaffirmation.
Schott v. WyHy Fed. Credit Union (In re Schott) (B.A.P. 10th Cir.)


Fed. Cir.

§ 347(a) U.S. Treasury department has no obligation to pay interest on unclaimed bankruptcy estate funds.
Leider v. U.S. (Fed. Cir.)



Collier Bankruptcy Case Summaries

1st Cir.

Automatic stay did not bar payment of defense costs of corporate debtor’s officers and directors by insurer. Bankr. D. Mass. PROCEDURAL POSTURE: Plaintiff insurer under an officers and directors policy brought an adversary proceeding against defendant debtor and nominal defendants, the former officers and directors of the debtor, seeking a declaration that the insurer could lawfully pay the defense costs of the officers and directors. The insurer moved for summary judgment and for an order authorizing payment of the expert witness costs of the officers and directors. OVERVIEW: With a monetary ceiling, the policy covered the defense costs of the officers and directors and also covered any claims for indemnification by the officers and directors against the debtor. The insurer contended that it was not prohibited from paying the defense costs of the officers and directors, but the debtor maintained that payment of such costs would adversely affect the debtor’s property interests since it would reduce the amount available to pay the potential claims against the debtor. The bankruptcy court first held that the insurer failed to show that the debtor had no interest in the insurance proceeds, since the insurer’s allegation that the defense costs were among the claims for which the debtor would require indemnification coverage was neither uncontroverted nor necessarily true. Nonetheless, the insurer was entitled to pay the expert witness costs of the officers and directors. Neither the automatic stay nor the plan injunction precluded payment of the defense costs, and the irreparable harm to the officers and directors by their failure to provide expert testimony outweighed the harm to the debtor from the minimal reduction of the insurance proceeds. Exec. Risk Indemnity, Inc. v. Boston Reg’l Med. Ctr., Inc., 2002 Bankr. LEXIS 866, — B.R. — (Bankr. D. Mass. April 2, 2002) (Kenner, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
3:362.03

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Lessor with claim to lessee debtor’s property was obligated to raise any objection to the sale thereof in the bankruptcy proceeding, not collaterally. Bankr. D. Mass. PROCEDURAL POSTURE: Plaintiff lessor filed suit in state court against defendant creditor to challenge the validity of the creditor’s purchase of a printing press from a bankrupt debtor that leased property from the lessor. The creditor removed the case. Both parties moved for summary judgment. OVERVIEW: The creditor argued that the case should have been dismissed because the lessor was obliged to raise any claims to the press in the bankruptcy proceeding and could not bring a collateral action attacking the bankruptcy court’s approval of the sale. The lessor argued that it was entitled to judgment because the bankruptcy proceedings were conducted improperly and because its interest in the press was superior to the creditor’s interest. For the instant purposes, it was assumed that the lessor did not receive proper notice of the motion to approve the sale of the press or of the bankruptcy court’s order approving the sale. Nevertheless, the lessor was obliged, once it learned of the order and sale, to seek a remedy from the bankruptcy court. By failing to assert its objections to the sale in the bankruptcy proceedings, the principles of res judicata barred the lessor from asserting those objections in the instant suit. The lessor did not qualify for equitable relief from the rules of res judicata as relief was not warranted because the omission of notice to the lessor was not so egregious that it was unconscionable to enforce the approval of the sale of the press. Cummings Props., LLC v. Heidelberg Print Fin. Ams., 2002 U.S. Dist. LEXIS 15279, — F. Supp.2d — (Bankr. D. Mass. August 12, 2002) (O’Toole, D.J.).

Collier on Bankruptcy, 15th Ed. Revised
3:363.02

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2d Cir.

