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ABI's Popular Graduating with Debt Updated with New Case Law, Special Issues with Student Loan Debt in Chapter 13 and More

Alexandria, Va. — The American Bankruptcy Institute's (ABI) updated Graduating with Debt: Student Loans under the Bankruptcy Code, 2nd Edition, has been revised and expanded to highlight a number of significant changes in one of the most volatile and important consumer debt arenas. Student loan debt in the U.S. exceeds $1.3 trillion — more than any other type of consumer debt except for mortgage loans — while student loan defaults have been increasing at an explosive pace. Authors Prof. Susan E. Hauser of North Carolina Central University School of Law (Durham, N.C.) and attorney Dr. Daniel A. Austin (Erie, Pa.) reunited to write the updated edition to provide insights about revised procedures on loan forgiveness and rehabilitation, as well as new case law — such as conflicting court decisions about the scope of § 523(a)(8)(A)(ii) and the Brunner test. The book also includes expanded coverage of special issues in chapter 13 cases, updates on litigation issues, legislative initiatives regarding student loan debt forgiveness, and much more. This comprehensive guide is a must for any practitioner involved in a student loan case.


“One of the things that we have in the new edition is much more coverage of case law because of the volume of cases and decisions between 2013 and 2016,” Prof. Hauser said on a recent podcast about the new edition of Graduating with Debt. “I think that reflects some increase in filings that are attributable to or are dealing with student loan debt.”


With unfavorable prospects for legislative relief for student loan debt in bankruptcy, Dr. Austin points out that the case law updates are key to both practitioners and consumers involved in student loan debt issues. “Conscientious courts have considered other ways to address individual student loan issues,” Dr. Austin said on the podcast.


To order your copy of Graduating with Debt: Student Loans under the Bankruptcy Code, please visit the ABI Bookstore. Members of the press looking to access a preview of the book or to arrange an interview with the authors should contact ABI Public Affairs Manager John Hartgen at 703-894-5935 or


ABI is the largest multi-disciplinary, nonpartisan organization dedicated to research and education on matters related to insolvency. ABI was founded in 1982 to provide Congress and the public with unbiased analysis of bankruptcy issues. The ABI membership includes more than 12,000 attorneys, accountants, bankers, judges, professors, lenders, turnaround specialists and other bankruptcy professionals, providing a forum for the exchange of ideas and information. For additional information on ABI, visit For additional conference information, visit