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Current Legislation

Senate - Introduced Bills

Description:

To establish an Oversight Board to assist the Government of Puerto Rico, including instrumentalities, in managing its public finances, and for other purposes.

Description:

A bill to provide certain assistance for the Commonwealth of Puerto Rico, and for other purposes.

Description:

A bill to amend the Truth in Lending Act to provide a safe harbor from certain requirements related to qualified mortgages for residential mortgage loans held on an originating depository institution's portfolio, and for other purposes.

Description:
This bill amends the Internal Revenue Code to exclude from gross income the discharge of student loan debt after June 12, 2014, due to: (1) borrower defenses asserted pursuant to the Higher Education Act of 1965, or (2) an agreement with the Consumer Financial Protection Bureau or any other federal agency in connection with the closure or other agency action relating to an educational institution.
 
Description:

A bill to amend the Small Business Act to strengthen the Office of Credit Risk Management of the Small Business Administration, and for other purposes.

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To prohibit the provision of Federal funds to State and local governments for payment of obligations, to prohibit the Board of Governors of the Federal Reserve System from financially assisting State and local governments, and for other purposes.

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To amend the Internal Revenue Code and the Employee Retirement Income Security Act of 1974 to provide for salary reductions for certain employees of a pension plan in critical or declining status that reduces participant benefits, and for other purposes.

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To amend the Truth in Lending Act to address certain issues related to the extension of consumer credit, and for other purposes.

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To provide territories of the United States with bankruptcy protection.

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To provide for the adjustment of the debts of the Commonwealth of Puerto Rico, and for other purposes.

Description:

To provide for the adjustment of the debts of the Commonwealth of Puerto Rico, and for other purposes.

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To nullify certain guidance of the Bureau of Consumer Financial Protection and to provide requirements for guidance issued by the Bureau with respect to indirect auto lending.

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To amend the Fair Credit Reporting Act by instituting a 180-day waiting period before medical debt will be reported on a consumer’s credit report and removing paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act by providing for a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.

Description:

To strengthen incentives and protections for whistleblowers in the financial industry and related regulatory agencies, and for other purposes.

Description:
To amend the Higher Education Act of 1965 to provide for a percentage of student loan forgiveness for public service employment, and for other purposes.
 
Description:

To provide for the appointment of additional Federal bankruptcy judges, and for other purposes.

Description:

To provide for certain assistance and reforms relating to the territories, and for other purposes. (bankruptcy-style moratorium on P.R. debt collection) 

Description:

To provide assistance and support to the Commonwealth of Puerto Rico.

Description:

To establish additional protections and disclosures for students and co-signers with respect to student loans, and for other purposes.

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To amend the Higher Education Act of 1965 to provide for institutional ineligibility based on low cohort repayment rates and to require risk sharing payments of institutions of higher education.

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To amend title 11 of the U.S. Code to treat Puerto Rico as a State for purposes of chapter 9 of such title relating to the adjustment of debts of municipalities.

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To amend title 11, United States Code, to require creditors to inform consumer reporting agencies that certain debts have been discharged in bankruptcy cases.

Description:

To amend the Employee Retirement Income Security Act of 1974 (ERISA) and the Internal Revenue Code of 1986 to modify certain provisions relating to multiemployer pensions, and for other purposes. (Sect. 5 of bill amends §507 to make ERISA withdrawal liability a priority claim ahead of administrative expenses.)

Description:
To improve accountability and transparency in the United States financial regulatory system, protect access to credit for consumers, provide sensible relief to financial institutions, and for other purposes.
Description:

To amend the Federal Reserve Act to reform the Federal Reserve System.

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To amend title 11, United States Code, to improve protections for employees and retirees in business bankruptcies.

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To ensure the privacy and security of sensitive personal information, to prevent and mitigate identity theft, to provide notice of security breaches involving sensitive personal information, and to enhance law enforcement assistance and other protections against security breaches, fraudulent access, and misuse of personal information.

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To amend title 9 of the United States Code with respect to arbitration.

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To amend title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections, and for other purposes. (See sec 12 for intellectual property license/ 11 USC 365(n).)

