ABI Blog Exchange
In additional to the high-level questions in its global policy survey which we previously discussed here, ISS also included a more detailed set of questions for the U.S. that addresses:
Independent Chair Shareholder Proposals. ISS generally supports these proposals after taking into account factors such as the company’s governance structure and practices as well as financial performance. The survey asks about the level of importance that respondents may attach to the following factors when evaluating independent chair proposals: controversies and/or risk oversight failures; independence of key board committees; board’s rationale for having a combined CEO/chair structure; shareholder rights such as special meetings and proxy access; prevalence of takeover defenses; alignment between CEO pay and performance; board responsiveness to shareholder concerns; management of environmental and social issues; and the company’s short- and long-term TSR performance. Continue Reading
Read More from: Davis Polk Briefing: Governance
Again, yes! Sort of. In a prior blog entry, I discussed what impact working may have on drawing Disability Insurance Benefits (DIB). To complement it, I thought I would today focus on what impact working may have on drawing Supplemental Security Income (SSI) benefits.
To reiterate, there are two sorts of Social Security Administration (SSA) disability benefits that I handle in my practice: DIB and SSI. DIB monthly monetary dispersals are tied to what you have paid into the system while SSI benefits are needs based.
This is a very important distinction as if an individual or couple have too many assets or the individual or household’s income is too great it may zero out the SSI monthly monetary dispersal regardless of how ill an individual is. By way of comparison, there is no offset of DIB monthly monetary dispersals regardless of same.
Read More from: Bonds & Botes, P.C.
Anand Selva, a longtime Asia hand, will head up U.S. consumer banking; several startups are backed by traditional card issuer veterans, such as former Citi CEO Vikram Pandit.
Read More from: BankThink
The case of Davey v Money and Anor (2018) EWHC 766 (Ch) should serve as a gentle warning to secured creditors to be aware of the level of their involvement in the administration of a customer.
Background
Read More from: eSQUIRE Global Crossings
There are many advantages that come with being married. For instance, now that you are married you have the option to file a joint bankruptcy with your spouse and discharge your debts together. Filing jointly can save you time and money. A joint bankruptcy is great for saving time because it eliminates separate hearings. All......
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The post Bankruptcy and Newlyweds appeared first on The Law Office of Joel R. Spivack.
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Helping the underserved, especially abroad, can help banks retain top workers and boost profits.
Read More from: BankThink
The transaction was set up to give Mercantil more autonomy to expand in South Florida, Houston and New York.
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Citigroup Inc. is restructuring its consumer banking operation in a shake-up that includes the departure of its global credit card chief.
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The Trump administration has argued that the Affirmatively Furthering Fair Housing rule, issued in 2015, was too prescriptive.
Read More from: BankThink
Guaranty Bancorp could have had a different owner if not for a suitor’s ill-timed stock hiccup that gave a rival the upper hand.
Read More from: BankThink
The bank continues to battle a series of negative headlines such as erroneous foreclosures, but public and investor reaction has been muted.
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It bothered Jeannie Tarkenton, founder of Funding University, that too many kids from lower-income families didn't graduate because they lacked just a few thousand dollars and couldn't get a loan.
Read More from: BankThink
BayCom in Walnut Creek, Calif., would have a bigger presence in the Albuquerque area after buying Bethlehem Financial.
Read More from: BankThink
Judges say a CashCall loan may have fit the state’s definition of an “unconscionable” interest rate.
Read More from: BankThink
Sentences in Pennsylvania are not arbitrarily made. A judge cannot say, “you, sir, are sentenced to 25 years of prison.” It doesn’t work like that. In Pennsylvania, we have what’s known as “Sentencing Guidelines.” These guidelines prescribe a range of possible sentences that a judge may impose so that the sentence is not arbitrary, but […]
The post How Criminal Sentencing Works in the Pennsylvania Criminal Justice System appeared first on .
Read More from: Young, Marr & Associates
By Gregory Bresiger
Despite a booming economy, many Americans are having trouble paying credit card bills, industry observers warn.
An increasing number of auto borrowers are also asking for more time to pay.
These trends disturb card industry experts.
“It is a problem we should watch,” says Bill Hardekopf, founder of LowCards.com.
“I would say that credit card defaults is definitely a cause for concern,” says Joe Resendiz, an analyst with ValuePenguin, which tracks the credit industry.
Resendiz noted the recent second-quarter net credit card default numbers rose for Bank of America and JPMorgan. In an otherwise rosy report, the amount of in-default charge card bills rose by 10 percent and 9 percent, respectively, compared with the same period in 2017.
Read More from: Shenwick & Associates