Adversary proceeding against municipal transit authority allowed to proceed as sovereign immunity had been waived in the D.C. Code. Bankr. S.D.N.Y. PROCEDURAL POSTURE: Debtor-plaintiff optical fiber infrastructure provider filed an adversary proceeding seeking injunctive relief restraining defendant Washington Metropolitan Area Transit Authority ('WMATA') from terminating its prepetition executory license agreement with the debtor that allowed debtor to use the WMATA’s rights of way. The WMATA moved to dismiss the adversary proceeding under Fed. R. Civ. P. 12(b) on the grounds of Eleventh Amendment immunity. OVERVIEW: The debtor owed the WMATA over $2 million under the parties agreement and the WMATA was threatening to terminate the agreement if the amount was not paid. A temporary restraining order ('TRO') had been granted based upon a prima facie showing by the debtor that if the WMATA was not enjoined from discontinuing service under the license agreement, irreparable injury would be sustained not only by the debtor but by the users of their fiber network in the Washington, D.C., area whose telecommunications services would be terminated. The court noted that it did not need to reach the question of whether Congress had the legislative power under U.S. Const. art. I to abrogate sovereign immunity in 11 U.S.C. § 106 because it held that the WMATA waived its sovereign immunity in D.C. Code Ann. § 9-1107.01(12)(a), (80) and (81). Therefore because the debtor was seeking only prospective relief and there was not a detailed remedial scheme for enforcement, Ex parte Young would be applicable once an amended complaint was served upon a responsible official of the WMATA. In re Metromedia Fiber Network, 2002 Bankr. LEXIS 868, 281 B.R. 524 (Bankr. S.D.N.Y. August 1, 2002) (Hardin, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
2:106.02

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District court lacked jurisdiction over alleged fraudulent transfer resulting from settlement distribution approved by Ohio state court. N.D.N.Y. PROCEDURAL POSTURE: Plaintiff commenced an adversary proceeding against defendants pursuant to N. Y. Debt. & Cred. Law §§ 273, 273(a), 276, 276(a), and 11 U.S.C. §§ 548, 550, and 551. Defendants moved to dismiss the complaint pursuant to, inter alia, Fed. R. Civ. P. 12(b)(1) or 12(b)(6). OVERVIEW: The court observed that plaintiff’s claim was inextricably intertwined with a Ohio state court order because the injury plaintiff complained of was that the Ohio state court order placed defendant’s assets out of the reach of creditors. The court concluded that the relief plaintiff sought would entail overturning the Ohio state court order. Thus, in effect, plaintiff sought appellate review of a state court judgment in a federal district court, an action outside the jurisdiction Congress had conferred. As the party asserting jurisdiction, plaintiff failed to carry the burden of establishing subject matter jurisdiction. Accordingly, all of plaintiff’s claims had to dismissed. Harris v. Hudson, 2002 U.S. Dist. LEXIS 15141, 216 F. Supp.2d 10 (N.D.N.Y. August 13, 2002) (Hurd, D.J.).

Collier on Bankruptcy, 15th Ed. Revised
5:548.01

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Bankruptcy court erred in dismissing petition without providing debtors with meaningful opportunity to be heard. S.D.N.Y. PROCEDURAL POSTURE: Plaintiff debtors appealed from two orders of the bankruptcy court. The January 22 order imposed sanctions against the debtors, and the March 26 order dismissed the debtors’ bankruptcy petition. OVERVIEW: The debtors filed a chapter 13 proceeding, which was later converted to a chapter 7 adversary proceeding. The debtors’ claimed that defendants engaged in various forms of misconduct during the litigation between the parties. The bankruptcy court found differently and imposed sanctions upon the debtors, and issued a warning that the bankruptcy petition would be dismissed if the sanctions were not paid. The debtors appealed, and the court concluded that it lacked jurisdiction over the sanctions issue because the appeal of that bankruptcy order was not timely. However, the court concluded that the bankruptcy court had erred in dismissing the debtors’ bankruptcy petition. The bankruptcy court failed to provide the debtors with a meaningful opportunity to be heard with respect to the impending dismissal, there was no motion for dismissal, as required by Fed. R. Bankr. P. 1017 and 9014, and the bankruptcy court failed to inform the pro se debtors that a hearing regarding whether dismissal would be a sanction appropriate for failure to pay the monetary sanctions might be available or identify for them the Bankruptcy Code provision under which the action would be dismissed. Bucurescu v. 190A Realty Corp. (In re Bucurescu), 2002 U.S. Dist. LEXIS 15324, 282 B.R. 124 (S.D.N.Y. August 19, 2002) (Kaplan, D.J.).