Description:

Amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36 percent.

Description:

To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.

Description:

To amend title 11, United States Code, with respect to certain exceptions to discharge in bankruptcy.

Description:

To amend title 11 of the United States Code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding the receipt and disposition of claims for injuries based on exposure to asbestos, and for other purposes.

Description:

To amend title 11 of the U.S. Code to clarify the rule allowing discharge as a nonpriority claim of governmental claims arising from the disposition of farm assets under chapter 12 bankruptcies.

House - Introduced Bills

Description:
Provides FY2017 appropriations to the Department of the Treasury, the Executive Office of the President, the judiciary, the District of Columbia, and several independent agencies.
 
Also includes:
- "Financial Institution Bankruptcy Act of 2016," which amends the Bankruptcy Code to establish a new bankruptcy process for certain financial institutions. (p. 235).
 
- Amendment to "Temporary Bankruptcy Judgeships Extension Act of 2012" (p. 53)
Description:

To amend the Consumer Financial Protection Act of 2010 to require that civil investigative demands be appealed to courts, and for other purposes.

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To amend the Consumer Financial Protection Act of 2010 to require congressional review of rulemaking of the Bureau of Consumer Financial Protection, and for other purposes.

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To increase purchasing power, strengthen economic recovery, and restore fairness in financing higher education in the United States through student loan forgiveness, caps on interest rates on Federal student loans, and refinancing opportunities for private borrowers, and for other purposes.

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To amend the Consumer Financial Protection Act of 2010 to require that no deference be given to the interpretation of consumer financial law by the Bureau of Consumer Financial Protection, to define the scope of judicial review of Bureau actions, and for other purposes.

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To require the Director of the Bureau of Consumer Financial Protection to verify the accuracy of consumer complaint information before making such information available to the public.

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To establish an American Savings Account Fund and create a retirement savings plan available to all employees, and for other purposes.

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To amend the Consumer Financial Protection Act of 2010 to separate the market monitoring functions of the Bureau of Consumer Financial Protection from the Bureau's supervisory functions.

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To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.

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To amend the Consumer Financial Protection Act of 2010 to provide additional requirements for the consumer complaint website of the Bureau of Consumer Financial Protection, and for other purposes.

Description:

To amend the Fair Credit Reporting Act to improve the consumer reporting system, and for other purposes.

Description:

To establish an Oversight Board to assist the Government of Puerto Rico, including instrumentalities, in managing its public finances, and for other purposes.

Description:

To prohibit the provision of Federal funds to State, territory, and local governments for payment of obligations, to prohibit the Board of Governors of the Federal Reserve System from financially assisting State and local governments, and for other purposes.

Description:

To provide for the refinancing and recalculation of certain Federal student loans, and for other purposes.

Description:

To amend the Consumer Financial Protection Act of 2010 to update the purpose of the Bureau of Consumer Financial Protection, and for other purposes.

Description:

To amend the Truth in Lending Act to address certain issues related to the extension of consumer credit, and for other purposes.

Description:

To amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.

Description:

To ensure the sufficient capitalization of Fannie Mae and Freddie Mac and prevent any further bailout of such enterprises by the Federal Government, and for other purposes.

Description:

To establish an Oversight Board to assist the Government of Puerto Rico, including instrumentalities, in managing its public finances, and for other purposes.

Description:

Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act is hereby repealed and any Federal law amended by such title shall, on and after the effective date of this Act, be effective as if title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act had not been enacted.

Description:

To amend the Internal Revenue Code of 1986 to provide for reporting and disclosure by State and local public employee retirement pension plans.

Description:

To require the Attorney General to ensure that State-appointed emergency financial managers do not violate Constitutional protections and that they ensure public health and safety, and for other purposes.

Description:

To strengthen incentives and protections for whistleblowers in the financial industry and related regulatory agencies, and for other purposes.

Description:

To provide for certain assistance and reforms relating to the territories, and for other purposes. (bankruptcy-style moratorium on P.R. debt collection) 

Description:

To amend title 28 of the United States Code to authorize the appointment of additional bankruptcy judges; and for other purposes.