Collier on Bankruptcy, 15th Ed. Revised
6:707.03

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3d Cir.

Trustee’s postconfirmation preference action was not barred by prior confirmation hearing. Bankr. D. Del. PROCEDURAL POSTURE: The liquidating trustee brought an action against a creditor to avoid and recover preferential transfers under 11 U.S.C. §§ 547(b), 550. The creditor moved for summary judgment, arguing its claim had been deemed allowed and thus res judicata barred relitigation of further treatment of its claim, that the plan did not disclose a preference claim against the creditor before confirmation, and that the action was barred by 11 U.S.C. § 502(d). OVERVIEW: The court agreed that its prior orders extending the time for objecting to claims improperly modified the plan under 11 U.S.C. § 1127(b); the plan did not provide that the time could be extended by court order. The claims were allowed under the plan. But the preference action and the confirmation did not involve the same cause of action and therefore, the doctrine of res judicata did not apply. Even if there was an identity of claims, the disclosure statement and plan generally reserved preference actions, showing an intent to preserve the right to bring preference actions. It satisfied 11 U.S.C. §§ 1123(b)(3), 1125. That the plan reservation language specifically referenced payments to two creditors did not bar such actions against the creditor. The creditor was on notice that an avoidance action might be filed against it. Under 11 U.S.C. § 1141(a), the creditor was bound by the plan and precluded from objecting to the provisions reserving the right to pursue avoidance actions post-confirmation. The fact that there was no objection to the creditor’s claims and that the creditor’s claims had been allowed under the plan was irrelevant for purposes of 11 U.S.C. § 502(d). Cohen v. TIC Fin. Sys. (In re Ampace Corp.), 2002 Bankr. LEXIS 435, 279 B.R. 145 (Bankr. D. Del. May 3, 2002) (Walsh, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
7:1123.02[3]

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4th Cir

Debts owed by debtors sufficiently liquidated to establish non-eligibility for chapter 13. Bankr. W.D. Va. PROCEDURAL POSTURE: Movant creditor filed a motion to dismiss the chapter 13 petitions filed by three debtors, on grounds that they were ineligible to be chapter 13 debtors under 11 U.S.C. § 109(e), as their liquidated debts exceeded $290,525. The debtors filed motions to have a final decree entered against them and in favor of the creditor by a state court in the amount of $611,119 determined to be void, as it had been entered postpetition. OVERVIEW: The state court had, by decree nisi, ordered the debtors (members of a quartet) and the quartet they formed to jointly and severally pay the creditor $611,119. After the debtors filed chapter 13, and the quartet filed chapter 7, the state court entered an adjudication and final decree that affirmed the decree nisi. Also postpetition, the debtors filed a third motion for post-trial relief. In the instant case, the debtors sought to have the state court’s final decree declared void, as it was entered in violation of the automatic stay. They also claimed they were eligible to be chapter 13 debtors, because their debts to the creditor were not 'liquidated.' The bankruptcy court rejected this argument, and held they were not eligible for chapter 13. A debt was 'liquidated' under section 109(e) despite the presence of a dispute and the potential for modification upon judicial review. Further, even assuming the state court had the power to modify the $611,119 judgment as requested in the debtors’ post-trial motions, if it had granted the relief the debtors’ requested, the remaining judgment jointly and severally owed by them would still exceed the eligibility cap. In re Wienco, 2002 Bankr. LEXIS 403, 275 B.R. 772 (Bankr. W.D. Va. April 3, 2002) (Krumm, C.B.J.).

Collier on Bankruptcy, 15th Ed. Revised
2:109.06

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5th Cir.