Description:

To provide the Government of Puerto Rico the choice to restructure its municipal debt in conjunction with enhanced financial oversight, and for other purposes.

Description:

To authorize the Secretary of the Treasury to guarantee principal and interest payments on bonds issued by the government of the U.S. territory of Puerto Rico, including its public corporations and instrumentalities, on the condition that the government of the territory demonstrates meaningful improvement in the management of its public finances, and for other purposes.

Description:

To establish student loan borrowers’ rights to basic consumer protections, reasonable and flexible repayment options, access to earned credentials, and effective loan cancellation in exchange for public service, and for other purposes.

Description:

To establish additional protections and disclosures for students and co-signers with respect to student loans, and for other purposes.  

Description:

To amend title 11 of the United States Code to make student loans dischargeable.

Description:

To replace references to “wives” and “husbands” in Federal law with references to “spouses”, and for other purposes. (Takes "husband and wife" language out of Bankruptcy Code exemption provision, §522.)

Description:

To amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy.

Description:

To amend the Employee Retirement Income Security Act of 1974 (ERISA) and the Internal Revenue Code of 1986 to modify certain provisions relating to multiemployer pensions, and for other purposes.

Description:

To amend the Federal Reserve Act to reform the Federal Reserve System.

Description:

To amend the Truth in Lending Act to establish requirements for releasing a cosigner from obligations of a private education loan, for the treatment of the loan upon the death or bankruptcy of a cosigner of the loan, and for other purposes.

Description:

To amend title 11, United States Code, to provide an exception to the avoidance of transactions by bankruptcy trustee under section 548 where the transaction was a good faith payment by a parent of post secondary education tuition for that parent’s child.

Description:

To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

Description:

To amend title 11 of the United States Code to modify the dischargeability of debts for certain educational payments and loans.

Description:

To amend title 9 of the United States Code with respect to arbitration.

Description:

To amend the Employee Retirement Income Security Act of 1974 and the National Labor Relations Act to protect the health benefits of retirees, and for other purposes.

Description:

To nullify certain guidance of the Bureau of Consumer Financial Protection and to provide requirements for guidance issued by the Bureau with respect to indirect auto lending.

Description:

Amends the Truth in Lending Act to prohibit a creditor from extending credit to a consumer under an open end consumer credit plan (credit card) for which the fee and interest rate exceeds 36 percent.

Description:

To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes.

Description:

To amend title 11 of the United States Code to include firearms in the types of property allowable under the alternative provision for exempting property from the estate.

Description:

To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.

Description:

To amend the Higher Education Act of 1965 to provide for the refinancing of certain Federal student loans, and for other purposes.

Description:

To establish student loan borrowers’ rights to basic consumer protections, reasonable and flexible repayment options, access to earned credentials, and effective loan cancellation in exchange for public service, and for other purposes.

Description:

To amend the Internal Revenue Code of 1986 to modify rules relating to health savings accounts. (Sect. 5 adds property exemption to 11 USC 522 to treat HSAs the same as IRAs.)

Description:

To amend title 11 of the United States Code to treat Puerto Rico as a State for purposes of chapter 9 of such title relating to the adjustment of debts of municipalities.

Description:

To amend title 35, United States Code, and the Leahy-Smith America Invents Act to make improvements and technical corrections, and for other purposes. (Intersection between chapter 15 and §365(n).)

Description:

To amend title 11 of the U.S. Code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding the receipt and disposition of claims for injuries based on exposure to asbestos; and for other purposes.

Description:

Amends the Bankruptcy Code to allow the discharge in bankruptcy of an educational loan or an obligation to repay funds received as an educational benefit, scholarship, or stipend.

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To amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes.

Description:

To amend title 11, United States Code, to improve protections for employees and retirees in business bankruptcies.

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To amend title 11 of the United States Code to stop abusive student loan collection practices in bankruptcy cases.

Description:

To amend chapter 9 of title 11 of the United States Code to improve protections for employees and retirees in municipal bankruptcies. (Redefining good faith for eligibilty under NLRB standard, & amending plan confirmation standard.)