Under-secured creditor’s request for attorney’s fees was denied as in excess of value of collateral. Bankr. M.D. La. PROCEDURAL POSTURE: Bankruptcy trustee and debtor filed objections to creditor bank’s claim for a deficiency over the credit given through a postpetition foreclosure upon property securing the claim, which included postpetition interest and attorney’s fees. Alternatively, the bank claimed that it or its lawyer should have been awarded attorney’s fees due to counsel’s discovery an unscheduled asset of debtor that the trustee had liquidated. OVERVIEW: After debtor’s chapter 7 case was closed, the bank discovered debtor’s prepetition personal injury claim, which resulted in a payment due to debtor of $241,651.37. The trustee reopened the chapter 7 case to collect enough monies from the personal injury award to pay off various debts. The bank then filed a claim for the difference debtor owed on his mortgage, and the monies received by the bank in a foreclosure sale. The court held that since the bank was under-secured, it was not entitled to postpetition interest on its secured claim as interest could have only accrued to the extent the home would have permitted. Further, because attorney’s fees that were unliquidated as of the petition date were provided for only by 11 U.S.C. § 506(b), to the extent the collateral could have paid, the bank was not entitled to have attorneys fees as a part of its unsecured claim. The bank’s claim was an allowed unsecured claim in the amount of $11,237.21, plus interest at 5.6 percent per annum from the date of the petition. Finally, while the bank contributed to the trustee’s recovery of the personal injury proceeds, the trustee was the party that actually recovered the monies. In re Blount, 2002 Bankr. LEXIS 434, 276 B.R. 753 (Bankr. M.D. La. May 1, 2002) (Phillips, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
4:503.10[1][a]

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6th Cir.

Attorney not admitted to state bar but admitted to federal bar permitted to appear as counsel in bankruptcy court. 6th Cir. PROCEDURAL POSTURE: Plaintiff attorney appealed from the judgment of the United States District Court for the Western District of Michigan at Marquette, affirming a bankruptcy court ruling that he was not an attorney as defined by 11 U.S.C. § 101(4), and, thus, could not appear before the bankruptcy court. OVERVIEW: The attorney argued that he was an attorney as defined by 11 U.S.C. § 101(4), because, although he was not authorized by the state bar to practice law in state court, he was properly licensed to practice law in another state, and he was properly licensed to practice law before the federal bar. The court held that the district court erred in upholding the bankruptcy court’s determination because the attorney was properly admitted to the federal bar under U.S. Dist. Ct., W.D. Mich., R. 83.1 and he was properly licensed to practice law in another state. The court further held that federal standards governed practice before the federal bar and that the applicable law authorizing an attorney to practice before the bankruptcy court consisted solely of the federal rules for admission to the federal bar. Rittenhouse v. Delta Home Improvements, Inc. (In re Desilets), 2002 U.S. App. LEXIS 10583, 291 F.3d 925 (6th Cir. June 3, 2002) (Boggs, C.J.).

Collier on Bankruptcy, 15th Ed. Revised
2:101.04

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Debtor’s failure to make any effort to repay student loans resulted in finding of nondischargeability. Bankr. N.D. Ohio PROCEDURAL POSTURE: Debtor filed a petition for bankruptcy under chapter 7 of the United States Bankruptcy Code. Debtor then filed a complaint to determine the dischargeability of certain educational loans held by creditor, a student loan agency. Creditor disputed debtor’s complaint, claiming the loans were nondischargeable pursuant to 11 U.S.C. § 523(a)(8). OVERVIEW: At the trial, debtor agreed that the circumstances of her case did not constitute an undue hardship within the meaning of 11 U.S.C. § 523(a)(8). She did request that the court exercise its equitable powers under 11 U.S.C. § 105(a) to provide her with some relief. Debtor was employed as a teacher and also worked at other jobs. In support of the position that she acted in good faith with respect to her student loan debts, debtor argued that the court should consider the fact that, after receiving deferments, she agreed to make partial payments. Debtor also maintained that given the overwhelming nature of her student loan obligations, it was simply impossible for her to repay the student loan obligations in full. The court rejected both of debtor’s arguments. It found that before filing for bankruptcy, debtor and her husband borrowed against their real property, in order to purchase additional land. Debtor and her husband also received tax refunds for several years, and debtor used none of the proceeds to make payments on her loans. The facts and circumstances in debtor’s situation did not support her claim of acting in good faith with regard to the student loan obligations. Bruen v. United States (In re Bruen), 2001 Bankr. LEXIS 1891, 276 B.R. 837 (Bankr. N.D. Ohio December 18, 2001) (Speer, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
4:523.14; 2:105.05

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Earned Income Tax Credit was not subject to state public assistance exemption and was part of the debtor’s estate. Bankr. W.D. Ky. PROCEDURAL POSTURE: In several case, bankruptcy debtors claimed exemptions for the Earned Income Tax Credit ('EIC') portion of their tax refunds from their estates under Ky. Rev. Stat. Ann. § 205.220(3) which exempted public assistance payments. The trustees objected to the claimed exemptions. OVERVIEW: The debtors’ claimed that the refundable EIC provided relief for low-income families, and thus the refunds of the credit constituted public assistance which was exempt under Ky. Rev. Stat. Ann. § 205.220(3).The court held, however, the refunded EICs were not in the nature of public assistance but rather were refunded tax overpayments and thus were not exempted from the debtors’ bankruptcy estates. The EICs were not welfare grants but an incentives to work which was intended to negate the disincentive to work caused by Social Security taxes. In re Duvall, 2002 Bankr. LEXIS 864, 281 B.R. 646 (Bankr. W.D. Ky. August 9, 2002) (Stosberg, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
5:541.01

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7th Cir.

Assumption and assignment of lease was approved over lessee’s objection. Bankr. N.D. Ill. PROCEDURAL POSTURE: Debtor leased property to the Illinois Department of Children and Family Services ('DCFS'). Debtor later filed a bankruptcy petition under chapter 11 of the Bankruptcy Code. Debtor moved to assume and assign its long-term lease of the property with DCFS, pursuant to 11 U.S.C. §§ 365(a), (f). DCFS objected, claiming that its rights under 11 U.S.C. § 365(d)(2) were violated and that the Eleventh Amendment precluded court jurisdiction. OVERVIEW: After initial attempts to market its properties failed, debtor sought approval from the bankruptcy court to sell substantially all of its assets free and clear of liens pursuant to 11 U.S.C. § 363, and to assume and assign its tenant leases to the successful bidder pursuant to 11 U.S.C. § 365. Section 365(d)(2) did not apply to the commercial lease at issue. The court rejected DCFS’s section 365(d)(2) claim. Debtor’s motion was filed and served within the deadline and notified DCFS that debtor intended to assume and assign its lease. Debtor met the deadline, and DCFS could not complain later that it was deprived of section 365(d)(2) protection when it never requested that the court impose a deadline. The court also rejected DCFS’s Eleventh Amendment claim. No compulsory process was used to require DCFS to appear before the court and it only appeared to challenge jurisdiction. It was not named as a defendant in any adversary complaint and was not coerced to appear. The court’s jurisdiction to approve assignment of the lease was within its jurisdiction over debtor’s estate. The order allowing debtor to assign its lease did not transform into an in personam action against DCFS. In re Sae Young Westmont-Chicago, LLC, 2002 Bankr. LEXIS 427, 276 B.R. 888 (Bankr. N.D. Ill. May 2, 2002) (Schmetterer, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
3:365.04[2]

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Bankruptcy court properly exercised jurisdiction in approving assignment of debtor’s lease with state agency. Bankr. N.D. Ill. PROCEDURAL POSTURE: Debtor leased property to the Illinois Department of Children and Family Services ('DCFS'). Debtor later filed a bankruptcy petition under chapter 11 of the Bankruptcy Code. Debtor moved to assume and assign its long-term lease of the property with DCFS, pursuant to 11 U.S.C. § 365(a), (f). DCFS objected, claiming that its rights under 11 U.S.C. § 365(d)(2) were violated and that the Eleventh Amendment precluded court jurisdiction. OVERVIEW: After initial attempts to market its properties failed, debtor sought approval from the bankruptcy court to sell substantially all of its assets free and clear of liens pursuant to 11 U.S.C. § 363, and to assume and assign its tenant leases to the successful bidder pursuant to 11 U.S.C. § 365. Section 365(d)(2) did not apply to the commercial lease at issue. The court rejected DCFS’s section 365(d)(2) claim. Debtor’s motion was filed and served within the deadline and notified DCFS that debtor intended to assume and assign its lease. Debtor met the deadline, and DCFS could not complain later that it was deprived of section 365(d)(2) protection when it never requested that the court impose a deadline. The court also rejected DCFS’s Eleventh Amendment claim. No compulsory process was used to require DCFS to appear before the court and it only appeared to challenge jurisdiction. It was not named as a defendant in any adversary complaint and was not coerced to appear. The court’s jurisdiction to approve assignment of the lease was within its jurisdiction over debtor’s estate. The order allowing debtor to assign its lease did not transform into an in personam action against DCFS. In re Sae Young Westmont-Chicago, LLC, 2002 Bankr. LEXIS 427, 276 B.R. 888 (Bankr. N.D. Ill. May 2, 2002) (Schmetterer, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
1:3.01

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8th Cir.

Bankruptcy court erred in awarding creditor attorneys’ fees absent bad faith or willful or malicious conduct by debtor. B.A.P. 8th Cir. PROCEDURAL POSTURE: Appellant-debtor filed a petition under chapter 7 of the Bankruptcy Code. Appellee-creditor filed an adversary proceeding and claimed that a judgment awarding the creditor attorneys’ fees was nondischargeable under 11 U.S.C. § 523(a)(6), (7). The court entered an order which declared the judgment to be nondischargeable. The debtor appealed the judgment of the bankruptcy court. OVERVIEW: Earlier, the bankruptcy court had granted the creditor’s motion for summary judgment, which the debtor appealed. The bankruptcy appellate panel affirmed that the debtor was collaterally estopped from relitigating issues from a state court judgment. The panel reversed the grant of summary judgment as to the dischargeability of the state judgment and remanded for trial on that issue, as well as the issue of the creditor’s request for attorneys’ fees incurred in the bankruptcy proceeding. The panel noted that the bankruptcy court had found that the creditor’s request for attorneys’ fees was for costs that she incurred in pursuing the dischargeability complaint in the bankruptcy court and on appeal. The bankruptcy appellate panel examined bankruptcy law for the authority to award attorneys’ fees before finding reversal was appropriate. The panel noted that the bankruptcy court did not find that the debtor’s actions in the bankruptcy court constituted the willful disobedience of a court order, bad faith, or wanton or oppressive behavior. Nor were the debtor’s actions willful or malicious. Seimer v. Nangle (In re Nangle), 2002 Bankr. LEXIS 865, 281 B.R. 654 (B.A.P. 8th Cir. August 13, 2002) (Federman, B.J.).

Collier on Bankruptcy, 15th Ed. Revised
4:523.01

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9th Cir.

Bankruptcy court, not state court, was required to adjudicate adequacy of notice received by creditor. 9th Cir. PROCEDURAL POSTURE: Creditor brought a personal injury suit against debtor in a state court, which determined that creditor was not bound by debtor’s chapter 7 discharge order. Debtor brought a motion in the bankruptcy court to reopen his case and sought leave to file a complaint against creditor for violation of the discharge injunction. The bankruptcy court denied the motion, and the bankruptcy appellate panel affirmed. Debtor appealed. OVERVIEW: Debtor filed bankruptcy shortly after pleading guilty to sexually molesting creditor, debtor’s stepson, who was a minor at the time. Debtor’s petition listed creditor as holding an unsecured nonpriority claim in the form of a potential personal injury action. Creditor’s mother, as his guardian, received timely notice, but did not file a nondischargeability claim on creditor’s behalf. The debt to creditor was discharged. Upon reaching adulthood, creditor brought his suit for damages arising out of the molestation, and argued that he had not received proper notice under 11 U.S.C. § 523(c)(1). The state court agreed that notice was inadequate, and the bankruptcy court found that the state court had jurisdiction to make that decision. The appellate court found that the state court had no jurisdiction to effectively modify the discharge order and injunction. The state court erroneously relied on 11 U.S.C. § 523(a)(3), which did not apply to a listed and scheduled creditor. The bankruptcy court abused its discretion in refusing to reopen debtor’s case in the face of an invalid state court action infringing upon the bankruptcy court’s jurisdiction. McGhan v. Rutz (In re McGhan), 2002 U.S. App. LEXIS 8739, 288 F.3d 1172 (9th Cir. May 7, 2002) (Fisher, C.J.).

Collier on Bankruptcy, 15th Ed. Revised
4:523.26

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10th Cir.

Bankruptcy court correctly ruled that creditor’s collection of interest and insurance premiums was consistent with debtors’ reaffirmation. B.A.P. 10th Cir. PROCEDURAL POSTURE: Plaintiff debtors appealed from an order of the bankruptcy court denying them their motion for contempt. OVERVIEW: The debtors argued that the bankruptcy court erred when it held that the creditor with whom the debtors reaffirmed a $14,431.94 debt did not violate 11 U.S.C. § 524(a)(2) when it collected interest on that debt as well as premiums on the declining term life insurance that the debtors requested when they entered into the original promissory note. Alternatively, the debtors argued that the bankruptcy court erred when it did not find that the creditor violated their discharge by debiting monies other than their bimonthly payment from their account. The court held that the reaffirmation agreement changed nothing fundamental about the original note; it simply reestablished the original obligation. Moreover, the reaffirmation agreement specifically referred to the interest rate: it stated that the sum due was $14,431.94 and the interest rate was 9.89 percent. Next, the court held that because the bankruptcy court did not address the argument of an additional monthly debit, the issue was remanded to the bankruptcy court for findings on this issue. Schott v. WyHy Fed. Credit Union (In re Schott), 2002 Bankr. LEXIS 870, 282 B.R. 1 (B.A.P. 10th Cir. August 15, 2002) (McFeeley, C.B.J.).

Collier on Bankruptcy, 15th Ed. Revised
4:524.02[2]

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Fed. Cir.

U.S. Treasury department has no obligation to pay interest on unclaimed bankruptcy estate funds.
Fed. Cir. PROCEDURAL POSTURE: Plaintiff creditor sued defendants, the United States, the United States Treasury Department, and the United States Secretary of the Treasury (collectively, the United States), for an alleged taking of interest accumulated in a bankruptcy creditor account. The district court dismissed the complaint. The court of appeals transferred the creditor’s appeal. OVERVIEW: The creditor alleged, inter alia, that the failure to pay interest on his distributive share of unclaimed bankruptcy funds constituted a taking of property under the Fifth Amendment. The appellate court determined that the 'interest follows the principal' rule did not apply because interest was never generated on the unclaimed funds. Thus, the creditor did not have a property interest that was entitled to protection under the Fifth Amendment. Moreover, the relevant statutory framework did not impose an obligation on the United States to earn and disburse interest to unlocated creditors because the plain language of 28 U.S.C. § 2041, the statute upon which the creditor’s funds were deposited in the name and to the credit of the bankruptcy court, did not impose an express duty on the United States to earn interest as a fiduciary, trustee, or otherwise. Leider v. U.S., 2002 U.S. App. LEXIS 16709, 301 F.3d 1290 (Fed. Cir. August 15, 2002) (Schall, C.J.).

Collier on Bankruptcy, 15th Ed. Revised
3:347.02

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